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FIN 4 TRADE

Active
Private limited companyfounded 2014active for 12 yearsMostincklaan 89, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0560.851.030

From the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIN 4 TRADE has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,460 and a net result of €27,506. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 22% of 15,759 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 01-09-2014 Normal situation
Activity
Other tax advisory services NACE 69209and 2 others
Establishment unit
2.235.141.009 1150 Sint-Pieters-Woluwe, since 27-08-2014
Financial year end
31 December
Peppol
Reachable since 08-10-2025

Board and ownership

Board

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
-€3,597
Profit
€27,506
▲ 89.3%
Equity
€20,460
▼ 50.5%
Total assets
€90,037
▼ 5.6%
Filed on 02-07-2026, 29 days before the deadlineat the National Bank
Score breakdownlowers riskSector: Legal and accounting activities (NACE 69)Liquidity: current ratio 1.03, cash €49,530Size: total assets €90,037Figures for financial year 2025 (filed on 02-07-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 48-20
equity 22.7% of total assets
Liquidity 68-17
short-term debt 61.0% · cash 55.0%
Profitability 100+12
return on assets 30.5%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,076 companies, NACE 69, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.03 (1.63 in 2024), below the usual 1.5. Short-term debt is 61% and cash 55% of total assets. 77.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 24% of them on solvency, 56% on liquidity, 82% on profitability and 11% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
lowers risk · Liquidity: current ratio 1.03, cash €49,530
NBB · annual accounts
lowers risk · Size: total assets €90,037
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 02-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 15759 sector peers (2025).
NBB · sector comparison
Position among 15759 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 days early
2024
37 days early
2023
47 days early
2022
34 days early
2021
33 days early
2020
39 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as FIN 4 TRADE: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €58,400 and €176,000, founded between 2007 and 2018.

CompanyTotal assetsGross margin
FIN 4 TRADE Sint-Pieters-Woluwe€90,037-€3,597
ASSOCIATED BUSINESS COUNSELLORS Gent€79,834-€2,106
Ultim B Brugge€88,721-€10,363
BOFIMAG Mortsel€58,374-€1,045
CONSULTAR Veurne€64,948-€50,279
LFT Consulting Heist-op-den-Berg€122,663-€23,820
US TAX ADVISERS Walcourt€176,150-€23,692
Full comparison

Documents

Annual accounts at the NBB

All 11 annual accounts

Articles and registers

Key facts about FIN 4 TRADE

What is the company number of FIN 4 TRADE?
The company number of FIN 4 TRADE is 0560.851.030. The VAT number is the same number with BE in front: BE 0560.851.030.
Where is FIN 4 TRADE based?
The registered office is at Mostincklaan 89, 1150 Sint-Pieters-Woluwe.Company details
What does FIN 4 TRADE do?
According to the KBO register, the main activity is other tax advisory services (NACE 69209).
What is the legal form of FIN 4 TRADE?
The legal form of FIN 4 TRADE is Private limited company (BV).
When was FIN 4 TRADE founded?
FIN 4 TRADE was founded on 01-09-2014.
Is FIN 4 TRADE still active?
Yes, FIN 4 TRADE is an active enterprise in the KBO register.
What is the turnover of FIN 4 TRADE?
The annual accounts for financial year 2025 state no turnover.Financials
Is FIN 4 TRADE profitable?
In financial year 2025, FIN 4 TRADE made a profit of €27,506.
Where can I find the annual accounts of FIN 4 TRADE?
FIN 4 TRADE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FIN 4 TRADE due?
FIN 4 TRADE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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