Equity
-€108
Debts exceed assets in financial year 2025.
FINAL
Overview
Lifetime
1 annual account with figurespeak -€1,058 (2025)
-€1,058
lowest -€1,108 (2025)
-€1,108
peak -€108 (2025)
-€108
€3,000
Board1 name since 2025
1 director
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Loss of €1,108Incorporation 18-081 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€1,000 100 shares
Position in the sector
-3.7%
Lower solvency than 90% of companies in head offices and management consultancy. Sector median 55.5% · 39,376 companies.
2025 accounts filed 61 days after the deadlineTurnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as FINAL has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for FINAL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1026468846
Incorporation
Founding capital of €1,000, 100 shares · Founder: · Appointment: (statutory director) · published on 18-08-2025 · Gazette deed
First establishment
Ringenhofweg 118, Lier
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as FINAL: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €2,230 and €3,010, founded in 2025.
Official details
Source: KBO- Status
- Active since 13-08-2025Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.379.144.9322500 Lier, since 13-08-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Insights on FINAL
FINAL has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€108) and a net result of -€1,108.
Its solvency ranks better than 9% of 39,376 sector peers (NACE 70, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late-€1,058
-€1,058
-€1,108
-€1,108
-
-
Turnover and EBIT margin are not published. The micro format does not require them.
Balance sheet
balance sheet total €2,892 on 31-12-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
2,892 | |
21/28 |
1,000 | |
28 |
1,000 | |
29/58 |
1,892 | |
40/41 |
1,411 | |
41 |
1,411 | |
54/58 |
482 | |
| Balance sheet: equity and liabilities | ||
10/49 |
2,892 | |
10/15 |
-108 | |
10/11 |
1,000 | |
14 |
-1,108 | |
17/49 |
3,000 | |
42/48 |
3,000 | |
47/48 |
3,000 | |
| Income statement | ||
9900 |
-1,058 | |
9901 |
-1,058 | |
65/66B |
50 | |
65 |
50 | |
9903 |
-1,108 | |
9904 |
-1,108 | |
9905 |
-1,108 | |
| Appropriation of the result | ||
9906 |
-1,108 | |
| Document | ||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00535031.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00535031 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 1,000 | ||
| -1,108 |
The ratios are withheld because a balance sheet total of €2,892 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Financial fixed assets | €1,000 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FINAL
Equity is negative. Debt (€3,000) exceeds the balance-sheet total (€2,892).
Board & ownership
Board
1 director, since incorporationStatutory director
since 13-08-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-08-2025
Mandates through the years
1 name, the dashed line is todayStatutory director
Board
Mandates as a list
-
- Statutory director, from 13-08-2025 to date
Control
Founder
This company
FINAL
Equity -€108
Loss €1,108 in 2025
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- -€1.08 in 2025
- Source
- deed of 18-08-2025
Articles of association
deed of 18-08-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 17:00
Shareholders
At incorporation
deed of 18-08-2025 ↗
- 100 shares (100%) · €1,000 in cash
Network & group
Holdings
own 2025 accountsThis companyFINAL1 holding, 1 country
2025 accounts
Belgium 1
- BE 25% - result -
Holdings and subsidiaries
1 holdingHoldings 1
Share, source and own figures per holding (1)
- Sourceown accounts 202525%
Connections & network
1 current directorThe network starts from the directors of FINAL. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:1026468846
2025
IncorporationFounding capital of €1,000, 100 shares · Founder: · Appointment: (statutory director) · published on 18-08-20253 points ▸
- Founder,
- Founding capital, €1,000, 100 shares
- Director appointment, (statutory director), mentioned twice in the deed
- The deed holds 3 more points.
First establishment Ringenhofweg 118, Lier
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1026.468.846
- VAT number
- BE 1026.468.846
- Peppol ID
- 0208:1026468846
- Other Peppol ID
- 9925:BE1026468846
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-08-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 17:00deed of 18-08-2025 (in Dutch)
- Peppol
- Reachable since 26-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- FINAL in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-08-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Ringenhofweg 118, 2500 Lier”deed of 18-08-2025 (in Dutch)
Activities
NACEBEL 202570200
Business and other management consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het uitvoeren van mandaten van bestuurder of van vereffenaar in andere vennootschappen; De vennootschap mag alle handelingen stellen die…”deed of 18-08-2025 (in Dutch)
7 activities
- Het uitvoeren van mandaten van bestuurder of van vereffenaar in andere vennootschappen;
- De vennootschap mag alle handelingen stellen die verband houden met haar voorwerp of de verwezenlijking ervan vergemakkelijken;
- De vennootschap mag aangewend worden voor het beheer van eigen vermogens en eigen beleggingen;
- De vennootschap mag zich borgstellen en onroerende goederen in pand geven of hypothekeren voor verbintenissen door derde personen aangegaan;
- De vennootschap mag al haar andere goederen in pand geven en aval verlenen in het voordeel van derden;
- De vennootschap mag bestuursmandaten opnemen en bijstand verlenen;
- De vennootschap mag door participatie deelnemen,ongeacht de vorm,in alle bestaande of nog op te richten vennootschappen in België waarvan het voorwerp gelijkvormig of aansluitend zou zijn met het hare.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Ringenhofweg 118 registered office 2500 Lier | 13-08-2025 | 2.379.144.932 |
Buildings and parcels at the address
- Ground area
- 1,831 m²
- Buildings
- 173 m²
- Volume, LiDAR
- 892 m³
- Tallest building
- 8.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12393F0015/00G000 | 1,831 m² | 1 · 173 m² | 8.0 m · 2 |