FINANCIERE GAEL
ActiveSummary
FINANCIERE GAEL has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9.3m and a net result of €3.2m, of which €3.0m non-recurring income. Equity has been growing by about 16% per year since 2018. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 07-01-1997 Normal situation
- Registered office
- 19 active companies are registered at this address Source: KBO register, as of 3 November 2026.
- Activity
- “La prise de participations, sous quelque forme que ce soit, tant en Belgique qu'à…” (deed in French)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.080.180.836 1040 Etterbeek, since 28-01-1997
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Board and ownership
- Holdings
- Shares in 5 companies including FINANCIERE GAEL and BQ TRANS
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- -€28,980
- ▲ 40.3%
- Profit
- €3.2m
- Equity
- €9.3m
- ▼ 17.9%
- Total assets
- €10.5m
- ▼ 51.0%
- 2025 accounts filed 27 days after the deadline
Score breakdownraises riskLiquidity: current ratio 5.67, cash €99,696Last filed accounts filed 27 days late; 1 of the last 3 accounts latelowers riskSize: total assets €10.5mEquity €9.3m (88.5% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized). It does better than 74% of them on solvency, 52% on liquidity, 72% on profitability and 11% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 44 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Merger: FINANCIERE GAEL takes over FINANCIERE GAELCompany renamed from IM Holding to FINANCIERE GAEL
- · Gazette deed Merger proposal: IM Holding takes over FINANCIERE GAEL
- · Gazette deed Incorporation
Key facts about FINANCIERE GAEL
- What is the company number of FINANCIERE GAEL?
- The company number of FINANCIERE GAEL is 0459.713.286. The VAT number is the same number with BE in front: BE 0459.713.286.
- Where is FINANCIERE GAEL based?
- The registered office is at Galliërslaan 33, 1040 Etterbeek.Company details
- What is the legal form of FINANCIERE GAEL?
- The legal form of FINANCIERE GAEL is Public limited company (NV).
- When was FINANCIERE GAEL founded?
- FINANCIERE GAEL was founded on 07-01-1997.
- Is FINANCIERE GAEL still active?
- Yes, FINANCIERE GAEL is an active enterprise in the KBO register.
- What is the turnover of FINANCIERE GAEL?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is FINANCIERE GAEL profitable?
- In financial year 2025, FINANCIERE GAEL made a profit of €3.2m.
- Where can I find the annual accounts of FINANCIERE GAEL?
- FINANCIERE GAEL filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINANCIERE GAEL due?
- FINANCIERE GAEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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