FIMICONSULT

Active

Private limited companyfounded 20215 yrs activeZwaluwenlaan(Kor) 21, 8500 Kortrijk, BelgiumKBO/BCE: BE 0765.669.401

FIMICONSULT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 28% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

77 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency57▼-43

Growth32▼-46

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity tight (current ratio 1.17 against 4.6 in 2024; short-term debt: 68.4% and cash: 71.5% of total assets), and 68.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

31.6%

Return on assets

29%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

15 d early

2024

34 d early

2023

92 d early

2022

17 d early

2021

17 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€61k▼ 53.7%

2024 · €132k

2021: €67k 2022: €117k 2023: €162k 2024: €132k

2021 → 2025

Total assets

€193k▲ 14.1%

2024 · €169k

2021: €135k 2022: €170k 2023: €207k 2024: €169k

2021 → 2025

Net result

€56k▼ 20.1%

2024 · €70k

2021: €62k 2022: €50k 2023: €45k 2024: €70k

2021 → 2025

Working capital

€22k▼ 78.4%

2024 · €103k

2021: €39k 2022: €90k 2023: €138k 2024: €103k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€67k-€117k▲ 74.4%€162k▲ 38.0%€132k▼ 18.5%€61k▼ 53.7%

Operating result€80k-€65k▼ 19.5%€58k▼ 10.8%€89k▲ 53.3%€72k▼ 18.5%

Net result€62k-€50k▼ 19.6%€45k▼ 11.0%€70k▲ 57.5%€56k▼ 20.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 18% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €193k

20.1%

79.9%

Fixed assets €39k▲ 3.4%

Current assets €154k▲ 17.1%

Equity and liabilities €193k

31.6%

68.4%

Equity €61k▼ 53.7%

Debt €132k▲ 253%

The debt ratio rises from 22.1% to 68.4%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€90k▼

2024 · €106k

Cash flow

€74k▼

2024 · €87k

Solvency

31.6%▼

2024 · 77.9%

Current ratio

1.17▼

2024 · 4.60

Quick ratio

1.17▼

2024 · 4.60

Debt / equity

2.16▲

2024 · 0.28

ROE

91.8%▲

2024 · 53.2%

ROA

29.0%▼

2024 · 41.4%

Interest coverage

252.00▲

2024 · 222.55

Debt

€132k▲

2024 · €37k

Debt ≤ 1 year

€132k▲

2024 · €29k

Debt > 1 year

€0▼

2024 · €9k

Income taxes

€16k▼

2024 · €19k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€169k€193k▲

Fixed assets21/28€37k€39k▲

Tangible fixed assets22/27€37k€39k▲

Land and buildings22€9k€23k▲

Plant, machinery and equipment23€1k€3k▲

Furniture and vehicles24€4k€3k▼

Leasing and similar rights25€23k€10k▼

Current assets29/58€132k€154k▲

Amounts receivable within one year40/41€37k€15k▼

Trade receivables40€32k€9k▼

Other amounts receivable41€5k€6k▲

Current investments50/53€0-

Cash at bank and in hand54/58€94k€138k▲

Deferred charges and accrued income490/1€1k€1k▲

Equity and liabilities

Total equity and liabilities10/49€169k€193k▲

Equity10/15€132k€61k▼

Contributions10/11€5k€5k=

Reserves13€127k€56k▼

Distributable reserves133€127k€56k▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€37k€132k▲

Amounts payable after more than one year17€9k€0▼

Financial debts170/4€9k€0▼

Amounts payable within one year42/48€29k€132k▲

Current portion of amounts payable after more than one year42€12k€9k▼

Trade debts44€3k€2k▼

Suppliers440/4€3k€2k▼

Taxes, remuneration and social security45€10k€13k▲

Taxes450/3€8k€10k▲

Remuneration and social security454/9€2k€2k=

Other amounts payable47/48€4k€109k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲

Other operating charges640/8€2k€2k▲

Non-recurring operating charges66A€0-

Gross operating margin9900€108k€92k▼

Operating profit (loss)9901€89k€72k▼

Financial income75/76B€849€50▼

Recurring financial income75€849€50▼

Financial charges65/66B€476€357▼

Recurring financial charges65€476€357▼

Profit (loss) for the period before taxes9903€89k€72k▼

Income taxes67/77€19k€16k▼

Profit (loss) for the period9904€70k€56k▼

Profit (loss) for the period to be appropriated9905€70k€56k▼

Appropriation of the result

Profit (loss) to be appropriated9906€70k€56k▼

Transfer from equity791/2€100k€127k▲

Transfer to equity691/2€70k€56k▼

To other reserves6921€70k€56k▼

Profit to be distributed694/7€100k€127k▲

Return on contributions (dividend)694€100k€127k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 10Financial 5Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

16-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

27-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Highest result since 2021net €70k ▲57.5%

Operating result €89k, net result €70k, both a record.

30-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €45k ▼11%

Net result drops to €45k, the lowest in the series; recovery starts the following year.

31-12

Financial Equity above €150kEq €162k ▲38%

3 profitable years in a row build equity to €162k.

14-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Liquidity doublescurrent ratio 5.55

Current ratio from 2.58 to 5.55; short-term debt falls from €25k to €20k.

31-12

Financial Equity above €100kEq €117k ▲74.4%

2 profitable years in a row build equity to €117k.

14-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kortrijk · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zwaluwenlaan(Kor) 218500 Kortrijk

Ground area

502 m²

Building footprint

152 m²

Volume, LiDAR

724 m³

Parcel 34354C0420/00N002, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

FIMICONSULT

Zwaluwenlaan(Kor) 21, 8500 KortrijkActivities of head offices; management consultancy activities

since 20212.315.799.378

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34354C0420/00N002	Flanders	502 m²	1 · 152 m²	7.3 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

DIDI SOFTWARE CONSULTING

Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 15,467 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-03-2021

Fiscal year end31-12

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.