Filip Debelva

Active

Private limited companyfounded 20251 yr activeGanzendries(PEL) 90, 3212 Lubbeek, BelgiumKBO/BCE: BE 1024.390.274

Summary

Filip Debelva has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,928 and a net result of €19,928. Its solvency ranks better than 74% of 15573 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

Filip DebelvaActiveChecked score 98/100

Risk analysis Report Compare

Activity

Activities of lawyers

NACE 69101

1 site

Size

€32,063total assets 2025

Equity: €24,928
Profit: €19,928

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 38 d early0 of 1 deed read

Why 98- Founded in 2025+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 4.49, cash €14,614+ Figures for FY 2025 (filed 23-06-2026)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 85% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 77.7% of total assets

Liquidity 92

short-term debt 22.3% · cash 45.6%

Profitability 100

return on assets 62.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,003 companies)

Last 24 months 07-2026: 0.3% 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%▲ +2.3% vs 08-2026highest value 10-2026: < 0.1%▼ -90.5% vs 09-2026lowest value

Sector Legal and accounting activities (NACE 69) lowers the probability
Liquidity: current ratio 4.49, cash €14,614 lowers the probability
Figures for FY 2025 (filed 23-06-2026) lowers the probability
Founded in 2025 raises the probability for this profile

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 4.49; short-term debt: 22.3% and cash: 45.6% of total assets), and 22.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 87%, liquidity 86%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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