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Financière Protea

Active Public limited companyfounded 2018active for 8 yearsTerkamerenlaan 28/30, 1000 BrusselsKBO/BCE: BE 0695.524.444

Lifetime

8 annual accounts with figures on one time axis
peak -€29,783 (2018)
-€94,490▼ €11,863
lowest -€42.4m (2019)
€1.6m▲ €7.4m
peak €124.8m (2018)
€44.1m▲ 0.5%
€1.4m▲ 112×
Board9 names since 2020
6 directorsCécile Moutet and 5 others
Documentsfilings and deeds
16-12-202546 days before the deadline
2025financial year
Gross margin from -€82,628 to -€94,490Back to profit: €1.6mCapital decrease of €79,536,038 to €43,788,962 03-07Registered office moved within Brussels 05-02Dividend €1.4mDebts from €12,452 to €1.4m

Key points

from the 2025 annual accounts

Equity

€44.1m from €124.8m in 2018

Equity fell by 65% in 7 years.

Result

€1.6m €1.6m
-€5.8m2024€1.6m2025

Back in profit in 2025, after a loss of €5.8m in 2024.

Investments

€283,290 5.8 × depreciation
202320242025

Green is investment, beige is depreciation. Land and buildings stand 20.0% higher than in 2024.

Checked score

93
Excellent
Financially stronger than 55% of large companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.3%▲ +0.2 percentage points vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.5%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025highest value 01-2026: 0.1%▼ -0.4 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 96.9% of total assets
65+2short-term debt 3.1% · cash 12.4%
23+19return on assets 3.5%

Score breakdown

raises risk
1 change of registered office in 24 months
lowers risk
Size: total assets €45.5m
Figures for financial year 2025 (filed on 16-12-2025)
Equity €44.1m (96.9% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, large). It does better than 67% of them on solvency, 93% on liquidity, 17% on profitability and 44% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit verdict

Credit of up to €4,100,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 7.69, above the usual 1.5. Short-term debt is 3.1% and cash 12.4% of total assets. 3.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €45.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Figures for financial year 2025 (filed on 16-12-2025)
NBB · annual accounts
lowers risk · Equity €44.1m (96.9% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
46 days early
2024
63 days early
2023
62 days early
2022
39 days early
2021
70 days early
2020
55 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 54 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 November (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

CB
Director, since 27-06-2025
CM
Director, since 27-06-2025
EB
Director, since 27-06-2025
ED
Director, since 27-06-2025
JB
Director, since 27-06-2025
RI
Auditor, Marie Delacroix
and 1 other

Shares in 1 company, Burelle SA

Board & ownership

Recent changes

Capital decrease of €79,536,038 to €43,788,962 Capital from €123,325,000 to €43,788,962 · Resignation: Anne-Marie BERNIÈRE (director) · Appointments: Jean BURELLE, Pierre BURELLE, Cécile BURELLE and Emilie BURELLE · General meeting of 27-06-2025 · Gazette deed
Registered office moved within Brussels New registered office: Boulevard de la Cambre 28-30 à 1000 Bruxelles · Previous registered office: Avenue Louise 65 bte 11, 1050 Bruxelles · Board meeting of 07-08-2024 · Gazette deed
Reappointments: Anne-Marie Burelle (director) and RSM INTERAUDIT (statutory auditor) General meeting of 16-11-2023 · Gazette deed
Reappointments: Anne-Marie Burelle (director) and RSM INTERAUDIT (statutory auditor) Gazette deed
All 23 events

Official details

Source: KBO
Status
Active since 26-04-2018Normal situation
Registered office
14 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
Activity
“La prise de participation directe ou indirecte (que cela soit notamment par voie d’apport,de…” (deed in French)From the articles, 9 activitiesNo NACE code in the KBO yet
Establishment unit
2.278.055.2921000 Brussels, since 26-04-2018
Financial year end
30 June
Peppol
Not found in the Peppol Directory
Company details

Annual accounts to 30-06-2025

€45.5m▲ 3.7%
Filing
Filed on 16-12-2025, 46 days before the end of the filing period
Financials

Insights on Financière Protea

The gross margin has fallen every year since 2021.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Financière Protea

What is the company number of Financière Protea?
The company number of Financière Protea is 0695.524.444. The VAT number is the same number with BE in front: BE 0695.524.444.
Where is Financière Protea based?
The registered office is at Terkamerenlaan 28/30, 1000 Brussels.Company details
What is the legal form of Financière Protea?
Financière Protea is a public limited company (NV).
When was Financière Protea founded?
Financière Protea was founded on 26-04-2018.
Is Financière Protea still active?
Yes, Financière Protea is an active enterprise in the KBO register.
What is the turnover of Financière Protea?
The annual accounts for financial year 2025 state no turnover.Financials
Is Financière Protea profitable?
In financial year 2025, Financière Protea made a profit of €1.6m.
Where can I find the annual accounts of Financière Protea?
Financière Protea filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Financière Protea due?
Financière Protea must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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