Financelis
ActiveSummary
For Financelis, at least two annual filings are missing. The 2021 annual accounts show equity of €239,752 and a net result of €79,107. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 75% of 11,072 sector peers (NACE 69, financial year 2021). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-02-2016 Normal situation
- Activity
- Certified accountants and tax accountants NACE 69201
- Establishment unit
- 2.250.117.413 2980 Zoersel, since 09-02-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
2021 figures too old to score
Annual accounts 2021
- Gross margin
- €119,722
- ▼ 9.8%
- Turnover
- ≈ €230,000
- estimated
- Profit
- €79,107
- ▼ 11.2%
- Equity
- €239,752
- ▲ 16.6%
- Total assets
- €313,864
- ▲ 31.1%
- 2022 accounts not filed, 1191 days past the deadline
Signalsraises riskFigures for financial year 2021 (filed on 29-07-2022)Two or more financial years not filedlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 3.71, cash €80,049, halvedLegal form: limited partnershipneutralLatest accounts filed on timeShow the evidence
Bankruptcy probability
No current score
Figures too old
The latest figures are for FY 2021. They are too old for a current score.
Filing: At least two annual filings are missing
Financial strength, FY 2021 · tick: 2020
Strong
Solvency
100=
equity 76.4% of total assets
Liquidity
73-24
short-term debt 23.6% · cash 25.5%
Profitability
100=
return on assets 25.2%
Bankruptcy probability within 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%highest value
01-2025: 0.1%● unchanged vs 12-2024highest value
02-2025: 0.1%● unchanged vs 01-2025highest value
03-2025: 0.1%● unchanged vs 02-2025highest value
04-2025: 0.1%● unchanged vs 03-2025highest value
05-2025: 0.1%● unchanged vs 04-2025highest value
06-2025: 0.1%● unchanged vs 05-2025highest value
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2022, 4 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filingsPosition against the passed deadline
31-12-2022 year end31-07-2023 deadline03-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 29-07-2022, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
2 days early
2020
51 days early
2019
129 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 61 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2021, micro format
2022 annual accounts not yet filed, deadline passed on 31 July 2023 The financial year closed on 31 December 2022. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). 4 financial years without a filing since the last one filed. Source: NBB filings, as of 3 November 2026.
Annual accounts 2021 filed on 29-07-2022 PDF all 6 filings
Turnover
≈ €230,000
Estimated: probably between €180,000 and €280,000
Total assets
€313,864▲ 31.1%
2020 · €239,400
Net result
€79,107▼ 11.2%
2020 · €89,096
Working capital
€200,532▲ 36.3%
2020 · €147,079
Multi-year overview
2018 to 2021, 4 financial yearsOperating result
€99,651
▼ 11.5%
2021
20182021
Net result
€79,107
▼ 11.2%
2021
highest quarter of the sector
20182021
Equity
€239,752
▲ 16.6%
2021
middle half of the sector
20182021
Total assets
€313,864
▲ 31.1%
2021
middle half of the sector
20182021
Debt
€74,113
▲ 120%
2021
20182021
Working capital
€200,532
▲ 36.3%
2021
highest quarter of the sector
20182021
Solvency
76.4%
▼ 9.5pp
2021
middle half of the sector
20182021
Current ratio
3.71
▼ 1.65
2021
middle half of the sector
20182021
Return on assets (ROA)
25.2%
▼ 12.0pp
2021
middle half of the sector
20182021
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line2018201920202021
Operating result€101,510-€96,108▼ 5.3%€112,610▲ 17.2%€99,651▼ 11.5%
Net result€80,600-€77,439▼ 3.9%€89,096above the sector's middle half▲ 15.1%€79,107above the sector's middle half▼ 11.2%
Equity€184,110-€141,549▼ 23.1%€205,645within the sector's middle half▲ 45.3%€239,752within the sector's middle half▲ 16.6%
Total assets€215,397-€267,009▲ 24.0%€239,400within the sector's middle half▼ 10.3%€313,864within the sector's middle half▲ 31.1%
Debt€31,287-€125,460▲ 301%€33,755▼ 73.1%€74,113▲ 120%
Working capital€140,269-€63,276▼ 54.9%€147,079within the sector's middle half▲ 132%€200,532above the sector's middle half▲ 36.3%
Solvency85.5%-53.0%▼ 32.5pp85.9%above the sector's middle half▲ 32.9pp76.4%within the sector's middle half▼ 9.5pp
Current ratio5.48-1.50▼ 3.985.36above the sector's middle half▲ 3.853.71within the sector's middle half▼ 1.65
Return on assets (ROA)37.4%-29.0%▼ 8.4pp37.2%above the sector's middle half▲ 8.2pp25.2%within the sector's middle half▼ 12.0pp
above
within
below
The sector band is the middle half of the companies in Legal and accounting activities (NACE 69). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2021 is 12% lower than in 2020.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €313,864
Fixed assets
€39,219 ▼ 33.0%
Current assets
€274,645 ▲ 51.9%
Equity and liabilities €313,864
Equity
€239,752 ▲ 16.6%
Debt
€74,113 ▲ 120%
Debt's share of the balance-sheet total rises from 14.1% to 23.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€118,997▼
2020 · €132,355
Cash flow
€98,453▼
2020 · €108,840
Debt to equity
0.31
ROE
33.0%▼
2020 · 43.3%
Interest coverage
over 100
Debt ≤ 1 year
€74,113▲
2020 · €33,755
Income taxes
€20,471▼
2020 · €22,847
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · €1,993 awarded · €1,993 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €449 | €449 |
| 2024 | 1 | €629 | €629 |
| 2023 | 1 | €492 | €492 |
| 2022 | 1 | €423 | €423 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,139 | €30,087 | €19,744 | €19,347 | ▼ 2.0% |
| Other operating charges640/8 | - | - | - | €725 | - |
| Gross operating margin9900 | €120,093 | €126,740 | €132,802 | €119,722 | ▼ 9.8% |
| Operating profit (loss)9901 | €101,510 | €96,108 | €112,610 | €99,651 | ▼ 11.5% |
| Recurring financial income75 | - | €184 | - | - | - |
| Financial charges65/66B | - | - | - | €73 | - |
| Recurring financial charges65 | €710 | €35 | €340 | €73 | ▼ 78.5% |
| Profit (loss) for the period before taxes9903 | €100,799 | €96,257 | €111,943 | €99,578 | ▼ 11.0% |
| Income taxes67/77 | €20,200 | €18,818 | €22,847 | €20,471 | ▼ 10.4% |
| Profit (loss) for the period9904 | €80,600 | €77,439 | €89,096 | €79,107 | ▼ 11.2% |
| Profit (loss) for the period to be appropriated9905 | €76,533 | €70,362 | €91,114 | €79,107 | ▼ 13.2% |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €215,397 | €267,009 | €239,400 | €313,864 | ▲ 31.1% |
| Fixed assets21/28 | €43,841 | €78,273 | €58,566 | €39,219 | ▼ 33.0% |
| Tangible fixed assets22/27 | €43,841 | €77,313 | €57,606 | €38,259 | ▼ 33.6% |
| Plant, machinery and equipment23 | - | - | - | €240 | - |
| Furniture and vehicles24 | - | - | - | €38,019 | - |
| Financial fixed assets28 | - | €960 | €960 | €960 | = |
| Current assets29/58 | €171,556 | €188,736 | €180,834 | €274,645 | ▲ 51.9% |
| Amounts receivable within one year40/41 | €2,152 | €1,979 | €2,158 | €194,518 | ▲ 90× |
| Trade receivables40 | - | - | - | €237 | - |
| Other amounts receivable41 | - | - | - | €194,281 | - |
| Cash at bank and in hand54/58 | €168,634 | €186,715 | €178,610 | €80,049 | ▼ 55.2% |
| Deferred charges and accrued income490/1 | - | - | - | €78 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €215,397 | €267,009 | €239,400 | €313,864 | ▲ 31.1% |
| Equity10/15 | €184,110 | €141,549 | €205,645 | €239,752 | ▲ 16.6% |
| Contributions10/11 | €18,600 | €18,600 | - | €18,600 | - |
| Reserves13 | €165,510 | €122,949 | €137,045 | €137,045 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | - |
| Tax-exempt reserves132 | - | - | - | €15,074 | - |
| Distributable reserves133 | - | - | - | €120,111 | - |
| Profit (loss) carried forward14 | - | - | €50,000 | €84,107 | ▲ 68.2% |
| Amounts payable17/49 | €31,287 | €125,460 | €33,755 | €74,113 | ▲ 120% |
| Amounts payable within one year42/48 | €31,287 | €125,460 | €33,755 | €74,113 | ▲ 120% |
| Financial debts43 | - | - | - | €20,000 | - |
| Other loans439 | - | - | - | €20,000 | - |
| Trade debts44 | €292 | €264 | - | €4,692 | - |
| Suppliers440/4 | - | - | - | €4,692 | - |
| Taxes, remuneration and social security45 | - | - | - | €4,421 | - |
| Taxes450/3 | - | - | - | €4,421 | - |
| Other amounts payable47/48 | - | - | - | €45,000 | - |
| Line | 2018 | 2019 | 2020 | 2021 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €80,600 | €77,439 | €89,096 | €79,107 | ▼ 11.2% |
| + Depreciation and write-downs630 | €18,139 | €30,087 | €19,744 | €19,347 | ▼ 2.0% |
| Operating cash flow (approximation) | €98,739 | €107,526 | €108,840 | €98,453 | ▼ 9.5% |
| Investment in fixed assets (approximation) | - | -€64,519 | -€38 | €0 | - |
| Change in cash | - | €18,081 | -€8,105 | -€98,560 | ▼ 1,116% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2021 | micro format | 29-07-2022 | 2022-20244718 | |
| 31-12-2020 | micro format | 10-06-2021 | 2021-19800182 | |
| 31-12-2019 | micro format | 24-03-2020 | 2020-07600463 | |
| 31-12-2018 | micro format | 01-04-2019 | 2019-09200260 | |
| 31-12-2017 | micro format | 08-06-2018 | 2018-17100256 | |
| 31-12-2016 | micro format | 03-04-2017 | 2017-07700585 |
Board & ownership
Directors
Directors
1 director, last change in 2022
CELIS Mick
Current
Niet statutair zaakvoerder van de commv · appointed in the act of 12-12-2022 · earlier bestuurder van de bv, until 12-12-2022 · term without a fixed end · listed in the 2021 annual accounts, filed on 29-07-2022
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Indien er twee of meer zaakvoerders zijn benoemd, dan zijn zij ieder individueel bevoegd om alle handelingen van intern bestuur te…”
deed of 12-12-2022Owners and capital
Shareholders
1 ownerOwners 1
- Mick Celisnatural personSourceown accounts 2017100%
Capital transactions
Shareholders according to the deeds
Stated in the act
act of 12-12-2022 ↗
- CELIS Mick gecommanditeerde vennoot
Mandate history
1 person, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| CELIS Mick |
|
Articles of association
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “100, aandelenregister”
Audit, dissolution and liquidation
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Gewone meerderheid aanwezige en geldig vertegenwoordigde stemmen, algemene vergadering”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Sluiting middels besluit algemene vergadering met gewone meerderheid aanwezige en geldig vertegenwoordigde stemmen, behoudens vereenvoudigde…”
Articles of association, deed of 12-12-2022 (in Dutch)
Network & group
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of Financelis. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
2022
12-12
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointmentsChange of role: CELIS Mick, from bestuurder van de bv to niet statutair zaakvoerder van de commv · Incorporation · Auditor report17 points ▸
Gazette deed
Amendment of the articles · Legal-form change · Resignations & appointments
Change of role: CELIS Mick, from bestuurder van de bv to niet statutair zaakvoerder van de commv · Incorporation · Auditor report17 points ▸
- Incorporation, 05-02-2016
- General meeting, 25-11-2022
- Other provision, “Eerste beslissing-kennisname verslagen, bijzonder verslag bestuursorgaan over omzettingsvoorstel van 2022-11-13 overeenkomstig art.14:5 WVV met staat van activa…” (deed in Dutch)
- Auditor report, “Zandhoven, verzoek inlichtingen,cijferanalyses en andere beoordelingswerkzaamheden,aanzienlijk geringer dan controle voor redelijke zekerheid,geen controleoorde…” (deed in Dutch)
- Other provision, “ontvangst en kennisname verslagen, voorafgaand copie ontvangen en volledige kennis genomen” (deed in Dutch)
- Approval, “verslagen bestuursorgaan en bedrijfsrevisor, goedgekeurd” (deed in Dutch)
- Other provision, “verzaken toezending en mededeling art.14:6 WVV, bewaard in dossier notaris” (deed in Dutch)
- Legal-form conversion, “Commanditaire Vennootschap” (deed in Dutch)
- Other provision, “boeken en boekhouding door besloten vennootschap gehouden worden voortgezet, continuïteit vermogen en boekhouding” (deed in Dutch)
- Amendment of the articles
- Partner, CELIS Mick (general partner)
- Director resignation, CELIS Mick (bestuurder van de bv)
- The act holds 5 more points.
29-07
micro format · 2 days before the deadline
20-07
Gazette deed
Registered office moved from Halle to Halle-ZoerselNew seat: Donker Woud 1, 2980 Halle-Zoersel · Previous seat: Paardenmarkt 5A, 2980 Halle (Kempen), België · Director in office3 points ▸
Gazette deed
Registered office moved from Halle to Halle-Zoersel
New seat: Donker Woud 1, 2980 Halle-Zoersel · Previous seat: Paardenmarkt 5A, 2980 Halle (Kempen), België · Director in office3 points ▸
- Board meeting, 29-06-2022
- Registered-office move, Donker Woud 1, 2980 Halle-Zoersel
- Director in office, Mick Celis (sole director)
2021
10-06
micro format · 51 days before the deadline
2020
31-12
Financial
Highest result from 2018 to 2021net €89,096 ▲15.1%
The operating result of €112,610 and the net result of €89,096 are both a record.
31-12
Financial
Liquidity more than triplescurrent ratio 5.36
The current ratio rises from 1.50 to 5.36. Short-term debt falls from €125,460 to €33,755.
31-12
Financial
Equity above €200,000equity €205,645 ▲45.3%
With a profit in every financial year since 2018, equity grows to €205,645.
24-03
micro format · 129 days before the deadline
2019
01-04
micro format · 121 days before the deadline
2018
08-06
micro format · 53 days before the deadline
2017
03-04
micro format · 119 days before the deadline
2016
11-02
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
Financelis in Dutch
Enterprise number
0647.963.958
Legal form
Limited partnership
Status
Active, normale toestand
Founded
09-02-2016
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-12-2022 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, bestuursorgaan bevoegd zetel binnen België te verplaatsen voor zover geen wijziging taal statuten vereist volgens…”
deed of 12-12-2022 (in Dutch)Registered office and establishments
Registered office
Donker Woud 1, 2980 Zoersel, Belgium
1 former office
- Paardenmarkt 5A, 2980 Halle (Kempen) until 01-07-2022 · act of 20-07-2022
Establishment unit
Financelis, Donker Woud 1, 2980 Zoersel since 09-02-2016 · unit number 2.250.117.413
Website
www.financelis.be
E-mail
boekhouding@financelis.be
Activities
NACEBEL 202569201
Certified accountants and tax accountants main activity
Codes under NACEBEL 2008
69202
Legal and accounting activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
deed of 12-12-2022 (in Dutch)
“Het openen, het houden, het centraliseren en het sluiten van boekingen, geschikt voor het opmaken van de rekeningen; Het bepalen van de…”
8 activities
- Het openen, het houden, het centraliseren en het sluiten van boekingen, geschikt voor het opmaken van de rekeningen;
- Het bepalen van de resultaten en het opmaken van de jaarrekening in de door de wet bepaalde vorm;
- Het belastingadvies, bijstand en vertegenwoordiging van belastingplichtigen in alle belastingaangelegenheden;
- Studie-, organisatie- en raadgevend bureau betreffende financiële, fiscale en sociale aangelegenheden;
- Juridische adviesverlening, in het bijzonder dan de bijstand bij de oprichting en vereffening van vennootschappen;
- De vennootschap mag via inbreng, fusie, inschrijving belangen nemen in of optreden als bestuurder van andere rechtspersonen of vennootschappen met een gelijkaardig doel;
- De vennootschap mag optreden als vereffenaar van andere vennootschappen;
- De vennootschap mag alle verrichtingen, met inbegrip van financiële, roerende en onroerende verrichtingen doen, die rechtstreeks of onrechtstreeks verband houden met het voorwerp van de vennootschap voor zover die verrichtingen in overeenstemming zijn met de plichtenleer die geldt voor het beroep van boekhouder.
Invoicing and payment
VAT number
BE 0647.963.958
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of June at 20:00
deed of 12-12-2022 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,956 m²
Building footprint
250 m²
Building volume
1,554 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11017A0258/00E000 | Flanders | 1,956 m² | 1 · 250 m² | 21.9 m · 2 |