Debts
€91,234 92% of the balance sheet
ROMAX CONSTRUCT
Lifetime
9 annual accounts with figures on one time axispeak €23,106 (2025)
€23,106▲ 72.0%
lowest -€12,701 (2022)
€12,790▲ 216%
peak €12,966 (2021)
€7,749▲ €12,790
€91,234▲ 3.9%
Board1 name since 2022
1 directorProtor
Owners
Documentsfilings and deeds
02-02-20262 days late
2025micro format
Gross margin from €13,435 to €23,106Result from €4,046 to €12,790Equity from -€5,041 to €7,749
Key points
from the 2025 annual accountsFilings
9 annual accounts 1 late
The 2025 accounts came 2 days late. The other eight were filed on time.
Checked score
82
Excellent
Financially stronger than 53% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,625 companies (NACE 68, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.2%▲ +0.1 percentage points vs 12-2024
02-2025: 0.9%▼ -0.3 percentage points vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 0.9%● unchanged vs 03-2025
05-2025: 0.9%● unchanged vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 0.9%● unchanged vs 06-2025
08-2025: 0.9%● unchanged vs 07-2025
09-2025: 0.9%● unchanged vs 08-2025
10-2025: 0.9%● unchanged vs 09-2025
11-2025: 0.9%● unchanged vs 10-2025
12-2025: 0.9%● unchanged vs 11-2025
01-2026: 1.0%▲ +0.1 percentage points vs 12-2025
02-2026: 1.3%▲ +0.3 percentage points vs 01-2026highest value
03-2026: 0.5%▼ -0.8 percentage points vs 02-2026lowest value
04-2026: 0.5%● unchanged vs 03-2026lowest value
05-2026: 0.5%● unchanged vs 04-2026lowest value
06-2026: 0.5%● unchanged vs 05-2026lowest value
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.5%● unchanged vs 07-2026
09-2026: 0.5%● unchanged vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.00, cash €222
Figures for financial year 2025 (filed on 05-02-2026)
lowers risk
Sector: Real estate activities (NACE 68)
Size: turnover €83,862, total assets €98,983
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 29% of them on solvency, 3% on liquidity, 86% on profitability and 96% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as ROMAX CONSTRUCT has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ROMAX CONSTRUCT itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for ROMAX CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 1.0 (0.76 in 2024), below 1. Short-term debt is 92.2% and cash 0.2% of total assets. 92.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
2 days late
2024
22 days early
2023
1 day early
2022
6 days early
2021
14 days early
2020
5 days early
2019
23 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0661826545
Company renamed from Filip Construction to ROMAX CONSTRUCT
Resignation: PROTOR (manager) · Reappointment: PROTOR (director) · Permanent representative: Pieter Beeuwsaert · Gazette deed
Incorporation
published on 01-09-2016 · Gazette deed
First establishment
Filip Construction, Pieter de Coninckstraat 28, Roeselare
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROMAX CONSTRUCT Roeselare | €98,983 | €23,106 | 7.8% | - |
| INVIBO Kluisbergen | €95,703 | €31,776 | 67.2% | - |
| CLYBOUW INDUSTRIAL REAL ESTATE Nazareth-De Pinte | €108,889 | €27,069 | 73.0% | - |
| Nemo & Co Leuven | €107,397 | €20,900 | -21.7% | - |
| BAKOBELGIUM Fernelmont | €77,288 | €32,171 | 86.2% | 0.8 |
| APOSTROPHE CONSTRUCT Poperinge | €83,397 | €26,431 | 51.8% | - |
| NORDAU Kuurne | €129,222 | €23,458 | 53.0% | - |
These companies have the same main activity as ROMAX CONSTRUCT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €77,300 and €129,000, founded between 2014 and 2018.
Official details
Source: KBO- Status
- Active since 30-08-2016Normal situation
- Activity
- Development of residential building projectsNACE 68121and 1 other
- Establishment unit
- 2.258.605.5078800 Roeselare, since 30-08-2016
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Insights on ROMAX CONSTRUCT
ROMAX CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€3,635 in 2017 to €23,106 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROMAX CONSTRUCT
- What is the company number of ROMAX CONSTRUCT?
- The company number of ROMAX CONSTRUCT is 0661.826.545. The VAT number is the same number with BE in front: BE 0661.826.545.
- Where is ROMAX CONSTRUCT based?
- The registered office is at Pieter de Coninckstraat 28, 8800 Roeselare.Company details
- What does ROMAX CONSTRUCT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of ROMAX CONSTRUCT?
- ROMAX CONSTRUCT is a private limited company (BV).
- When was ROMAX CONSTRUCT founded?
- ROMAX CONSTRUCT was founded on 30-08-2016.
- Is ROMAX CONSTRUCT still active?
- Yes, ROMAX CONSTRUCT is an active enterprise in the KBO register.
- What is the turnover of ROMAX CONSTRUCT?
- The turnover of ROMAX CONSTRUCT was €83,862 in financial year 2025, according to the filed annual accounts.Financials
- Is ROMAX CONSTRUCT profitable?
- In financial year 2025, ROMAX CONSTRUCT made a profit of €12,790.
- Where can I find the annual accounts of ROMAX CONSTRUCT?
- ROMAX CONSTRUCT filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ROMAX CONSTRUCT due?
- ROMAX CONSTRUCT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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