FINANCIAL ADVISORY SERVICES AND CONSULTANCY
ActiveFINANCIAL ADVISORY SERVICES AND CONSULTANCY has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168k and a net result of €-5k. Equity is growing by ~3.3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency93▼-3
Growth52=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.36 against 29.3 in 2024), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
5 d early
2022
3 d early
2021
3 d early
2020
1 d early
2019
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€168k▼ 2.8%
2024 · €173k
2018: €134k
2019: €146k
2020: €153k
2021: €157k
2022: €189k
2023: €183k
2024: €173k
2018 → 2025
Total assets
€355k▲ 7.0%
2024 · €331k
2018: €170k
2019: €207k
2020: €303k
2021: €270k
2022: €255k
2023: €185k
2024: €331k
2018 → 2025
Net result
€-5k▲ 52.7%
2024 · €-10k
2018: €7k
2019: €12k
2020: €6k
2021: €4k
2022: €32k
2023: €-6k
2024: €-10k
2018 → 2025
Working capital
€26k▼ 89.5%
2024 · €245k
2018: €84k
2019: €102k
2020: €41k
2021: €57k
2022: €128k
2023: €97k
2024: €245k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€157k-€189k▲ 20.2%€183k▼ 3.2%€173k▼ 5.4%€168k▼ 2.8%
Operating result€8k-€38k▲ 368%€-5k€-7k▼ 35.6%€374
Net result€4k-€32k▲ 627%€-6k€-10k▼ 65.5%€-5k▲ 52.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €374 after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €355k
Fixed assets
€310k▲ 296%
Current assets
€45k▼ 82.3%
Equity and liabilities €355k
Equity
€168k▼ 2.8%
Debt
€187k▲ 17.7%
The debt ratio rises from 47.9% to 52.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€16k▲
2024 · €2k
Cash flow
€11k▲
2024 · €-707
Solvency
47.4%▼
2024 · 52.1%
Current ratio
2.36▼
2024 · 29.30
Quick ratio
2.36▼
2024 · 25.94
Debt / equity
1.11▲
2024 · 0.92
ROE
-2.8%▲
2024 · -5.7%
ROA
-1.3%▲
2024 · -3.0%
Interest coverage
3.07▼
2024 · 18.37
Debt
€187k▲
2024 · €159k
Debt ≤ 1 year
€19k▲
2024 · €9k
Debt > 1 year
€168k▲
2024 · €150k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€331k€355k▲
Fixed assets21/28€78k€310k▲
Tangible fixed assets22/27€78k€310k▲
Land and buildings22€64k€306k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€10k€1k▼
Current assets29/58€253k€45k▼
Stocks and contracts in progress3€29k-
Stocks30/36€29k-
Amounts receivable within one year40/41€7k€14k▲
Trade receivables40€7k€13k▲
Other amounts receivable41€467€467▲
Cash at bank and in hand54/58€217k€31k▼
Equity and liabilities
Total equity and liabilities10/49€331k€355k▲
Equity10/15€173k€168k▼
Contributions10/11€50k€50k=
Capital10€50k€50k=
Issued capital100€50k€50k=
Reserves13€123k€118k▼
Non-distributable reserves130/1€5k€5k=
Other1319€5k€5k=
Distributable reserves133€118k€113k▼
Amounts payable17/49€159k€187k▲
Amounts payable after more than one year17€150k€168k▲
Financial debts170/4€150k€168k▲
Amounts payable within one year42/48€9k€19k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44-€160
Suppliers440/4-€160
Taxes, remuneration and social security45€696€3k▲
Taxes450/3€696€3k▲
Other amounts payable47/48€8k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€15k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€4k€18k▲
Operating profit (loss)9901€-7k€374▲
Financial income75/76B€369-
Recurring financial income75€369-
Financial charges65/66B€118€5k▲
Recurring financial charges65€118€5k▲
Profit (loss) for the period before taxes9903€-7k€-5k▲
Income taxes67/77€3k-
Profit (loss) for the period9904€-10k€-5k▲
Profit (loss) for the period to be appropriated9905€-10k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-5k▲
Transfer from equity791/2€10k€5k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 6current ratio 38.59
Current ratio from 6.82 to 38.59; short-term debt falls from €22k to €3k.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €32k ▲627%
Operating result €38k, net result €32k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 6.82
Current ratio from 2.21 to 6.82; short-term debt falls from €48k to €22k.
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €150kEq €153k ▲4.3%
3 profitable years in a row build equity to €153k.
22-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heldenlaan 143583 BeringenGround area
88 m²
Building footprint
88 m²
Volume, LiDAR
794 m³
Parcel 71382C0583/00G000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FASCON
since 20112.195.454.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382C0583/00G000 | Flanders | 88 m² | 1 · 88 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 248 EUR awarded · 248 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 248 EUR | 248 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-01-2011
Fiscal year end30-09
Abbreviation NL
FASCON
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
77120Rental and leasing activities
77330Rental and leasing activities
82100Office administrative and support services
82190Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.