Turnover
≈ €160,000 estimated
The micro format states no turnover.
FinaLem
Lifetime
1 annual account with figurespeak €79,849 (2025)
€79,849
peak €56,412 (2025)
€56,412
peak €58,912 (2025)
€58,912
€126,959
Board2 names since 2025
1 director
Documentsfilings and deeds
09-06-202652 days before the deadline
2025micro format
Incorporation 09-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,500 300 shares
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as FinaLem has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for FinaLem. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018381224
Incorporation
Founding capital of €2,500, 300 shares · Founder: · Appointments: (director) and (successor) · published on 09-01-2025 · Gazette deed
First establishment
Turkooislaan 3, Sint-Genesius-Rode
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FinaLem Sint-Genesius-Rode | €185,871 | €79,849 | 31.7% | - |
| MGBV Haacht | €160,947 | €71,846 | 35.2% | - |
| Mibo Group Leuven | €171,221 | €95,164 | 72.9% | - |
| HELDER EXPERTEN Tervuren | €183,152 | €98,823 | 25.0% | - |
| HMRE ADVISORY Vilvoorde | €154,957 | €71,780 | 33.4% | - |
| DESA CONSULTING Liedekerke | €193,201 | €78,862 | 27.3% | - |
| PGMV Kortrijk | €179,921 | €83,061 | 39.3% | - |
These companies have the same main activity as FinaLem: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €155,000 and €193,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 07-01-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.368.940.8291640 Sint-Genesius-Rode, since 07-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- €185,871
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on FinaLem
FinaLem has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,912 and a net result of €56,412.
Its solvency ranks better than 31% of 41,211 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FinaLem
- What is the company number of FinaLem?
- The company number of FinaLem is 1018.381.224. The VAT number is the same number with BE in front: BE 1018.381.224.
- Where is FinaLem based?
- The registered office is at Turkooislaan 3, 1640 Sint-Genesius-Rode.Company details
- What does FinaLem do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FinaLem?
- FinaLem is a private limited company (BV).
- When was FinaLem founded?
- FinaLem was founded on 07-01-2025.
- Is FinaLem still active?
- Yes, FinaLem is an active enterprise in the KBO register.
- What is the turnover of FinaLem?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €79,849 and 120 comparable companies (NACE 70200). It probably lies between €120,000 and €210,000.Financials
- Is FinaLem profitable?
- In financial year 2025, FinaLem made a profit of €56,412.
- Where can I find the annual accounts of FinaLem?
- FinaLem filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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