FIMMOMAR
ActiveSummary
FIMMOMAR has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €11k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 10% of 1277 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2023
Profitability51▼-49
Solvency33▼-9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.15 against 3.33 in 2023; short-term debt: 86.9% and cash: 34.6% of total assets), and 92.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Veterinary activities (NACE 75)
about 90% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1277 sector peers (2025).
NBB · sector comparisonPosition among 1277 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2023
29 d late
2022
31 d late
2021
26 d late
2020
31 d late
2019
68 d late
2018
30 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 237%
2023 · €5k
2018: €-89klowest value
2019: €-61k▲ +31.3% vs 2018
2020: €-65k▼ -6.3% vs 2019
2021: €-69k▼ -5.8% vs 2020
2022: €-71k▼ -2.9% vs 2021
2023: €5k▲ +106% vs 2022
2025: €15khighest value
2018 → 2025
Total assets
€199k▲ 628%
2023 · €27k
2018: €13k
2019: €10k▼ -20.3% vs 2018
2020: €2k▼ -82.2% vs 2019
2021: €753▼ -58.8% vs 2020
2022: €572▼ -24.0% vs 2021lowest value
2023: €27k▲ +4672% vs 2022
2025: €199khighest value
2018 → 2025
Net result
€11k▼ 85.6%
2023 · €75k
2018: €2k
2019: €28k▲ +1086% vs 2018
2020: €-4k▼ -114% vs 2019lowest value
2021: €-4k▲ +2.9% vs 2020
2022: €-2k▲ +47.3% vs 2021
2023: €75k▲ +3908% vs 2022highest value
2025: €11k
2018 → 2025
Working capital
€26k▲ 35.9%
2023 · €19k
2018: €-63klowest value
2019: €-47k▲ +25.7% vs 2018
2020: €-51k▼ -8.3% vs 2019
2021: €-54k▼ -7.4% vs 2020
2022: €-56k▼ -3.6% vs 2021
2023: €19k▲ +134% vs 2022
2025: €26khighest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€-65k-€-69k▼ 5.8%€-71k▼ 2.9%€5k€15k▲ 237%
2020: €-65k
2021: €-69k▼ -5.8% vs 2020
2022: €-71k▼ -2.9% vs 2021lowest value
2023: €5k▲ +106% vs 2022
2025: €15khighest value
Operating result€-4k-€-4k▲ 5.2%€-2k▲ 49.7%€76k€11k▼ 85.5%
2020: €-4klowest value
2021: €-4k▲ +5.2% vs 2020
2022: €-2k▲ +49.7% vs 2021
2023: €76k▲ +4256% vs 2022highest value
2025: €11k
Net result€-4k-€-4k▲ 2.9%€-2k▲ 47.3%€75k€11k▼ 85.6%
2020: €-4klowest value
2021: €-4k▲ +2.9% vs 2020
2022: €-2k▲ +47.3% vs 2021
2023: €75k▲ +3908% vs 2022highest value
2025: €11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €11k in 2025, compared with €76k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Equity and liabilities €199k
Equity
€15k ▲ 237%
Provisions
€0 ▼ 100%
Debt
€183k ▲ 878%
Debt's share of the balance-sheet total rises from 68.6% to 92.2%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.15▼
2023 · 3.33
Debt to equity
11.88▲
2023 · 4.09
ROE
70.3%
ROA
5.5%▼
2023 · 276.0%
Debt ≤ 1 year
€173k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 37 lines
Balance sheet
Code20232025
Assets
Total assets20/58€27k€199k▲
Current assets29/58€27k€199k▲
Amounts receivable within one year40/41€27k€130k▲
Trade receivables40€24k€130k▲
Other amounts receivable41€3k-
Cash at bank and in hand54/58€240€69k▲
Equity and liabilities
Total equity and liabilities10/49€27k€199k▲
Equity10/15€5k€15k▲
Contributions10/11€12k€14k▲
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€-10k€1k▲
Provisions and deferred taxes16€4k-
Provisions for liabilities and charges160/5€4k-
Environmental obligations163€4k-
Amounts payable17/49€19k€183k▲
Amounts payable within one year42/48€8k€173k▲
Trade debts44€2k€156k▲
Suppliers440/4€2k€156k▲
Taxes, remuneration and social security45€6k€13k▲
Taxes450/3€6k€13k▲
Other amounts payable47/48-€4k
Accrued charges and deferred income492/3€11k€11k=
Income statement
Code20232025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-1k
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-4k
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€24-
Gross operating margin9900€77k€8k▼
Operating profit (loss)9901€76k€11k▼
Financial charges65/66B€176€100▼
Recurring financial charges65€176€100▼
Profit (loss) for the period before taxes9903€75k€11k▼
Profit (loss) for the period9904€75k€11k▼
Profit (loss) for the period to be appropriated9905€75k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€1k▲
Profit (loss) brought forward from the previous period14P€-85k€-10k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €1k | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €-1k | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €-4k | - |
| Other operating charges640/8 | - | €348 | €348 | €1k | €2k | - |
| Non-recurring operating charges66A | - | - | - | €24 | - | - |
| Gross operating margin9900 | €-3k | €-3k | €-1k | €77k | €8k | - |
| Operating profit (loss)9901 | €-4k | €-4k | €-2k | €76k | €11k | - |
| Financial charges65/66B | - | €140 | €162 | €176 | €100 | - |
| Recurring financial charges65 | €51 | €140 | €162 | €176 | €100 | - |
| Profit (loss) for the period before taxes9903 | €-4k | €-4k | €-2k | €75k | €11k | - |
| Profit (loss) for the period9904 | €-4k | €-4k | €-2k | €75k | €11k | - |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-4k | €-2k | €75k | €11k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2k | €753 | €572 | €27k | €199k | - |
| Current assets29/58 | €2k | €753 | €572 | €27k | €199k | - |
| Amounts receivable within one year40/41 | €732 | €751 | €571 | €27k | €130k | - |
| Trade receivables40 | - | €64 | €64 | €24k | €130k | - |
| Other amounts receivable41 | - | €686 | €507 | €3k | - | - |
| Cash at bank and in hand54/58 | €1k | €3 | €1 | €240 | €69k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2k | €753 | €572 | €27k | €199k | - |
| Equity10/15 | €-65k | €-69k | €-71k | €5k | €15k | - |
| Contributions10/11 | - | €12k | €12k | €12k | €14k | - |
| Reserves13 | €2k | €2k | €2k | €2k | - | - |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | - | - |
| Profit (loss) carried forward14 | €-79k | €-83k | €-85k | €-10k | €1k | - |
| Provisions and deferred taxes16 | €4k | €4k | €4k | €4k | - | - |
| Provisions for liabilities and charges160/5 | - | €4k | €4k | €4k | - | - |
| Environmental obligations163 | - | - | - | €4k | - | - |
| Other liabilities and charges164/5 | - | €4k | €4k | - | - | - |
| Amounts payable17/49 | €63k | €66k | €67k | €19k | €183k | - |
| Amounts payable within one year42/48 | €52k | €55k | €57k | €8k | €173k | - |
| Trade debts44 | €4k | €4k | €2k | €2k | €156k | - |
| Suppliers440/4 | - | €4k | €2k | €2k | €156k | - |
| Taxes, remuneration and social security45 | - | - | - | €6k | €13k | - |
| Taxes450/3 | - | - | - | €6k | €13k | - |
| Other amounts payable47/48 | - | €51k | €54k | - | €4k | - |
| Accrued charges and deferred income492/3 | - | €11k | €11k | €11k | €11k | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-4k | €-2k | €75k | €11k | - |
| Operating cash flow (approximation) | €-4k | €-4k | €-2k | €75k | €11k | - |
| Change in cash | - | €-1k | €-2 | €239 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €75k
Net result €75k after 3 loss-making years.
31-12
Financial
Liquidity times 331current ratio 3.33
Current ratio from 0.01 to 3.33; short-term debt falls from €57k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul
Ground area
1,688 m²
Building footprint
236 m²
Volume, LiDAR
1,421 m³
Parcel 84050A0673/00K000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84050A0673/00K000 | Wallonia | 1,688 m² | 1 · 236 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,164 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2009
Fiscal year end30-06
Activities, NACEBEL 2025
75000Veterinary services
Contact
E-mail
fimmomar@gmail.com
Phone
+32497599716
Scores and ratios are computed by Checked and are not a credit decision.