Filip Electrics
ActiveThe computed 12-month bankruptcy probability of Filip Electrics is 2.6% (moderate). The 2025 annual accounts show equity of €55k and a net result of €42k. Its solvency ranks better than 85% of 27386 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+23
Growth78
Stability94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 1.66 in 2024), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
60.5%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-10-2025, 10 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
10 d early
2024
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 312%
2024 · €13k
2024: €13k
2024 → 2025
Total assets
€69k▲ 110%
2024 · €33k
2024: €33k
2024 → 2025
Net result
€42k▲ 303%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€50k▲ 291%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€13k-€55k▲ 312%
Operating result€13k-€53k▲ 301%
Net result€10k-€42k▲ 303%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 301% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€5k▲ 795%
Current assets
€64k▲ 98.4%
Equity and liabilities €69k
Equity
€55k▲ 312%
Debt
€14k▼ 28.5%
The debt ratio falls from 59.2% to 20.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€53k▲
2024 · €13k
Cash flow
€43k▲
2024 · €10k
Solvency
79.9%▲
2024 · 40.8%
Current ratio
4.61▲
2024 · 1.66
Quick ratio
4.61▲
2024 · 1.66
Debt / equity
0.25▼
2024 · 1.45
ROE
75.7%▼
2024 · 77.6%
ROA
60.5%▲
2024 · 31.6%
Interest coverage
888.40▲
2024 · 652.79
Debt
€14k▼
2024 · €19k
Debt ≤ 1 year
€14k▼
2024 · €19k
Income taxes
€11k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€33k€69k▲
Fixed assets21/28€568€5k▲
Tangible fixed assets22/27€568€5k▲
Plant, machinery and equipment23€568€2k▲
Furniture and vehicles24-€3k
Current assets29/58€32k€64k▲
Amounts receivable within one year40/41€12k€13k▲
Trade receivables40€10k€10k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€20k€50k▲
Deferred charges and accrued income490/1€408€965▲
Equity and liabilities
Total equity and liabilities10/49€33k€69k▲
Equity10/15€13k€55k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€10k€52k▲
Amounts payable17/49€19k€14k▼
Amounts payable within one year42/48€19k€14k▼
Trade debts44€62€2k▲
Suppliers440/4€62€2k▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€4k€12k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€14k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26€825▲
Other operating charges640/8€53-
Gross operating margin9900€13k€53k▲
Operating profit (loss)9901€13k€53k▲
Financial income75/76B€149€131▼
Recurring financial income75€149€131▼
Financial charges65/66B€20€60▲
Recurring financial charges65€20€60▲
Profit (loss) for the period before taxes9903€13k€53k▲
Income taxes67/77€3k€11k▲
Profit (loss) for the period9904€10k€42k▲
Profit (loss) for the period to be appropriated9905€10k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€52k▲
Profit (loss) brought forward from the previous period14P-€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
21-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Liquidity triplescurrent ratio 4.61
Current ratio from 1.66 to 4.61; short-term debt falls from €19k to €14k.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat(LIN) 13210 LubbeekGround area
767 m²
Building footprint
171 m²
Volume, LiDAR
1,136 m³
Parcel 24063B0260/00L000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Filip Electrics
since 20232.347.584.102
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24063B0260/00L000 | Flanders | 767 m² | 1 · 171 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 369 EUR awarded · 369 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 369 EUR | 369 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
EUROPORTES
BE 0450.885.989
Sint-Pieters-Leeuw · Eq €55k
ALATAW
BE 0658.993.848
La Louvière · Eq €55k
BELGOBRAS
BE 0849.797.105
Vorst · Eq €55k
Electriza Liften
BE 0798.313.661
Antwerpen · Eq €55k
Dela Energy
BE 0790.405.191
Wingene · Eq €54k
Of 4,060 companies in sector 43240 we hold annual accounts for 1,616. 1,328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2023
Fiscal year end31-03
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.