FILIMAR CONSTRUCT
ActiveSummary
The annual accounts of FILIMAR CONSTRUCT for financial year 2025 show a net loss of 61% of total assets. The 2025 annual accounts show equity of €170,582 and a net result of -€134,375. Equity has been growing by about 30% per year since 2019. Its solvency ranks better than 86% of 9,898 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry. The computed 12-month bankruptcy probability is 0.8% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 14-12-2018 Normal situation
- Registered office
- 16 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Other specialised construction activities NACE 43990and 4 others
- Establishment unit
- 2.283.188.374 9310 Aalst, since 18-12-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.8%
- Gross margin
- €80,102
- ▼ 88.6%
- Turnover
- ≈ €430,000
- estimated
- Loss
- €134,375
- Equity
- €170,582
- ▼ 44.1%
- Total assets
- €219,207
- ▼ 58.4%
- Staff
- ≈ 3.4 FTE
- estimated
- 2025 accounts filed 37 days after the deadline
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €134,375 (financial year 2025)Last filed accounts filed 37 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 3.82, cash €142,666, halvedEquity €170,582 (77.8% of total assets)Show the evidence
Checked score
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 90% on liquidity, 4% on profitability and 10% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 37 days after the deadline Filed on 6 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00503803.
Annual accounts 2025 filed on 06-09-2026 at the NBB all 7 filings
Amounts without an identifiable currency are taken as euros.
Every figure per financial year
The operating result for 2025 is a loss of €135,729, after a profit of €219,053 in 2024. It is the lowest result since 2021.
- 2023 Net result +5,746% on 2022. The accounts now follow the micro format, last year the full format.
Staff
| Item | 31-12-2023 |
|---|---|
| Employees at the balance-sheet date | 11 |
| full-time | 11 |
| in full-time equivalents | 11 |
| Average over the year, in full-time equivalents | 11 |
| On a permanent contract | 10 |
| Joined | 2 |
| Left | 1 |
Source: social balance sheet in the 2023 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €14,339 | €10,079 | €29,000 | - |
| Financial fixed assets | €6,825 | - | - | - | - |
| Depreciation and write-downs of the year | €6,343 | €8,536 | €10,192 | €13,221 | €11,842 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | €1.2m | - | - | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €0.6m | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €0.4m | €0.4m | €0.5m | €0.5m | €0.2m | ▼ 58.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.002m | €0.005m | €0.006m | €0.009m | €0.01m | €0.01m | €0.01m | ▼ 10.4% |
| Other operating charges640/8 | - | - | €0.003m | €0.008m | €0.01m | €0.002m | €0.007m | ▲ 205% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €0.002m | - |
| Gross operating margin9900 | €0.2m | €0.3m | €0.4m | €0.4m | €0.9m | €0.7m | €0.08m | ▼ 88.6% |
| Operating profit (loss)9901 | €0.03m | €0.08m | €0.02m | €0.02m | €0.4m | €0.2m | -€0.1m | - |
| Financial income75/76B | - | - | - | - | €273 | - | €0.002m | - |
| Recurring financial income75 | €0 | - | - | - | €273 | - | €0.002m | - |
| Non-recurring financial income76B | - | - | - | - | - | - | €0.002m | - |
| Financial charges65/66B | - | - | €63 | €65 | €0.002m | €94 | €0.001m | ▲ 481% |
| Recurring financial charges65 | €45 | €132 | €63 | €65 | €0.002m | €94 | €0.001m | ▲ 481% |
| Profit (loss) for the period before taxes9903 | €0.03m | €0.08m | €0.02m | €0.02m | €0.4m | €0.2m | -€0.1m | - |
| Income taxes67/77 | - | - | - | €0.02m | €0.1m | €0.1m | - | - |
| Profit (loss) for the period9904 | €0.03m | €0.08m | €0.02m | €0.005m | €0.3m | €0.1m | -€0.1m | - |
| Profit (loss) for the period to be appropriated9905 | €0.03m | €0.08m | €0.02m | €0.005m | €0.3m | €0.1m | -€0.1m | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €101,019 | €194,804 | €212,211 | €371,394 | €561,407 | €526,856 | €219,207 | ▼ 58.4% |
| Fixed assets21/28 | €5,092 | €24,826 | €25,308 | €31,112 | €30,999 | €46,778 | €33,246 | ▼ 28.9% |
| Tangible fixed assets22/27 | €5,092 | €24,826 | €18,483 | €24,287 | €24,174 | €39,953 | €26,421 | ▼ 33.9% |
| Plant, machinery and equipment23 | - | - | - | €11,507 | €8,804 | €17,513 | €12,511 | ▼ 28.6% |
| Furniture and vehicles24 | - | - | €18,483 | €12,780 | €15,370 | €22,439 | €13,910 | ▼ 38.0% |
| Financial fixed assets28 | - | - | €6,825 | €6,825 | €6,825 | €6,825 | €6,825 | = |
| Current assets29/58 | €95,927 | €169,978 | €186,902 | €340,283 | €530,408 | €480,078 | €185,961 | ▼ 61.3% |
| Amounts receivable within one year40/41 | €23,782 | €148,365 | €110,476 | €97,354 | €164,012 | €154,442 | €38,542 | ▼ 75.0% |
| Trade receivables40 | - | - | €66,691 | €3,749 | €12,319 | €12,319 | €12,319 | = |
| Other amounts receivable41 | - | - | €43,785 | €93,605 | €151,694 | €142,123 | €26,224 | ▼ 81.5% |
| Cash at bank and in hand54/58 | €72,145 | €21,613 | €73,674 | €242,928 | €363,942 | €325,636 | €142,666 | ▼ 56.2% |
| Deferred charges and accrued income490/1 | - | - | €2,753 | - | €2,454 | - | €4,753 | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €101,019 | €194,804 | €212,211 | €371,394 | €561,407 | €526,856 | €219,207 | ▼ 58.4% |
| Equity10/15 | €42,486 | €121,297 | €145,917 | €150,685 | €259,151 | €304,957 | €170,582 | ▼ 44.1% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | €12,400 | €12,400 | - | - | - | - |
| Issued capital100 | - | - | €18,600 | €18,600 | - | - | - | - |
| Uncalled capital101 | - | - | €6,200 | €6,200 | - | - | - | - |
| Contributions outside capital11 | - | - | - | - | €18,600 | - | €18,600 | - |
| Other1109/19 | - | - | - | - | €18,600 | - | €18,600 | - |
| Profit (loss) carried forward14 | €30,086 | €108,897 | €133,517 | €138,285 | €240,551 | €286,357 | €151,982 | ▼ 46.9% |
| Amounts payable17/49 | €58,533 | €73,507 | €66,294 | €220,710 | €302,256 | €221,898 | €48,625 | ▼ 78.1% |
| Amounts payable within one year42/48 | €58,533 | €73,507 | €66,294 | €220,710 | €302,256 | €221,898 | €48,625 | ▼ 78.1% |
| Trade debts44 | €46,970 | €42,548 | €29,744 | €189,140 | €91,790 | €180,952 | €18,967 | ▼ 89.5% |
| Suppliers440/4 | - | - | €29,744 | €189,140 | €91,790 | €180,952 | €18,967 | ▼ 89.5% |
| Taxes, remuneration and social security45 | - | - | €36,550 | €31,570 | €154,266 | €40,946 | €29,658 | ▼ 27.6% |
| Taxes450/3 | - | - | €4,013 | €2,716 | €112,919 | €5,727 | €7,703 | ▲ 34.5% |
| Remuneration and social security454/9 | - | - | €32,537 | €28,854 | €41,347 | €35,220 | €21,955 | ▼ 37.7% |
| Other amounts payable47/48 | - | - | - | - | €56,200 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,086 | €78,811 | €24,620 | €4,768 | €278,737 | €104,630 | -€134,375 | - |
| + Depreciation and write-downs630 | €2,441 | €4,626 | €6,343 | €8,536 | €10,192 | €13,221 | €11,842 | ▼ 10.4% |
| Operating cash flow (approximation) | €32,528 | €83,437 | €30,962 | €13,304 | €288,928 | €117,851 | -€122,533 | - |
| Investment in fixed assets (approximation) | - | -€24,360 | -€6,825 | -€14,339 | -€10,079 | -€29,000 | €1,690 | - |
| Change in cash | - | -€50,532 | €52,061 | €169,255 | €121,013 | -€38,305 | -€182,970 | ▼ 378% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 3,591 companies had the same profile as FILIMAR CONSTRUCT has now. Two years later, 87.4% were still going and 3.0% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FILIMAR CONSTRUCT itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for FILIMAR CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 06-09-2026 | 2026-00503803 | |
| 31-12-2024 | micro format | 25-06-2025 | 2025-00185147 | |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00208974 | |
| 31-12-2022 | full format | 16-06-2023 | 2023-00131330 | |
| 31-12-2021 | micro format | 28-08-2022 | 2022-20390394 | |
| 31-12-2020 | micro format | 28-09-2021 | 2021-68700348 | |
| 31-12-2019 | micro format | 10-10-2020 | 2020-61500171 |
Board & ownership
Directors
Owners and capital
Capital transactions
- 17-07-2024 Converted to unavailable equity · €18,600
Network & group
FILIMAR CONSTRUCT shares no director with another company.
Companies at the same address
15 other companies- FRIZ COMPANY Registered office · since 2026 1040190584
- HCV CONCEPT Establishment · since 2025 1028080630
- InWa Consulting Registered office · since 2025 1024059682
- LUXENTRA Registered office · since 2025 1021098511
- BOUTICONSTRUCTION Registered office · since 2025 1019364288
- Portugal CT Registered office · since 2025 1018952435
- Maraoub, Yousra (sole trader) Establishment · since 2022 0795321113
- Green Grids Registered office · since 2019 0730952309
- MEDNES Registered office · since 2019 0727678261
- SW CONSTRUCTION Registered office · since 2019 0720908156
Connections & network
1 current directorThe network starts from the directors of FILIMAR CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
17-07
Gazette deed
Capital & shares · Legal-form change · Resignations & appointmentsLegal form clause · Capital conversion · Reserve release8 points ▸
- General meeting, 28-06-2024
- Legal form clause, “besloten vennootschap, BV” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “volledig beschikbaar maken voor uitkering, statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Director in office, PINHEIRO PAIVA Marisa (director)
- Registered office clause, “Brussels Hoofdstedelijk Gewest, behouden” (deed in Dutch)
- Power of attorney, mentioned 2 times in the deed
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
36 activities
- 1) Toutes activités généralement quelconques se rapportant directement ou indirectement à :
- -toutes les activités d'entrepreneur de construction au sens large du terme, le montage du gros ceuvre, la construction générale, le coffrage, l'armature du béton; la coordination des sous-traitants, les travaux de démolition, de nivellement et d'excavation, tous les travaux de maçonnerie, de jointoie-ment et d'étanchéité;
- Tous les travaux d'asphaltage; l'installation de toitures et leur entretien la pose de couvertures en tous matériaux et de gouttières et d'évacuations d'eaux pluviales; tous travaux de charpente (constructions en bois et stables ou autres); l'isolation acoustique et thermique; le revête-ment des murs, sols, plafonds, façades; les travaux de peinture industrielle et non industrielle; les travaux de carrelage et de mosaïque; les travaux de revêtement et de stucage; la pose de menuiseries extérieures et intérieures en bois et en matière plastique: portes, fenêtres, châssis, escaliers, placards, cuisines intégrées, agencements de magasins, etc.; pose de cloisons,
- Mobiles ou non, et pose de portes de garage, volets, stores, treillis, clôtures, etc. en bois ou en plastique: travaux de pierre naturelle et de marbre; tous travaux de rénovation, de nettoyage; ramonage de cheminées la pose d'échafau-dages, la ferronnerie, la forge, tous travaux de métallurgie; tous travaux de vitrerie, pose de fenêtres, miroirs, vitraux, fabrication de parois transpa-rentes; tous travaux de plomberie et de sanitaire; pose de câbles électriques et accessoires, pose de systèmes de surveillance et d'alarmes antivol; garnis-sage de meubles; commerce de détail, importation et exportation de maté-riaux de construction; tous travaux hydrauliques, maritimes ou fluviaux, construction ou réparation d'écluses, de barrages, de digues, de canaux
- Et d'ouvrages d'art, relais d'ouvrages de drainage et de pompage, travaux d'irri-gation et de dragage, création et entretien d'étangs, de rivières et de fleuves; construction de routes, de pistes cyclables, etc.;
- -Nettoyage et entretien de biens immobiliers, nettoyage de vitres et de bu-reaux, petits travaux de bureau, services intérimaires, sous-traitance;
- -la distribution de lettres et de colis;
- -l'entretien général des bâtiments, la peinture, la maçonnerie, l'électricité, la couverture, les travaux d'entreprise générale;
- -la fourniture de tout service ou prestation au profit de clients privés ou commerciaux;
- - le transport de personnes et de marchandises.
- 2) La vente en gros et en détail, l'import-export de :
- -les matériaux de construction, les équipements électriques et électroniques, les installations sanitaires et la plomberie;
- -les produits alimentaires tels que les fruits, les légumes, les conserves. mer, les poissons, les produits carnés, les articles ménagers et les cadeaux;
- Les produits laitiers, les fruits de
- -le textile en général, les vêtements divers, les chaussures, la cordonnerie, la serrurerie, la maroquinerie au sens large ;
- -l'artisanat en général, les papiers peints y compris les articles du monde;
- -tous les articles de parfumerie, de toilette, de cosmétique, de beauté, de maquillage ainsi que les savons et les détergents;
- -tous les articles d'horticulture tels que les fleurs, les plantes, le matériel de jardinage, la décoration et l'entretien des jardins et les articles de pépinière;
- -les antiquités de toutes sortes, le bric-à-brac, les objets de décoration, les machines industrielles;
- -bijoux et métaux précieux;
- -tous les articles ménagers, les films sur bandes magnétiques, DVD, cas-settes, tous les articles imprimés ou enregistrés permettant la visualisation ou l'écoute, les livres ;
- -tout matériel de bureau et informatique, téléphone, téléphone portable, fax;
- -tous véhicules neufs ou d'occasion, y compris les pièces détachées.
- 3) L'exploitation de:
- -ateliers de confection et vente de vêtements traditionnels et faits à la main;
- -ateliers de fabrication de produits de boulangerie et de confiserie, ainsi que de produits alimentaires et non alimentaires;
- -librairie;
- -tous snack-bars, brasseries, restaurants, hôtels, auberges, cafés, disco-thèques, buffets, établissements publics, location de salles, organisations, de banquets et traiteurs;
- -services de livraison, services de télécopie, cabines téléphoniques et centres de photocopie, night-shops, laboratoires de développement photogra-phique, ateliers de tournage, de meulage et de retouche de pièces méca-niques;
- -société de taxis, stations de lavage, stations-service (tous carburants tels que mazout, diesel, gaz,...), garages avec ateliers de réparation, d'entretien et de réparation,
- -salon de coiffure et installation de bancs solaires:
- -le commerce ambulant.
- Elle peut accomplir toutes opérations généralement quelconques et notam-ment, industrielles ou commerciales, immobilières ou mobilières se rappor-tant directement ou indirectement, en tout ou en partie, à l'une ou l'autre branche de son objet ou qui seraient de nature à en développer ou à en faci-liter la réalisation.
- Elle peut s'intéresser par toutes voies à toute société ou entreprise ayant un objet similaire ou connexe au sien ou dont l'objet serait de nature à faciliter, même indirectement, la réalisation de son sien.
- Elle peut de même conclure toutes conventions de collaboration, de rationa-lisation, d'association ou autres avec de telles sociétés ou entreprises.
- Elle peut se porter caution et donner toute sûreté personnelle ou réelle en faveur de toute personne ou société, liée ou non. Elle peut exercer les fonc-tions d'administrateur, gérant et liquidateur.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0715.846.241
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 41042D0593/00K000 | Flanders | 288 m² | 1 · 108 m² | 7.6 m · 1 |
| 21492B0106/00W005 | Brussels | 104 m² | 1 · 73 m² | 14.6 m · 4 |