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FIN-CONSULT

Active
Private limited companyfounded 1998active for 28 yearsSt. Martinusstraat (P.) 14, 9790 Wortegem-Petegem, BelgiumKBO/BCE: BE 0462.759.779

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIN-CONSULT has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.5m and a net result of €368,000. Equity has been growing by about 13% per year since 2019. Its solvency ranks better than 94% of 8,575 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 25-02-1998 Normal situation
Registered office
11 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Market research and public opinion polling NACE 73200
Establishment unit
2.086.979.645 9790 Wortegem-Petegem, since 31-03-1999
Financial year end
30 September
Peppol
Reachable since 19-11-2025

Board and ownership

Board
  • Bekaert KatrienDirector

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-09-2025
Gross margin
€537,949
▲ 29.5%
Turnover
≈ €1.0m
estimated
Profit
€368,000
▲ 29.0%
Equity
€5.5m
▲ 7.1%
Total assets
€5.8m
▲ 8.0%
Filed on 23-03-2026, 38 days before the deadlinePDF
Score breakdownlowers riskLiquidity: current ratio 12.44, cash €1.5mSize: total assets €5.8mEquity €5.5m (95.0% of total assets)Founded in 1998Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of small companies in advertising and market research (NACE 73)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 95.0% of total assets
Liquidity 82-7
short-term debt 4.8% · cash 26.0%
Profitability 77+2
return on assets 6.3%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (721 companies, NACE 73, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025highest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €500,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 12.44 (15.06 in 2024), above the usual 1.5. Short-term debt is 4.8% and cash 26% of total assets. 5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, small). It does better than 87% of them on solvency, 91% on liquidity, 73% on profitability and 60% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 12.44, cash €1.5m
NBB · annual accounts
lowers risk · Size: total assets €5.8m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Equity €5.5m (95.0% of total assets)
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
35 days early
2023
41 days early
2022
32 days early
2021
24 days early
2020
24 days early
2019
27 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 32 days before the deadline. In the sector (NACE 73), the median for financial year 2024 was 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end01-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 95% of companies in advertising and market researchsector median €14,856 · 8,576 companies €368,000 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €368,000 7 years View
  • Positive: Result rose in 2025from €285,203 to €368,000 ▲ 29.0% View

Comparable companies

These companies have the same main activity as FIN-CONSULT: market research and public opinion polling (NACE 73200). They are comparable in size and age: total assets between €3.9m and €7.8m, founded between 1996 and 2002.

CompanyTotal assetsGross margin
FIN-CONSULT Wortegem-Petegem€5.8m€0.5m
GS NIVELLES Nivelles€3.9m€0.6m
FINATCO Lasne€5.5m€0.6m
B. LIEBHABERG Ukkel€7.8m€0.9m
ICB Brussel€4.2m€0.9m
TUMULI MANAGEMENT Ukkel€6.7m€0.3m
Medallia Belgium Dilbeek€5.1m€0.5m
Full comparison

Documents

Annual accounts at the NBB

All 27 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about FIN-CONSULT

What is the company number of FIN-CONSULT?
The company number of FIN-CONSULT is 0462.759.779. The VAT number is the same number with BE in front: BE 0462.759.779.
Where is FIN-CONSULT based?
The registered office is at St. Martinusstraat (P.) 14, 9790 Wortegem-Petegem.Company details
What does FIN-CONSULT do?
According to the KBO register, the main activity is market research and public opinion polling (NACE 73200).
What is the legal form of FIN-CONSULT?
The legal form of FIN-CONSULT is Private limited company (BV).
When was FIN-CONSULT founded?
FIN-CONSULT was founded on 25-02-1998.
Is FIN-CONSULT still active?
Yes, FIN-CONSULT is an active enterprise in the KBO register.
How many employees does FIN-CONSULT have?
FIN-CONSULT had an average of 0.3 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of FIN-CONSULT?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €537,949 and 47 comparable companies (NACE 73). It probably lies between €720,000 and €1.4m.
Is FIN-CONSULT profitable?
In financial year 2025, FIN-CONSULT made a profit of €368,000.
Where can I find the annual accounts of FIN-CONSULT?
FIN-CONSULT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of FIN-CONSULT due?
FIN-CONSULT must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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