FIMO
ActiveSummary
FIMO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€89,733. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 94% of 3221 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability8▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 23.61 against 35.78 in 2024; short-term debt: 2.2% and cash: 49.1% of total assets), and 2.2% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.8%
Return on assets
-8.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€89,733
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
59 d early
2023
47 d early
2022
46 d early
2021
40 d early
2020
29 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€89,733▲ 16.5%
2024 · -€107,504
Working capital
€536,946▼ 13.4%
2024 · €619,848
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€601,049▼ 889%-€126,814▲ 78.9%-€239,614▼ 88.9%-€107,277▲ 55.2%-€89,272▲ 16.8%
Net result-€693,444below the sector's middle half▼ 1,018%-€127,404below the sector's middle half▲ 81.6%-€240,167below the sector's middle half▼ 88.5%-€107,504below the sector's middle half▲ 55.2%-€89,733below the sector's middle half▲ 16.5%
Equity€371,963within the sector's middle half▼ 65.1%€244,559within the sector's middle half▼ 34.3%€1.3mwithin the sector's middle half▲ 413%€1.1mwithin the sector's middle half▼ 8.6%€1.1mwithin the sector's middle half▼ 7.8%
Total assets€1.6mwithin the sector's middle half▼ 56.9%€1.5mwithin the sector's middle half▼ 7.5%€1.3mwithin the sector's middle half▼ 16.1%€1.2mwithin the sector's middle half▼ 8.9%€1.1mwithin the sector's middle half▼ 7.2%
Debt€1.3m▼ 53.7%€1.3m▲ 0.3%€24,019▼ 98.1%€17,895▼ 25.5%€23,824▲ 33.1%
Working capital€350,365▼ 63.3%-€178,385€687,438€619,848▼ 9.8%€536,946▼ 13.4%
Solvency22.6%within the sector's middle half▼ 5.3pp16.0%below the sector's middle half▼ 6.5pp98.1%above the sector's middle half▲ 82.1pp98.5%above the sector's middle half▲ 0.3pp97.8%above the sector's middle half▼ 0.7pp
Staff (FTE)1within the sector's middle half=1within the sector's middle half=1within the sector's middle half=1within the sector's middle half=1within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €89,272 in 2025 against €107,277 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€520,286 ▼ 1.3%
Current assets
€560,695 ▼ 12.1%
Equity and liabilities €1.1m
Equity
€1.1m ▼ 7.8%
Debt
€23,824 ▲ 33.1%
Debt's share of the balance-sheet total rises from 1.5% to 2.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€47,920▲
2024 · -€67,363
Cash flow
-€48,381▲
2024 · -€67,590
Current ratio
23.61▼
2024 · 35.78
Quick ratio
22.82▼
2024 · 34.73
Debt to equity
0.02▲
2024 · 0.02
ROE
-8.5%▲
2024 · -9.4%
ROA
-8.3%▲
2024 · -9.2%
Interest coverage
-198.07▲
2024 · -296.75
Debt ≤ 1 year
€23,749▲
2024 · €17,820
Income taxes
€219
Staff costs
€64,304▲
2024 · €57,706
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,304 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.6%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,304 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €49,897 | €51,685 | €57,403 | €57,706 | €64,304 | ▲ 11.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,300 | €18,850 | €34,070 | €39,914 | €41,352 | ▲ 3.6% |
| Other operating charges640/8 | €11,434 | €6,796 | €2,093 | €2,828 | €3,863 | ▲ 36.6% |
| Non-recurring operating charges66A | €516,049 | - | - | - | - | - |
| Gross operating margin9900 | -€18,369 | -€49,483 | -€146,048 | -€6,829 | €20,247 | ▲ 396% |
| Operating profit (loss)9901 | -€601,049 | -€126,814 | -€239,614 | -€107,277 | -€89,272 | ▲ 16.8% |
| Financial charges65/66B | €92,280 | €418 | €341 | €227 | €242 | ▲ 6.6% |
| Recurring financial charges65 | €92,280 | €418 | €341 | €227 | €242 | ▲ 6.6% |
| Profit (loss) for the period before taxes9903 | -€693,329 | -€127,232 | -€239,955 | -€107,504 | -€89,514 | ▲ 16.7% |
| Income taxes67/77 | €115 | €172 | €212 | - | €219 | - |
| Profit (loss) for the period9904 | -€693,444 | -€127,404 | -€240,167 | -€107,504 | -€89,733 | ▲ 16.5% |
| Profit (loss) for the period to be appropriated9905 | -€693,444 | -€127,404 | -€240,167 | -€107,504 | -€89,733 | ▲ 16.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.6m | €1.5m | €1.3m | €1.2m | €1.1m | ▼ 7.2% |
| Fixed assets21/28 | €21,636 | €423,019 | €567,030 | €527,116 | €520,286 | ▼ 1.3% |
| Tangible fixed assets22/27 | €21,636 | €423,019 | €567,030 | €527,116 | €520,286 | ▼ 1.3% |
| Land and buildings22 | €6,560 | €6,068 | €5,576 | €5,084 | €4,591 | ▼ 9.7% |
| Furniture and vehicles24 | €15,076 | €10,268 | €5,461 | €654 | €28,931 | ▲ 4,324% |
| Other tangible fixed assets26 | - | €406,683 | €555,993 | €521,378 | €486,764 | ▼ 6.6% |
| Current assets29/58 | €1.6m | €1.1m | €711,382 | €637,668 | €560,695 | ▼ 12.1% |
| Stocks and contracts in progress3 | €924,700 | €924,700 | €18,854 | €18,854 | €18,854 | = |
| Stocks30/36 | €924,700 | €924,700 | €18,854 | €18,854 | €18,854 | = |
| Amounts receivable within one year40/41 | €1,475 | €5,801 | €2,684 | €5,353 | €7,793 | ▲ 45.6% |
| Other amounts receivable41 | €1,475 | €5,801 | €2,684 | €5,353 | €7,793 | ▲ 45.6% |
| Current investments50/53 | €1,718 | €1,718 | €1,718 | €1,718 | €1,718 | = |
| Cash at bank and in hand54/58 | €694,119 | €167,861 | €685,693 | €609,510 | €530,325 | ▼ 13.0% |
| Deferred charges and accrued income490/1 | €4,143 | €1,152 | €2,433 | €2,233 | €2,004 | ▼ 10.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.6m | €1.5m | €1.3m | €1.2m | €1.1m | ▼ 7.2% |
| Equity10/15 | €371,963 | €244,559 | €1.3m | €1.1m | €1.1m | ▼ 7.8% |
| Contributions10/11 | €247,894 | €247,894 | €1.5m | €1.5m | €1.5m | = |
| Capital10 | €247,894 | €247,894 | €1.5m | €1.5m | €1.5m | = |
| Issued capital100 | €247,894 | €247,894 | €1.5m | €1.5m | €1.5m | = |
| Reserves13 | €3.0m | €3.0m | €24,789 | €24,789 | €24,789 | = |
| Non-distributable reserves130/1 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Legal reserve130 | €24,789 | €24,789 | €24,789 | €24,789 | €24,789 | = |
| Distributable reserves133 | €3.0m | €3.0m | - | - | - | - |
| Profit (loss) carried forward14 | -€2.9m | -€3.0m | -€268,290 | -€375,794 | -€465,526 | ▼ 23.9% |
| Amounts payable17/49 | €1.3m | €1.3m | €24,019 | €17,895 | €23,824 | ▲ 33.1% |
| Amounts payable within one year42/48 | €1.3m | €1.3m | €23,944 | €17,820 | €23,749 | ▲ 33.3% |
| Current portion of amounts payable after more than one year42 | €6,274 | €866 | - | - | - | - |
| Trade debts44 | €5,010 | €13,617 | €8,126 | €2,922 | €7,134 | ▲ 144% |
| Suppliers440/4 | €5,010 | €13,617 | €8,126 | €2,922 | €7,134 | ▲ 144% |
| Taxes, remuneration and social security45 | €5,921 | €6,214 | €6,898 | €7,043 | €8,780 | ▲ 24.7% |
| Remuneration and social security454/9 | €5,921 | €6,214 | €6,898 | €7,043 | €8,780 | ▲ 24.7% |
| Other amounts payable47/48 | €1.3m | €1.3m | €8,920 | €7,855 | €7,835 | ▼ 0.2% |
| Accrued charges and deferred income492/3 | €38 | €75 | €75 | €75 | €75 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€693,444 | -€127,404 | -€240,167 | -€107,504 | -€89,733 | ▲ 16.5% |
| + Depreciation and write-downs630 | €5,300 | €18,850 | €34,070 | €39,914 | €41,352 | ▲ 3.6% |
| Operating cash flow (approximation) | -€688,144 | -€108,554 | -€206,097 | -€67,590 | -€48,381 | ▲ 28.4% |
| Investment in fixed assets (approximation) | - | -€420,233 | -€178,081 | €0 | -€34,522 | - |
| Change in cash | - | -€526,258 | €517,832 | -€76,183 | -€79,185 | ▼ 3.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Liquidity times 35current ratio 29.71
Current ratio from 0.86 to 29.71; short-term debt falls from €1.3m to €23,944.
31-12
Financial
Equity above €1mEq €1.3m ▲413%
Equity rises from €244,559 to €1.3m.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet -€693,444
Net result drops to -€693,444, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1991
Ground area
1.2 ha
Building footprint
506 m²
Volume, LiDAR
3,517 m³
Parcel 25013B0107/00D000, Wallonia · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIMO
since 19912.051.541.486
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013B0107/00D000 | Wallonia | 1.2 ha | 1 · 506 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 27,259 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-12-1990
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68121Development of residential building projects
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0442779363
Registered
09-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.