Checked.be · Company dossierhttps://checked.be/en/c/finaccess-0844623441 · as of 11-10-2026
FINACCESS
Active
Coöperatieve vennootschap met beperkte aansprakelijkheid · founded 2012 · active for 14 yearsVieux Chemin de Wavre 47, 1380 Lasne, BelgiumKBO/BCE: BE 0844.623.441
The file of FINACCESS contains 2 judicial reorganisation notices, as published in the Belgian Official Gazette.
Summary
For FINACCESS, one filing cycle of the annual accounts is missing. The computed 12-month bankruptcy probability is at least 25% (high). The 2024 annual accounts show negative equity (-€117,846) and a net result of -€46,250. The figures fluctuate too strongly year-on-year for a reliable trend projection.
Signalsraises riskReorganisation plan being carried out (approved, Gazette 10-09-2025)1 financial year not filed after the legal deadline; latest accounts 307 days late; 2 of the last 3 lateFigures for financial year 2024 (filed 03-09-2025)No establishment unit in the KBOAnnual accounts not filedFiled more than 90 days lateAdministrative warnings in the KBO publicationsShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Bankruptcy probability: High
Filing: One filing cycle is missing
Financial strength, FY 2024 · tick = 2023
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -194.8% of total assets
Liquidity0=
short-term debt 294.8% · cash 0.2%
Profitability0-37
return on assets -76.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
≥ 25%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 2 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months11-2024: 13.0%lowest value12-2024: 14.5%▲ +1.5 percentage points vs 11-202401-2025: 19.5%▲ +5.0 percentage points vs 12-202402-2025: 19.9%▲ +0.4 percentage points vs 01-202503-2025: 22.0%▲ +2.1 percentage points vs 02-202504-2025: 24.7%▲ +2.7 percentage points vs 03-202505-2025: 24.7%● unchanged vs 04-202510-2025: ≥ 25%highest value11-2025: ≥ 25%● unchanged vs 10-2025highest value12-2025: ≥ 25%● unchanged vs 11-2025highest value01-2026: ≥ 25%● unchanged vs 12-2025highest value02-2026: ≥ 25%● unchanged vs 01-2026highest value03-2026: ≥ 25%● unchanged vs 02-2026highest value04-2026: ≥ 25%● unchanged vs 03-2026highest value05-2026: ≥ 25%● unchanged vs 04-2026highest value06-2026: ≥ 25%● unchanged vs 05-2026highest value07-2026: ≥ 25%● unchanged vs 06-2026highest value08-2026: ≥ 25%● unchanged vs 07-2026highest value09-2026: ≥ 25%● unchanged vs 08-2026highest value10-2026: ≥ 25%● unchanged vs 09-2026highest value
31-03-2025 year end31-10-2025 deadline11-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2024 was due by 31-10-2024 and was filed on 03-09-2025, 307 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers.
This company filed its last 6 accounts on average 124 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.