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FILVER

Active Private limited companyfounded 2010active for 16 yearsBakkershof 20, 8550 ZwevegemKBO/BCE: BE 0827.987.446

Lifetime

15 annual accounts with figures on one time axis
peak €77,402 (2019)
€16,614▼ 10.8%
lowest -€12,906 (2013)
€423▼ 58.6%
peak €61,647 (2025)
€61,647▲ 0.7%
€8,282▲ 49.0%
peak 1 FTE (2018)
-not published
Board1 name since 2022
1 director
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Result from €1,022 to €423Debts from €5,560 to €8,282

Key points

from the 2025 annual accounts

Equity

€61,647 ▲ 0.7%

FILVER has made a profit without a break since 2014.

Filings

15 annual accounts since 2011
deadline201520202025

Three of the last ten came late. The 2018 accounts came latest: 7 days after the end of the period.

Position in the sector

88.2%

Higher solvency than 92% of companies in specialised construction. Sector median 46.8% · 37,211 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 10,915 companies had the same profile as FILVER has now. Each dot stands for 28 companies, two years later.

95.0%
were still trading
4.1%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 10,915 companies, not a prediction for FILVER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0827987446
Appointment: (statutory director) General meeting of 23-06-2023 · Gazette deed
First establishment Bakkershof 20, Zwevegem
Incorporation published on 02-08-2010 · Gazette deed
All 23 events

Comparable companies

same main activity, similar in size and age
Company
FILVER Zwevegem €69,929 €16,614 88.2% -
T.M.T. Lennik €70,873 €16,405 74.9% -
Eritec Beringen €66,512 €18,045 44.9% -
SANICRO Nijlen €78,507 €15,021 84.0% -
PETER D'HOKER Wetteren €77,030 €18,315 46.2% -
KMP COOLSERVICE Houthalen-Helchteren €68,699 €13,756 89.5% -
SPIES Aarschot €79,864 €14,900 48.4% -

These companies have the same main activity as FILVER: installation of electric heating, air conditioning, cooling and ventilation (NACE 43222). They are comparable in size and age: total assets between €66,500 and €79,900, founded between 2009 and 2011.

Official details

Source: KBO
Status
Active since 09-07-2010Normal situation
Activity
Installation of electric heating, air conditioning, cooling and ventilationNACE 43222and 2 others
Joint committee
124Construction · annual accounts 30-09-2023
Establishment unit
2.190.149.0438550 Zwevegem, since 30-07-2010
Financial year end
30 September
Peppol
Reachable since 12-09-2025
Company details

Annual accounts to 30-09-2025

≈ €230,000estimated
€69,929▲ 4.7%
Filing
Filed on 29-04-2026, 1 day before the end of the filing period
Financials

Insights on FILVER

FILVER files the micro format. That format states no turnover. The gross margin fell from €63,240 in 2011 to €16,614 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FILVER

What is the company number of FILVER?
The company number of FILVER is 0827.987.446. The VAT number is the same number with BE in front: BE 0827.987.446.
Where is FILVER based?
The registered office is at Bakkershof 20, 8550 Zwevegem.Company details
What does FILVER do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of FILVER?
FILVER is a private limited company (BV).
When was FILVER founded?
FILVER was founded on 09-07-2010.
Is FILVER still active?
Yes, FILVER is an active enterprise in the KBO register.
How many employees does FILVER have?
FILVER had an average of 0.5 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does FILVER fall under?
In its 30-09-2023 annual accounts, FILVER states joint committee 124 (Construction).
What is the turnover of FILVER?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €16,614 and 31 comparable companies (NACE 43222). It probably lies between €160,000 and €320,000. It is a rough estimate.
Is FILVER profitable?
In financial year 2025, FILVER made a profit of €423.
Where can I find the annual accounts of FILVER?
FILVER filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FILVER due?
FILVER must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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