FILOVEST
ActiveFILOVEST has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €38k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-1
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 15.68 against 3.71 in 2024; short-term debt: 6.3% and cash: 58.9% of total assets), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.7%
Return on assets
20%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
1 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 27.1%
2024 · €140k
2023: €102k
2024: €140k
2023 → 2025
Total assets
€190k▲ 1.6%
2024 · €187k
2023: €159k
2024: €187k
2023 → 2025
Net result
€38k▼ 4.3%
2024 · €40k
2023: €102k
2024: €40k
2023 → 2025
Working capital
€175k▲ 37.8%
2024 · €127k
2023: €86k
2024: €127k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€102k-€140k▲ 37.1%€178k▲ 27.1%
Operating result€132k-€51k▼ 61.6%€50k▼ 0.8%
Net result€102k-€40k▼ 61.1%€38k▼ 4.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€2k▼ 80.4%
Current assets
€187k▲ 7.6%
Equity and liabilities €190k
Equity
€178k▲ 27.1%
Debt
€12k▼ 74.5%
The debt ratio falls from 25.1% to 6.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €57k
Cash flow
€39k▼
2024 · €46k
Solvency
93.7%▲
2024 · 74.9%
Current ratio
15.68▲
2024 · 3.71
Quick ratio
15.68▲
2024 · 3.71
Debt / equity
0.07▼
2024 · 0.33
ROE
21.3%▼
2024 · 28.3%
ROA
20.0%▼
2024 · 21.2%
Interest coverage
481.82▲
2024 · 180.24
Debt
€12k▼
2024 · €47k
Debt ≤ 1 year
€12k▼
2024 · €47k
Income taxes
€12k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€187k€190k▲
Fixed assets21/28€13k€2k▼
Intangible fixed assets21€1€0▼
Tangible fixed assets22/27€13k€2k▼
Plant, machinery and equipment23€861€561▼
Furniture and vehicles24€12k€2k▼
Current assets29/58€174k€187k▲
Amounts receivable within one year40/41€34k€72k▲
Trade receivables40€34k€58k▲
Other amounts receivable41€300€14k▲
Current investments50/53€66k€950▼
Cash at bank and in hand54/58€71k€112k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€187k€190k▲
Equity10/15€140k€178k▲
Contributions10/11€2k€2k=
Reserves13-€176k
Distributable reserves133-€176k
Profit (loss) carried forward14€138k-
Amounts payable17/49€47k€12k▼
Amounts payable within one year42/48€47k€12k▼
Trade debts44€10k€5k▼
Suppliers440/4€10k€5k▼
Taxes, remuneration and social security45€35k€7k▼
Taxes450/3€35k€7k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Non-recurring operating income76A-€825
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€682€736▲
Gross operating margin9900€58k€52k▼
Operating profit (loss)9901€51k€50k▼
Financial income75/76B€1k€3▼
Recurring financial income75€1k€3▼
Financial charges65/66B€318€107▼
Recurring financial charges65€318€107▼
Profit (loss) for the period before taxes9903€52k€50k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€40k€38k▼
Profit (loss) for the period to be appropriated9905€40k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€140k€176k▲
Profit (loss) brought forward from the previous period14P€100k€138k▲
Transfer to equity691/2-€176k
To other reserves6921-€176k
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
07-01
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
2025
31-12
Financial
Weakest financial yearnet €38k ▼4.3%
Net result drops to €38k, the lowest in the series.
31-12
Financial
Liquidity quadruplescurrent ratio 15.68
Current ratio from 3.71 to 15.68; short-term debt falls from €47k to €12k.
31-12
Financial
Equity above €150kEq €178k ▲27.1%
3 profitable years in a row build equity to €178k.
22-09
State Gazette act
General meeting · Director appointment
Director resignation · Power of attorney
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Matenstraat 102630 AartselaarGround area
253 m²
Building footprint
68 m²
Volume, LiDAR
500 m³
Parcel 11372D0361/00X000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FILOVEST
since 20222.334.316.381
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372D0361/00X000 | Flanders | 253 m² | 1 · 68 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyNetwork connections
Shared director
→
Ownership & control
1 partyFILOVESTBE 0789.515.761
controls
Where this company holds controlthis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 2,550 EUR awarded · 2,550 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 2,550 EUR | 2,550 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500C4FB9O07802960
Similar companies · same sector, comparable size
CO MANAGEMENT
BE 1002.242.701
Stavelot · Eq €178k
TUBO CONSULT
BE 0789.998.880
Lennik · Eq €178k
MIMO CONSULTING
BE 0673.857.614
Gent · Eq €178k
TecProDeCo
BE 0845.280.071
Ieper · Eq €178k
MICHELANGELA CONSULT
BE 0453.303.170
Sint-Jans-Molenbeek · Eq €178k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,570. 40,619 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-08-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.