Turnover
≈ €160,000 estimated
The micro format states no turnover.
Fin Concept
Lifetime
16 annual accounts with figures on one time axispeak €161,902 (2013)
€38,987▲ 17.0%
lowest -€41,570 (2015)
€313▲ €2,917
peak €1.7m (2014)
€1.7munchanged
€139,870▲ 34.7%
Board2 names since 2021
2 directorsHAUSPIE Filip Guillaume Luc and 1 other
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €33,312 to €38,987Back to profit: €313Debts from €103,833 to €139,870Cash from €16,309 to €71,250
Key points
from the 2025 annual accountsFilings
16 annual accounts since 2010
Five of the last ten came late. The 2023 accounts came latest: 42 days after the end of the period.
Position in the sector
€1.7m
More equity than 94% of companies in financial services. Sector median €124,004 · 9,777 companies.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
22 days late
2023
42 days late
2022
27 days early
2021
32 days early
2020
9 days late
2019
24 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 4 July (4 of the last 5 accounts filed within 49 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0819670586
Merger: FIN CONCEPT takes over Sea Concept
Appointments: HAUSPIE Filip Guillaume Luc (statutory director) and MARIEN Inge Lutgard Octavie (statutory director) · Gazette deed
First establishment
Koninklijke Baan 291, Koksijde
Incorporation
published on 26-10-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fin Concept Koksijde | €1.8m | €38,987 | 92.3% | - |
| UKRAINA AGRI FUND Bruges | €2.1m | €39,355 | 5.4% | 0 |
| SIMVEST Gistel | €1.5m | €36,581 | 99.6% | - |
| WMS CL Schoten | €1.7m | €42,823 | -15.4% | - |
| CHRISTIAAN POSTELMANS Ghent | €2.1m | €36,761 | 59.6% | - |
| LI DACE Wuustwezel | €1.5m | €39,168 | 7.6% | - |
| RVO MANAGEMENT Uccle | €2.1m | €41,385 | 83.1% | - |
These companies have the same main activity as Fin Concept: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.5m and €2.1m, founded between 2008 and 2010.
Official details
Source: KBO- Status
- Active since 15-10-2009Normal situation
- Activity
- Activities of holding companiesNACE 64210and 5 others
- Establishment unit
- 2.183.211.9598670 Koksijde, since 14-12-2009
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €1.8m▲ 2.0%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Fin Concept
Fin Concept files the micro format. That format states no turnover. The gross margin fell from €51,430 in 2010 to €38,987 in 2025.
The balance sheet grew most in 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Fin Concept
- What is the company number of Fin Concept?
- The company number of Fin Concept is 0819.670.586. The VAT number is the same number with BE in front: BE 0819.670.586.
- Where is Fin Concept based?
- The registered office is at Koninklijke Baan 291, 8670 Koksijde.Company details
- What does Fin Concept do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of Fin Concept?
- Fin Concept is a private limited company (BV).
- When was Fin Concept founded?
- Fin Concept was founded on 15-10-2009.
- Is Fin Concept still active?
- Yes, Fin Concept is an active enterprise in the KBO register.
- What is the turnover of Fin Concept?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €38,987 and 2,935 comparable companies of the same size. It probably lies between €94,000 and €280,000. It is a rough estimate.Financials
- Is Fin Concept profitable?
- In financial year 2025, Fin Concept made a profit of €313.
- Where can I find the annual accounts of Fin Concept?
- Fin Concept filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Fin Concept due?
- Fin Concept must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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