FILTRO

Active

Private limited companyfounded 20214 yrs activeDieudonné Lefèvrestraat 17, 1020 Brussel, BelgiumKBO/BCE: BE 0777.351.565

The computed 12-month bankruptcy probability of FILTRO is 5.8% (elevated). The 2024 annual accounts show equity of €19k and a net result of €-7k. Equity is shrinking by ~22.5% per year across the filed fiscal years. Its solvency ranks better than 13% of 36377 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

42 / 100

Weak▼ -15 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability10▲+3

Solvency21▼-28

Growth55▲+23

Stability94

Bankruptcy probability, 12 months

5.8% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity tight (current ratio 1.2 against 1.28 in 2023), and 92.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

7.5%

Return on assets

-2.7%

Age of the figures

20 mo

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

222324

2022 to 2024 · latest year -€7k

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 36377 sector peers (2024).

NBB · sector comparison

Position among 36377 sector peers

Solvency

better than 13%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

56 d early

2023

20 d late

2022

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€792k▲ 51.7%

2023 · €522k

2023: €522k

2023 → 2024

EBIT margin

1.2%▲ 1.7pp

2023 · -0.5%

2023: -0.5%

2023 → 2024

Net result

€-7k▼ 38.6%

2023 · €-5k

2022: €21k 2023: €-5k

2022 → 2024

Working capital

€41k▲ 114%

2023 · €19k

2022: €25k 2023: €19k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Turnover€522k€792k▲ 51.7%

Equity€31k-€26k▼ 15.9%€19k▼ 26.2%

Operating result€30k-€-3k€10k

Net result€21k-€-5k€-7k▼ 38.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €10k after a loss of €3k in 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €255k

97.7%

Fixed assets €6k▼ 12.0%

Current assets €249k▲ 184%

Equity and liabilities €255k

11%

81.5%

Equity €19k▼ 26.2%

Provisions €28k

Debt €208k▲ 204%

The debt ratio rises from 72.5% to 81.5%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€14k▲

2023 · €2k

Cash flow

€-3k▼

2023 · €-703

Solvency

7.5%▼

2023 · 27.5%

Current ratio

1.20▼

2023 · 1.28

Quick ratio

1.16▼

2023 · 1.28

Debt / equity

10.85▲

2023 · 2.63

ROE

-35.5%▼

2023 · -18.9%

ROA

-2.7%▲

2023 · -5.2%

Interest coverage

2.53▼

2023 · 3.48

Debt

€208k▲

2023 · €68k

Debt ≤ 1 year

€208k▲

2023 · €68k

Income taxes

€11k▲

2023 · €2k

Staff costs

€155k▲

2023 · €63k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€94k€255k▲

Fixed assets21/28€7k€6k▼

Intangible fixed assets21€963-

Tangible fixed assets22/27€5k€2k▼

Furniture and vehicles24€5k€2k▼

Financial fixed assets28€610€4k▲

Current assets29/58€88k€249k▲

Stocks and contracts in progress3-€8k

Stocks30/36-€8k

Amounts receivable within one year40/41€59k€210k▲

Trade receivables40€39k€174k▲

Other amounts receivable41€20k€36k▲

Cash at bank and in hand54/58€28k€28k▼

Deferred charges and accrued income490/1€907€3k▲

Equity and liabilities

Total equity and liabilities10/49€94k€255k▲

Equity10/15€26k€19k▼

Contributions10/11€10k€10k=

Reserves13€21k€21k=

Distributable reserves133€21k€21k=

Profit (loss) carried forward14€-5k€-12k▼

Provisions and deferred taxes16-€28k

Provisions for liabilities and charges160/5-€28k

Environmental obligations163-€28k

Amounts payable17/49€68k€208k▲

Amounts payable within one year42/48€68k€208k▲

Financial debts43€5k€5k=

Credit institutions430/8€5k€5k=

Trade debts44€47k€189k▲

Suppliers440/4€47k€189k▲

Taxes, remuneration and social security45€16k€13k▼

Taxes450/3€16k€13k▼

Income statement Code20232024

Turnover70€522k€792k▲

Non-recurring operating income76A€95-

Goods, raw materials, services and sundry goods60/61€477k€609k▲

Remuneration, social security and pensions62€63k€155k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲

Provisions for liabilities and charges: additions (uses and reversals)635/8-€28k

Other operating charges640/8-€14

Non-recurring operating charges66A€687€3k▲

Gross operating margin9900€66k€199k▲

Operating profit (loss)9901€-3k€10k▲

Financial income75/76B€43€34▼

Recurring financial income75€43€34▼

Financial charges65/66B€447€5k▲

Recurring financial charges65€447€5k▲

Profit (loss) for the period before taxes9903€-3k€4k▲

Income taxes67/77€2k€11k▲

Profit (loss) for the period9904€-5k€-7k▼

Profit (loss) for the period to be appropriated9905€-5k€-7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-5k€-12k▼

Profit (loss) brought forward from the previous period14P-€-5k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

05-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-7k

Net result drops to €-7k, the lowest in the series.

20-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 20 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dieudonné Lefèvrestraat 171020 Brussel

Ground area

8,222 m²

Building footprint

5,857 m²

Volume, LiDAR

60,763 m³

Parcel 21815D0297/00G004, Brussels · tallest building 15.0 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

GreenBzz Brussels

Dieudonné Lefèvrestraat 17, 1020 BrusselSpecialised construction activities

since 20212.324.597.971

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21815D0297/00G004	Brussels	8,221 m²	1 · 5,857 m²	15.0 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

254900WYYMKF86X9WG10

live in the LEI register

Similar companies · same sector, comparable size

Mont-Saint-Guibert · Eq €19k

Of 4,060 companies in sector 43240 we hold annual accounts for 1,616. 1,100 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-11-2021

Fiscal year end31-12

Activities, NACEBEL

43240Other construction installation

43299Specialised construction activities

46836Wholesale trade

46842Wholesale trade

47527Retail trade

63120Computing infrastructure, data processing, hosting and other information service activities

63910Web portal activities

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.