FINAMAR
ActiveSummary
FINAMAR has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €191,885 and a net result of €8,657. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.6% (low).
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Signals
This company filed its last 7 accounts on average 43 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | €6,631 | €6,769 | €6,839 | €7,161 | ▲ 4.7% |
| Gross operating margin9900 | - | -€8,895 | €12,399 | €15,743 | €16,736 | ▲ 6.3% |
| Operating profit (loss)9901 | €27,934 | -€15,526 | €5,631 | €8,904 | €9,575 | ▲ 7.5% |
| Financial charges65/66B | - | €48 | €48 | €48 | €53 | ▲ 9.4% |
| Recurring financial charges65 | - | €48 | €48 | €48 | €53 | ▲ 9.4% |
| Non-recurring financial charges66B | - | €48 | €48 | €48 | €53 | ▲ 9.4% |
| Profit (loss) for the period before taxes9903 | €27,854 | -€15,574 | €5,583 | €8,856 | €9,522 | ▲ 7.5% |
| Income taxes67/77 | €2,532 | - | €508 | €805 | €866 | ▲ 7.5% |
| Profit (loss) for the period9904 | €25,322 | -€15,574 | €5,075 | €8,051 | €8,657 | ▲ 7.5% |
| Profit (loss) for the period to be appropriated9905 | €25,322 | -€15,574 | €5,075 | €8,051 | €8,657 | ▲ 7.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 3.4% |
| Fixed assets21/28 | €1.5m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Tangible fixed assets22/27 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Land and buildings22 | - | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Financial fixed assets28 | €1.4m | €384 | €384 | €384 | €384 | = |
| Current assets29/58 | €0.04m | €0.02m | €0.03m | €0.04m | €0.04m | ▲ 19.0% |
| Cash at bank and in hand54/58 | €0.04m | €0.02m | €0.03m | €0.04m | €0.04m | ▲ 19.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 3.4% |
| Equity10/15 | €1.5m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 4.7% |
| Contributions10/11 | €0.2m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Capital10 | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Issued capital100 | - | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Outside capital11 | - | €21 | €21 | €21 | €21 | = |
| Share premium1100/10 | - | €21 | €21 | €21 | €21 | = |
| Reserves13 | €1.5m | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 5.3% |
| Non-distributable reserves130/1 | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Legal reserve130 | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Distributable reserves133 | - | €0.2m | €0.2m | €0.2m | €0.2m | ▲ 5.4% |
| Profit (loss) carried forward14 | -€0.09m | -€0.03m | €0 | - | - | - |
| Amounts payable17/49 | €0.03m | €0.01m | €0.01m | €0.01m | €0.01m | ▼ 14.3% |
| Amounts payable within one year42/48 | €0.03m | €0.01m | €0.01m | €0.01m | €0.01m | ▼ 14.3% |
| Trade debts44 | - | €0.002m | €0.002m | €0.002m | €347 | ▼ 80.7% |
| Suppliers440/4 | - | €0.002m | €0.002m | €0.002m | €347 | ▼ 80.7% |
| Taxes, remuneration and social security45 | - | €0.003m | €0.001m | €0.001m | €0.001m | ▼ 34.1% |
| Taxes450/3 | - | €0.003m | €0.001m | €0.001m | €0.001m | ▼ 34.1% |
| Other amounts payable47/48 | - | €0.01m | €0.01m | €0.01m | €0.01m | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.03m | -€0.02m | €0.005m | €0.008m | €0.009m | ▲ 7.5% |
| Operating cash flow (approximation) | €0.03m | -€0.02m | €0.005m | €0.008m | €0.009m | ▲ 7.5% |
| Investment in fixed assets (approximation) | - | €1.4m | €0 | €0 | €0 | - |
| Change in cash | - | -€0.02m | €0.003m | €0.009m | €0.007m | ▼ 25.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
25-09
State Gazette act
Reappointments: Sophie Marien (director) and Charles Marien (director)Resignations: Martin Hankar (director) and Anne Gaudissart (director)7 facts ▸
- General meeting, 15-05-2026
- Director reappointment, Sophie Marien (director)
- Director reappointment, Charles Marien (director)
- Director reappointment, Sophie Marien (day-to-day manager)
- Director reappointment, Charles Marien (managing director)
- Director resignation, Martin Hankar (director)
- Director resignation, Anne Gaudissart (director)
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
Day-to-day management 2
Not every act has been read: a resignation may be missing here
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039A0089/00K000 | Flanders | 1.8 ha | 1 · 6,230 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Mandate history
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| Charles Marien |
|
| Sophie Marien |
|
| Anne Gaudissart |
|
| Martin Hankar |
|
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCompany details
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Register as of 1 October 2026 · Peppol Directory
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