FIN CTRL
ActiveSummary
FIN CTRL has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,870 and a net result of €100,370. Its solvency ranks better than 76% of 2,289 sector peers (NACE 63, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €102,870
- Profit
- €100,370
Why 98raises riskFounded in 2024lowers riskLiquidity: current ratio 4.84, cash €127,521Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)Equity €102,870 (79.3% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro): better than 86% on solvency, 85% on liquidity and 85% on profitability.
The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: MEERSCHMAN Justine Norbert Margaretha…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,474 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €127,200 |
| Operating profit (loss)9901 | €127,200 |
| Financial charges65/66B | €13 |
| Recurring financial charges65 | €13 |
| Profit (loss) for the period before taxes9903 | €127,186 |
| Income taxes67/77 | €26,817 |
| Profit (loss) for the period9904 | €100,370 |
| Profit (loss) for the period to be appropriated9905 | €100,370 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €129,686 | |
| Current assets29/58 | €129,686 | |
| Amounts receivable within one year40/41 | €2,166 | |
| Other amounts receivable41 | €2,166 | |
| Cash at bank and in hand54/58 | €127,521 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €129,686 | |
| Equity10/15 | €102,870 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €100,370 | |
| Distributable reserves133 | €100,370 | |
| Amounts payable17/49 | €26,817 | |
| Amounts payable within one year42/48 | €26,817 | |
| Taxes, remuneration and social security45 | €26,817 | |
| Taxes450/3 | €26,817 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €100,370 |
| Operating cash flow (approximation) | €100,370 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-07-2026 | 2026-00382784 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| MEERSCHMAN Justine Norbert Margaretha |
|
Owners and capital
Capital and shareholders
- MEERSCHMAN Justine Norbert Margaretha sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 19-08-2024 Incorporation · €2,500 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 14 August 2024, FIN CTRL was incorporated as a private limited company by one natural person, with a starting capital of €2,500.12 MEERSCHMAN Justine Norbert Margaretha has served as statutory director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3
Acts, filings and financial milestones
19-08
Gazette deed
IncorporationAppointment: MEERSCHMAN Justine Norbert Margaretha (statutory director) · Founder · Founding capital6 facts ▸
- Incorporation, 13-08-2024
- Founder, MEERSCHMAN Justine Norbert Margaretha
- Founding capital, €2,500
- Director appointment, MEERSCHMAN Justine Norbert Margaretha (statutory director)
- Registered office clause, “9880 Aalter,Durmelaan 6” (deed in Dutch)
- Pre-incorporation commitments, “takeover, rechten en verbintenissen uit rechtshandelingen in haar naam en voor haar rekening voor oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44001B0115/00S000 | Flanders | 1.5 ha | 1 · 439 m² | 5.6 m |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verlenen van adviezen van technische,commerciële,administratieve of financiële aard,in de ruimste zin,bijstand en diensten…” (deed in Dutch)
12 activities (deed in Dutch)
- Het verlenen van adviezen van technische,commerciële,administratieve of financiële aard,in de ruimste zin,bijstand en diensten verlenen,rechtstreeks of onrechtstreeks op het vlak van administratie en financiën,verkoop,productie en algemeen bestuur,met uitzondering van adviesverlening inzake beleggingen en geldplaatsingen.
- Het verlenen van advies inzake management technisch management,diverse technische aangelegenheden,inzake informatica en automatisering,integrale kwaliteitszorg en diverse zorg-,kwaliteits- en veiligheidssystemen,productmanagement,design en vormgeving,public relations,publiciteit en marketing,administratieve organisatie en implementatie van bedrijfsprocessen.
- Het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten als vereffenaar in andere vennootschappen alsmede ten voordele van derden,bestuurder(s) en/of aandeelhouders.
- Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële duurzame activa.
- Het verlenen van administratieve prestaties voor rekening van derden.
- De aan- en verkoop,in- en uitvoer,commissiehandel en vertegenwoordiging van om het even welke goederen,in ’t kort tussenpersoon in de handel.
- Het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke vorm ook,van Belgische of buitenlandse,bestaande of nog op te richten vennootschappen en het beheer van een roerend vermogen.
- Het bevorderen van de oprichting van vennootschappen door inbreng,participaties of investering.
- Het oordeelkundig beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,uitbreiding,verfraaiing,transformatie,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de onroerende goederen te bevorderen,alsmede zich borg stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen.
- Het toestaan van leningen en kredietopeningen aan vennootschappen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels- en financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen.
- Het nemen van belangen,onder gelijk welke vorm,in alle vennootschappen,ondernemingen,economische samenwerkingsverbanden,beroepsverenigingen of groeperingen,bestaande of op te richten,zowel in België als in het buitenland,die een gelijkluidend,aanvullend of soortgelijk voorwerp nastreven,of die van aard zijn de ontwikkeling van haar onderneming te bevorderen.De vennootschap is bevoegd deel te nemen,onder gelijk welke vorm,aan de oprichting,uitbreiding,fusie,opslorping,het bestuur en controle van ondernemingen met gelijkwaardige,aanverwante of aanvullende activiteiten.Ze kan verder alle hulp verlenen aan ondernemingen waarin ze belang stelt onder meer in de vorm van leningen,voorschotten of borgstellingen alsook bij wijze van bijstand inzake bestuur en/of administratie,het waarnemen van mandaten,opdrachten,bestuursmandaten,toezicht en controletaken en het ter beschikking stellen van personen gespecialiseerd in het adviseren en/of controleren van ondernemingen,dit alles in de meest ruime zin.
- Het optreden als middelenvennootschap die roerende activa aan derden kan verhuren.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FIN CTRL
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)“Geheel van bevoegdheden aan hem toegekend met mogelijkheid deel te delegeren, iedere bestuurder,alleen optredend,mag alle handelingen…” (deed in Dutch)“Al dan niet ten kosteloze titel, algemene kosten,los van representatie-,reis- en verplaatsingskosten” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed