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Finance and Management Solutions

Active
Private limited companyfounded 2025active for 1 yearWakkenstraat(Mar) 93, 8720 Dentergem, BelgiumKBO/BCE: BE 1020.880.755
Summary

Finance and Management Solutions has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35,691 and a net result of €33,691. Its solvency ranks better than 52% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-03-2025 Normal situation
Activity
Computer consultancy and computer facilities management NACE 62200and 1 other
Establishment unit
2.371.150.845 8720 Dentergem, since 11-03-2025
Financial year end
31 December
Peppol
Reachable since 08-05-2026

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€45,151
Turnover
≈ €150,000
estimated
Profit
€33,691
Equity
€35,691
Total assets
€57,365
Score breakdownlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Liquidity: current ratio 2.60, cash €43,958Size: total assets €57,365Equity €35,691 (62.2% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 68% of micro companies in computer programming and consultancy (NACE 62)
Financial strength
Strong
Solvency 87
equity 62.2% of total assets
Liquidity 83
short-term debt 37.8% · cash 76.6%
Profitability 100
return on assets 58.7%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,913 companies, NACE 62, micro)
Last 24 months 04-2026: 0.4% 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.6, above the usual 1.5. Short-term debt is 37.8% and cash 76.6% of total assets. 37.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 54% of them on solvency, 66% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
lowers risk · Liquidity: current ratio 2.60, cash €43,958
NBB · annual accounts
lowers risk · Size: total assets €57,365
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €35,691 (62.2% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
1 day early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: VAN DAMME Thomas (director)
All 2 events

Comparable companies

These companies have the same main activity as Finance and Management Solutions: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €53,600 and €62,300, founded between 2024 and 2025.

CompanyTotal assetsGross margin
Finance and Management Solutions Dentergem€57,365€45,151
Databased Insights Koekelare€57,981€41,049
FOKUUS Kortrijk€53,620€49,840
SILVECO Knokke-Heist€61,084€51,593
PCMV Izegem€62,333€50,886
BB ICT SOLUTIONS Libin€59,443€43,982
IT Wharf Gent€55,254€43,282
Full comparison

Key facts about Finance and Management Solutions

What is the company number of Finance and Management Solutions?
The company number of Finance and Management Solutions is 1020.880.755. The VAT number is the same number with BE in front: BE 1020.880.755.
Where is Finance and Management Solutions based?
The registered office is at Wakkenstraat(Mar) 93, 8720 Dentergem.Company details
What does Finance and Management Solutions do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of Finance and Management Solutions?
The legal form of Finance and Management Solutions is Private limited company (BV).
When was Finance and Management Solutions founded?
Finance and Management Solutions was founded on 11-03-2025.
Is Finance and Management Solutions still active?
Yes, Finance and Management Solutions is an active enterprise in the KBO register.
What is the turnover of Finance and Management Solutions?
The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €45,151 and 64 comparable companies (NACE 62200). It probably lies between €120,000 and €210,000.Financials
Is Finance and Management Solutions profitable?
In financial year 2025, Finance and Management Solutions made a profit of €33,691.
Where can I find the annual accounts of Finance and Management Solutions?
Finance and Management Solutions filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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