Turnover
≈ €14,000 estimated
The micro format states no turnover.
FINACCON
Lifetime
16 annual accounts with figures on one time axispeak €206,975 (2013)
€2,970
lowest -€43,915 (2012)
€346
peak €107,922 (2020)
€87,860
€28,820
peak 2 FTE (2012)
-not published
Board2 names since 2021
1 directorVROMAN Dorine Lia
Documentsfilings and deeds
28-09-202659 days late
2025micro format
No figures for the year before
Key points
from the 2025 annual accountsFilings
16 annual accounts since 2009
Ten of the last ten came late. The 2015 accounts came latest: 470 days after the end of the period.
Checked score
89
Excellent
Financially stronger than 38% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 0.8%▼ -1.6 percentage points vs 12-2024
02-2025: 0.7%▼ -0.1 percentage points vs 01-2025
03-2025: 0.8%▲ +0.1 percentage points vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 1.0%▲ +0.2 percentage points vs 07-2025
09-2025: 1.2%▲ +0.2 percentage points vs 08-2025
10-2025: 1.7%▲ +0.5 percentage points vs 09-2025
11-2025: 1.8%▲ +0.1 percentage points vs 10-2025
12-2025: 2.1%▲ +0.3 percentage points vs 11-2025
01-2026: 3.2%▲ +1.1 percentage points vs 12-2025highest value
02-2026: 1.6%▼ -1.6 percentage points vs 01-2026
03-2026: 1.7%▲ +0.1 percentage points vs 02-2026
04-2026: 1.6%▼ -0.1 percentage points vs 03-2026
05-2026: 1.6%● unchanged vs 04-2026
06-2026: 1.6%● unchanged vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 2.7%▲ +1.1 percentage points vs 07-2026
09-2026: 2.7%● unchanged vs 08-2026
10-2026: 0.2%▼ -2.5 percentage points vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 59 days late; 3 of the last 3 accounts late
Liquidity: current ratio 3.88, cash €3,387
lowers risk
Sector: Legal and accounting activities (NACE 69)
Figures for financial year 2025 (filed on 07-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 20% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as FINACCON has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of FINACCON itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for FINACCON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.88 (4.04 in 2023), above the usual 1.5. Short-term debt is 24.3% and cash 2.9% of total assets. 24.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
59 days late
2023
139 days late
2022
87 days late
2021
78 days late
2020
89 days late
2019
122 days late
2018
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 95 days after the deadline. In the sector (NACE 70), the median for financial year 2023 was 7 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0812267805
Registered office moved within Kortrijk
New registered office: Minister Liebaertlaan 59 - D032, 8500 Kortrijk · Previous registered office: Gasstraat 1A - Bus 31 8500 Kortrijk · Gazette deed
Resignation: DESTADSBADER Jan (statutory manager)
Appointment: VROMAN Dorine Lia (director) · “nieuw voorwerp in artikel 3 van de statuten” (deed in Dutch) · Legal-form conversion: from private limited company to private limited company (pre-2019) · General meeting of 14-12-2022 · Gazette deed
Registered office moved from Marke to Kortrijk
New registered office: Gasstraat 1A - Bus 31 te 8500 Kortrijk · Previous registered office: Vannestes Molenstraat 1, 8510 Marke · General meeting of 21-12-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FINACCON Kortrijk | €116,680 | €2,970 | 75.3% | - |
| WHITE LINE Wevelgem | €117,164 | €3,652 | 100.0% | - |
| LATERAL Silly | €122,144 | €2,883 | 65.4% | - |
| TOP LEVEL MANAGEMENT SERVICES Soignies | €129,130 | €2,495 | 52.9% | - |
| NIMOMA Brecht | €117,641 | €2,406 | 56.9% | - |
| Bits & komma's Glabbeek | €120,545 | €3,772 | 65.5% | - |
| B-EYE Ranst | €140,249 | €2,890 | 69.8% | - |
These companies have the same main activity as FINACCON: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €117,000 and €140,000, founded between 2006 and 2011.
Official details
Source: KBO- Status
- Active since 10-06-2009Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.184.768.6128500 Kortrijk, since 10-06-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 31-01-2026
Insights on FINACCON
FINACCON files the micro format. That format states no turnover. The gross margin rose from €2,430 in 2009 to €2,970 in 2025.
The balance sheet grew most from 2011 to 2013 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FINACCON
- What is the company number of FINACCON?
- The company number of FINACCON is 0812.267.805. The VAT number is the same number with BE in front: BE 0812.267.805.
- Where is FINACCON based?
- The registered office is at Minister Liebaertlaan 59, 8500 Kortrijk.Company details
- What does FINACCON do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of FINACCON?
- FINACCON is a private limited company (BV).
- When was FINACCON founded?
- FINACCON was founded on 10-06-2009.
- Is FINACCON still active?
- Yes, FINACCON is an active enterprise in the KBO register.
- What is the turnover of FINACCON?
- The turnover in financial year 2025 is ≈ €14,000. This figure is estimated from the gross margin of €2,970 and 206 comparable companies (NACE 70200). It probably lies between €6,400 and €28,000. It is a rough estimate.Financials
- Is FINACCON profitable?
- In financial year 2025, FINACCON made a profit of €346.
- Where can I find the annual accounts of FINACCON?
- FINACCON filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FINACCON due?
- FINACCON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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