FINALI BIRD
ActiveFINALI BIRD has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €-65k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency33▼-66
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.43 against 4.02 in 2023), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
18.4%
Return on assets
-52.2%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€65k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
110 d late
2023
12 d early
2022
17 d early
2021
32 d early
2020
24 d late
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€23k▼ 73.9%
2023 · €88k
2018: €54k
2019: €63k
2020: €76k
2021: €91k
2022: €104k
2023: €88k
2018 → 2024
Total assets
€125k▼ 13.0%
2023 · €144k
2018: €208k
2019: €204k
2020: €237k
2021: €218k
2022: €195k
2023: €144k
2018 → 2024
Net result
€-65k▼ 303%
2023 · €-16k
2018: €17k
2019: €10k
2020: €13k
2021: €14k
2022: €14k
2023: €-16k
2018 → 2024
Working capital
€35k▼ 63.6%
2023 · €96k
2018: €44k
2019: €50k
2020: €55k
2021: €121k
2022: €126k
2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€76k-€91k▲ 18.8%€104k▲ 15.0%€88k▼ 15.5%€23k▼ 73.9%
Operating result€21k-€25k▲ 17.1%€22k▼ 10.2%€-14k€-64k▼ 350%
Net result€13k-€14k▲ 9.6%€14k▼ 5.4%€-16k€-65k▼ 303%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €64k in 2024 against €14k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€9k▼ 47.4%
Current assets
€116k▼ 8.6%
Equity and liabilities €125k
Equity
€23k▼ 73.9%
Debt
€102k▲ 83.9%
The debt ratio rises from 38.6% to 81.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-54k▼
2023 · €-3k
Cash flow
€-55k▼
2023 · €-5k
Solvency
18.4%▼
2023 · 61.4%
Current ratio
1.43▼
2023 · 4.02
Quick ratio
1.18▼
2023 · 3.17
Debt / equity
4.42▲
2023 · 0.63
ROE
-283.3%▼
2023 · -18.3%
ROA
-52.2%▼
2023 · -11.3%
Interest coverage
-43.31▼
2023 · -1.81
Debt
€102k▲
2023 · €55k
Debt ≤ 1 year
€81k▲
2023 · €32k
Debt > 1 year
€19k▼
2023 · €24k
Income taxes
€158▼
2023 · €167
Staff costs
€32k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€144k€125k▼
Fixed assets21/28€16k€9k▼
Tangible fixed assets22/27€16k€9k▼
Furniture and vehicles24€16k€6k▼
Other tangible fixed assets26-€3k
Current assets29/58€127k€116k▼
Stocks and contracts in progress3€27k€20k▼
Stocks30/36€27k€20k▼
Amounts receivable within one year40/41€36k€83k▲
Trade receivables40€28k€70k▲
Other amounts receivable41€7k€12k▲
Cash at bank and in hand54/58€64k€13k▼
Deferred charges and accrued income490/1€910€569▼
Equity and liabilities
Total equity and liabilities10/49€144k€125k▼
Equity10/15€88k€23k▼
Contributions10/11€25k€25k=
Reserves13€70k€70k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€67k€67k=
Profit (loss) carried forward14€-6k€-71k▼
Amounts payable17/49€55k€102k▲
Amounts payable after more than one year17€24k€19k▼
Financial debts170/4€24k€19k▼
Amounts payable within one year42/48€32k€81k▲
Current portion of amounts payable after more than one year42€22k€3k▼
Trade debts44€6k€71k▲
Suppliers440/4€6k€71k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€2k€454▼
Remuneration and social security454/9€2k€6k▲
Accrued charges and deferred income492/3€10€1k▲
Income statement
Code20232024
Remuneration, social security and pensions62€31k€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€1k€783▼
Gross operating margin9900€29k€-21k▼
Operating profit (loss)9901€-14k€-64k▼
Financial income75/76B€168€292▲
Recurring financial income75€168€292▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-16k€-65k▼
Income taxes67/77€167€158▼
Profit (loss) for the period9904€-16k€-65k▼
Profit (loss) for the period to be appropriated9905€-16k€-65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-71k▼
Profit (loss) brought forward from the previous period14P€10k€-6k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 110 days late
2024
31-12
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲15%
5 profitable years in a row build equity to €104k.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.05
Current ratio from 1.42 to 3.05; short-term debt falls from €129k to €59k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-03-2021
Resigned as Director
Location & real-estate footprint
Registered office, Celles (lez-Tournai) · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Provinciale (C) 161B7760 Celles (lez-Tournai)Ground area
3,087 m²
Building footprint
353 m²
Volume, LiDAR
1,283 m³
2 parcels, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
't Parkietenhof
since 20122.214.551.669
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57002B0255/00A002 | Wallonia | 1,803 m² | 1 · 215 m² | 8.2 m · 2 fl. |
| 57023A0315/00G000 | Wallonia | 1,284 m² | 1 · 138 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMont-de-l'Enclus2.214.551.669
Similar companies · same sector, comparable size
Rais Laboratoires
BE 0789.686.205
Brakel · Eq €23k
ANIJENIE
BE 0453.854.585
Brussel · Eq €23k
EQUINAD
BE 0751.853.433
Brasschaat · Eq €23k
ANIMAL'S PARADISE
BE 0521.708.560
Ukkel · Eq €23k
Aqua arthropoda
BE 0789.525.758
Niel · Eq €23k
Of 1,326 companies in sector 47762 we hold annual accounts for 478. 291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2012
Fiscal year end31-12
Activities, NACEBEL
47762Retail sale of pets, pet food and pet supplies
46232Wholesale trade
46382Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.