Summary
FILSTRANS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €215k and a net result of €-22k. Equity is shrinking by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 5527 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
46 d late
2024
132 d late
2023
87 d late
2022
89 d early
2021
274 d late
2020
634 d late
2019
217 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€215k▼ 9.4%
2024 · €238k
2018: €542k
2020: €506k
2021: €478k
2022: €462k
2023: €261k
2024: €238k
2018 → 2025
Net result
€-22k▲ 6.5%
2024 · €-24k
2018: €-8k
2020: €16k
2021: €-28k
2022: €-16k
2023: €-201k
2024: €-24k
2018 → 2025
Total assets
€228k▼ 11.6%
2024 · €258k
2018: €572k
2020: €518k
2021: €494k
2022: €476k
2023: €277k
2024: €258k
2018 → 2025
Solvency
94.6%▲ 2.4pp
2024 · 92.2%
2018: 94.7%
2020: 97.7%
2021: 96.7%
2022: 97.0%
2023: 94.2%
2024: 92.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€497-€4k▲ 641%€2k▼ 39.8%€800▼ 63.9%€150▼ 81.3%
Equity€478k-€462k▼ 3.3%€261k▼ 43.4%€238k▼ 9.1%€215k▼ 9.4%
Operating result€-26k-€-16k▲ 39.7%€-30k▼ 87.1%€-22k▲ 25.9%€-24k▼ 9.2%
Net result€-28k-€-16k▲ 42.6%€-201k▼ 1,159%€-24k▲ 88.1%€-22k▲ 6.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2025 against €22k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €228k
Fixed assets
€9k ▼ 81.5%
Current assets
€218k ▲ 5.2%
Equity and liabilities €228k
Equity
€215k ▼ 9.4%
Debt
€12k ▼ 38.7%
Debt's share of the balance-sheet total falls from 7.8% to 5.4%. Equity and debt are lower.
Key figures and ratios
ROE
-10.3%▼
2024 · -10.0%
ROA
-9.8%▼
2024 · -9.2%
Debt ≤ 1 year
€12k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€258k€228k▼
Fixed assets21/28€50k€9k▼
Financial fixed assets28€50k€9k▼
Current assets29/58€207k€218k▲
Amounts receivable within one year40/41€16k€18k▲
Trade receivables40-€3k
Other amounts receivable41€16k€15k▼
Cash at bank and in hand54/58€191k€201k▲
Equity and liabilities
Total equity and liabilities10/49€258k€228k▼
Equity10/15€238k€215k▼
Contributions10/11€479k€479k=
Capital10€479k€479k=
Issued capital100€479k€479k=
Reserves13€19k€19k=
Non-distributable reserves130/1€19k€19k=
Legal reserve130€19k€19k=
Profit (loss) carried forward14€-260k€-282k▼
Amounts payable17/49€20k€12k▼
Amounts payable within one year42/48€20k€12k▼
Trade debts44€8k-
Suppliers440/4€8k-
Taxes, remuneration and social security45€1k€1k=
Taxes450/3€1k€1k=
Other amounts payable47/48€11k€11k=
Income statement
Code20242025
Turnover70€800€150▼
Goods, raw materials, services and sundry goods60/61€22k€24k▲
Other operating charges640/8€2k€288▼
Gross operating margin9900€-20k€-24k▼
Operating profit (loss)9901€-22k€-24k▼
Financial income75/76B€154€2k▲
Recurring financial income75€154€2k▲
Financial charges65/66B€2k€35▼
Recurring financial charges65€11€35▲
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€-24k€-22k▲
Profit (loss) for the period9904€-24k€-22k▲
Profit (loss) for the period to be appropriated9905€-24k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-260k€-282k▼
Profit (loss) brought forward from the previous period14P€-236k€-260k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 46 days late
2025
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 132 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 87 days late
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 87 days late
2023
31-12
Financial
Weakest financial yearnet €-201k
Net result drops to €-201k, the lowest in the series; recovery starts the following year.
03-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
01-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 274 days late
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 634 days late
2021
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 217 days late
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 576 days late
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meix-devant-Virton · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tilleul,Robelmont 386769 Meix-devant-VirtonGround area
6,401 m²
Building footprint
668 m²
Volume, LiDAR
5,875 m³
2 parcels, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Converserie 44, 6870 Saint-Hubert
since 20022.115.105.982
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84059A1798/00G004indicative | Wallonia | 4,279 m² | 1 · 520 m² | 11.8 m · 3 fl. |
| 85028B1253/00D000 | Wallonia | 2,122 m² | 1 · 148 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RAVELSBERG
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded11-10-1999
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.