FILIPPA K
ActiveFILIPPA K has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2023 annual accounts show equity of €1.45M and a net result of €28k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 95% of 9410 sector peers (fiscal year 2023). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2023
86
/ 100
Excellent▼ -3 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability10▼-6
Solvency100=
Growth35=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days only on tighter terms
Liquidity ample (current ratio 13.28 against 15.24 in 2022), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
91.9%
Return on assets
1.8%
Age of the figures
32 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline13-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 25-07-2024, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
6 d early
2022
6 d early
2021
30 d early
2020
4 d late
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2023, abbreviated schema
Turnover
€1.09M▼ 26.5%
2020 · €1.48M
2018: €3.55M
2019: €3.05M
2020: €1.48M
2018 → 2021
EBIT margin
0.1%▼ 1.0pp
2020 · 1.1%
2018: 4.4%
2019: 4.9%
2020: 1.1%
2018 → 2021
Net result
€28k▼ 39.9%
2022 · €46k
2018: €89k
2019: €67k
2020: €-3k
2021: €3k
2022: €46k
2018 → 2023
Working capital
€1.45M▲ 3.6%
2022 · €1.40M
2018: €1.28M
2019: €1.36M
2020: €1.40M
2021: €1.37M
2022: €1.40M
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€3.05M-€1.48M▼ 51.4%€1.09M▼ 26.5%
Equity€1.38M-€1.37M▼ 0.2%€1.38M▲ 0.2%€1.42M▲ 3.3%€1.45M▲ 1.9%
Operating result€148k-€17k▼ 88.7%€900▼ 94.6%€68k▲ 7,409%€42k▼ 37.2%
Net result€67k-€-3k€3k€46k▲ 1,408%€28k▼ 39.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 37% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €1.58M
Fixed assets
€9k▼ 65.9%
Current assets
€1.57M▲ 4.7%
Equity and liabilities €1.58M
Equity
€1.45M▲ 1.9%
Debt
€128k▲ 25.8%
The debt ratio rises from 6.6% to 8.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€47k▼
2022 · €75k
Cash flow
€32k▼
2022 · €54k
Solvency
91.9%▼
2022 · 93.4%
Current ratio
13.28▼
2022 · 15.24
Quick ratio
12.10▲
2022 · 11.21
Debt / equity
0.09▲
2022 · 0.07
ROE
1.9%▼
2022 · 3.2%
ROA
1.8%▼
2022 · 3.0%
Interest coverage
3.07▲
2022 · 2.79
Debt
€128k▲
2022 · €101k
Debt ≤ 1 year
€118k▲
2022 · €98k
Income taxes
€3k▲
2022 · €-5k
Staff costs
€265k▼
2022 · €270k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€1.52M€1.58M▲
Fixed assets21/28€26k€9k▼
Tangible fixed assets22/27€26k€9k▼
Plant, machinery and equipment23€6k€4k▼
Other tangible fixed assets26€20k€4k▼
Current assets29/58€1.50M€1.57M▲
Stocks and contracts in progress3€396k€139k▼
Stocks30/36€396k€139k▼
Amounts receivable within one year40/41€923k€1.34M▲
Trade receivables40€48k€57k▲
Other amounts receivable41€875k€1.28M▲
Cash at bank and in hand54/58€178k€91k▼
Deferred charges and accrued income490/1€2k€322▼
Equity and liabilities
Total equity and liabilities10/49€1.52M€1.58M▲
Equity10/15€1.42M€1.45M▲
Contributions10/11€100k€100k=
Reserves13€1.32M€1.35M▲
Non-distributable reserves130/1€10k-
Reserves not available under the articles1311€10k-
Distributable reserves133€1.31M€1.35M▲
Amounts payable17/49€101k€128k▲
Amounts payable within one year42/48€98k€118k▲
Trade debts44€27k€28k▲
Suppliers440/4€27k€28k▲
Taxes, remuneration and social security45€71k€41k▼
Taxes450/3€23k€18k▼
Remuneration and social security454/9€48k€22k▼
Other amounts payable47/48-€50k
Accrued charges and deferred income492/3€3k€9k▲
Income statement
Code20222023
Remuneration, social security and pensions62€270k€265k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-38k€40▲
Other operating charges640/8€34k€2k▼
Non-recurring operating charges66A-€15k
Gross operating margin9900€341k€329k▼
Operating profit (loss)9901€68k€42k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€27k€15k▼
Recurring financial charges65€27k€15k▼
Profit (loss) for the period before taxes9903€41k€30k▼
Income taxes67/77€-5k€3k▲
Profit (loss) for the period9904€46k€28k▼
Profit (loss) for the period to be appropriated9905€46k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€28k▼
Transfer to equity691/2€46k€28k▼
To other reserves6921€46k€28k▼
Social balance
Average headcount (FTE)90875.03.7▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 4 days late
2020
31-12
Financial
Weakest financial yearnet €-3k ▼105%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 14.12
Current ratio from 4.43 to 14.12; short-term debt falls from €397k to €107k.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
23-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
20-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
19-05
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 directors, no change since 2023
Marie Gabrielia Forssenius
CurrentDirector · since 30-06-2023
Mevr. Jensen Amra
Not recently confirmedGevolmachtigde · since 11-06-2019
de Haan Cornelis
Not recently confirmedAlgemeen lasthebber · since 27-07-2017
Lönnerstedt Anna
Not recently confirmedManager · since 20-10-2016
29-01-2025
Ken Snoeks: Appointed as Vaste vertegenwoordiger
30-06-2023
Marie Gabrielia Forssenius: Appointed as Director
30-06-2023
Rikard Johan Frost: Resigned as Director
13-09-2021
Rikard Johan Frost: Appointed as Director
13-09-2021
Lars Erik Björk: Resigned as Director
18-03-2021
Lars Erik Björk: Appointed as Director
18-03-2021
Kristofer Tonström: Resigned as Director
11-06-2019
Mevr. Jensen Amra: Appointed as Gevolmachtigde
11-06-2019
Dhr. de Haan Cornelis: Resigned as Algemeen lasthebber
27-07-2017
de Haan Cornelis: Appointed as Algemeen lasthebber
06-07-2017
David Roijackers: Resigned as Algemeen lasthebber
03-03-2017
Kristofer Tonström: Appointed as Manager
03-03-2017
Lönierstedt Anna: Resigned as Manager
20-10-2016
Lönnerstedt Anna: Appointed as Manager
20-10-2016
Söderberg Amelie: Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenhouwersvest 652000 AntwerpenGround area
169 m²
Building footprint
89 m²
Volume, LiDAR
1,510 m³
Parcel 11804D3557/00A000, Flanders · tallest building 20.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Filippa K
since 20062.152.546.301
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3557/00A000 | Flanders | 169 m² | 1 · 89 m² | 20.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
6 auditors| Callens, Vandelanotte & Theunissen BVCurrent Statutory auditor | 29-01-2025 → present |
Show 5 earlier auditors
| Anke Verrijssen Statutory auditor succeeded by Callens, Vandelanotte & Theunissen BV in 2025 | 02-09-2022 → 29-01-2025 |
| BV CVBA PwC Bedrijfsrevisoren Statutory auditor succeeded by PwC Bedrijfsrevisoren in 2018 | 16-06-2015 → 14-12-2018 |
| PwC Bedrijfsrevisoren Statutory auditor succeeded by PwC Bedrijfsrevisoren BV in 2021 | 14-12-2018 → 13-09-2021 |
| PwC Bedrijfsrevisoren BV Statutory auditor succeeded by Callens, Vandelanotte & Theunissen BV in 2025 | 13-09-2021 → 29-01-2025 |
| Steven Van Bael Statutory auditor | - → 02-09-2022 |
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Of 6,459 companies in sector 47716 we hold annual accounts for 2,424. 918 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-04-2005
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
47714Retail trade
47715Retail trade
52425
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.