FILIBRA
ActiveSummary
FILIBRA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €430,476 and a net result of €159,880. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.13 against 9.9 in 2024; short-term debt: 21.7% and cash: 13.6% of total assets), and 21.7% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.3%
Return on assets
29.1%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-10-2025, 181 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
181 d early
2024
111 d early
2023
169 d early
2022
151 d early
2021
58 d early
2020
57 d early
2019
56 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 112 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 November (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€430,476▲ 4.5%
2024 · €411,921
Total assets
€550,002▲ 21.9%
2024 · €451,170
Net result
€159,880▲ 6.7%
2024 · €149,811
Working capital
€374,165▲ 7.1%
2024 · €349,480
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€81,120▲ 85.2%€80,518▼ 0.7%€178,649▲ 122%€218,142▲ 22.1%€231,806▲ 6.3%
Net result€55,651within the sector's middle half▲ 75.5%€53,301within the sector's middle half▼ 4.2%€120,775above the sector's middle half▲ 127%€149,811above the sector's middle half▲ 24.0%€159,880above the sector's middle half▲ 6.7%
Equity€204,938within the sector's middle half▼ 15.7%€226,283within the sector's middle half▲ 10.4%€297,664above the sector's middle half▲ 31.5%€411,921above the sector's middle half▲ 38.4%€430,476above the sector's middle half▲ 4.5%
Total assets€306,435within the sector's middle half▲ 24.0%€277,015within the sector's middle half▼ 9.6%€331,963within the sector's middle half▲ 19.8%€451,170within the sector's middle half▲ 35.9%€550,002above the sector's middle half▲ 21.9%
Debt€101,497▲ 2,395%€50,732▼ 50.0%€34,299▼ 32.4%€39,249▲ 14.4%€119,526▲ 205%
Working capital€103,530within the sector's middle half▼ 32.5%€139,985within the sector's middle half▲ 35.2%€227,856above the sector's middle half▲ 62.8%€349,480above the sector's middle half▲ 53.4%€374,165above the sector's middle half▲ 7.1%
Solvency66.9%within the sector's middle half▼ 31.5pp81.7%above the sector's middle half▲ 14.8pp89.7%above the sector's middle half▲ 8.0pp91.3%above the sector's middle half▲ 1.6pp78.3%within the sector's middle half▼ 13.0pp
Current ratio2.02within the sector's middle half▼ 36.673.76within the sector's middle half▲ 1.747.92above the sector's middle half▲ 4.169.90above the sector's middle half▲ 1.984.13within the sector's middle half▼ 5.77
Return on assets (ROA)18.2%within the sector's middle half▲ 5.3pp19.2%within the sector's middle half▲ 1.1pp36.4%above the sector's middle half▲ 17.1pp33.2%within the sector's middle half▼ 3.2pp29.1%within the sector's middle half▼ 4.1pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €550,002
Fixed assets
€56,311 ▼ 9.8%
Current assets
€493,691 ▲ 27.0%
Equity and liabilities €550,002
Equity
€430,476 ▲ 4.5%
Debt
€119,526 ▲ 205%
Debt's share of the balance-sheet total rises from 8.7% to 21.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€241,164▲
2024 · €226,889
Cash flow
€169,237▲
2024 · €158,558
Debt to equity
0.28▲
2024 · 0.10
ROE
37.1%▲
2024 · 36.4%
Interest coverage
3654.00▲
2024 · 3238.49
Debt ≤ 1 year
€119,526▲
2024 · €39,249
Income taxes
€76,195▲
2024 · €71,990
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14,742 | €15,110 | €15,110 | €8,746 | €9,357 | ▲ 7.0% |
| Other operating charges640/8 | - | €1,244 | €1,492 | €1,503 | €1,607 | ▲ 6.9% |
| Gross operating margin9900 | €97,503 | €96,872 | €195,252 | €228,392 | €242,771 | ▲ 6.3% |
| Operating profit (loss)9901 | €81,120 | €80,518 | €178,649 | €218,142 | €231,806 | ▲ 6.3% |
| Financial income75/76B | - | €9 | €462 | €3,730 | €4,334 | ▲ 16.2% |
| Recurring financial income75 | €588 | €9 | €462 | €3,730 | €4,334 | ▲ 16.2% |
| Financial charges65/66B | - | €121 | €150 | €70 | €66 | ▼ 5.8% |
| Recurring financial charges65 | €178 | €121 | €150 | €70 | €66 | ▼ 5.8% |
| Profit (loss) for the period before taxes9903 | €81,530 | €80,406 | €178,962 | €221,802 | €236,075 | ▲ 6.4% |
| Income taxes67/77 | €25,879 | €27,106 | €58,187 | €71,990 | €76,195 | ▲ 5.8% |
| Profit (loss) for the period9904 | €55,651 | €53,301 | €120,775 | €149,811 | €159,880 | ▲ 6.7% |
| Profit (loss) for the period to be appropriated9905 | €55,651 | €53,301 | €120,775 | €149,811 | €159,880 | ▲ 6.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €306,435 | €277,015 | €331,963 | €451,170 | €550,002 | ▲ 21.9% |
| Fixed assets21/28 | €101,408 | €86,298 | €71,187 | €62,441 | €56,311 | ▼ 9.8% |
| Intangible fixed assets21 | €12,528 | €6,264 | - | - | - | - |
| Tangible fixed assets22/27 | €88,880 | €80,034 | €71,187 | €62,441 | €56,311 | ▼ 9.8% |
| Land and buildings22 | - | €64,095 | €60,630 | €57,165 | €53,700 | ▼ 6.1% |
| Furniture and vehicles24 | - | €15,939 | €10,557 | €5,276 | €2,611 | ▼ 50.5% |
| Current assets29/58 | €205,027 | €190,717 | €260,776 | €388,729 | €493,691 | ▲ 27.0% |
| Amounts receivable within one year40/41 | €51,634 | €17,954 | €171,161 | €68,107 | €67,852 | ▼ 0.4% |
| Trade receivables40 | - | €17,954 | €132,536 | €68,107 | €62,740 | ▼ 7.9% |
| Other amounts receivable41 | - | - | €38,625 | - | €5,112 | - |
| Current investments50/53 | €100,000 | €99,994 | €75,000 | €270,000 | €350,000 | ▲ 29.6% |
| Cash at bank and in hand54/58 | €52,693 | €72,057 | €13,859 | €47,395 | €75,029 | ▲ 58.3% |
| Deferred charges and accrued income490/1 | - | €712 | €756 | €3,227 | €809 | ▼ 74.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €306,435 | €277,015 | €331,963 | €451,170 | €550,002 | ▲ 21.9% |
| Equity10/15 | €204,938 | €226,283 | €297,664 | €411,921 | €430,476 | ▲ 4.5% |
| Contributions10/11 | - | €20,000 | €10 | €10 | €10 | = |
| Reserves13 | €184,938 | €206,283 | €297,654 | €411,911 | €430,466 | ▲ 4.5% |
| Non-distributable reserves130/1 | - | €2,000 | - | - | - | - |
| Reserves not available under the articles1311 | - | €2,000 | - | - | - | - |
| Distributable reserves133 | - | €204,283 | €297,654 | €411,911 | €430,466 | ▲ 4.5% |
| Profit (loss) carried forward14 | €257 | - | - | - | - | - |
| Amounts payable17/49 | €101,497 | €50,732 | €34,299 | €39,249 | €119,526 | ▲ 205% |
| Amounts payable after more than one year17 | - | - | €1,380 | - | - | - |
| Other amounts payable178/9 | - | - | €1,380 | - | - | - |
| Amounts payable within one year42/48 | €101,497 | €50,732 | €32,919 | €39,249 | €119,526 | ▲ 205% |
| Trade debts44 | €1,015 | €98 | €1,298 | €396 | €84 | ▼ 78.8% |
| Suppliers440/4 | - | €98 | €1,298 | €396 | €84 | ▼ 78.8% |
| Taxes, remuneration and social security45 | - | €6,963 | €3,688 | €3,879 | €9,281 | ▲ 139% |
| Taxes450/3 | - | €6,963 | €3,688 | €3,879 | €9,281 | ▲ 139% |
| Other amounts payable47/48 | - | €43,671 | €27,934 | €34,974 | €110,161 | ▲ 215% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,651 | €53,301 | €120,775 | €149,811 | €159,880 | ▲ 6.7% |
| + Depreciation and write-downs630 | €14,742 | €15,110 | €15,110 | €8,746 | €9,357 | ▲ 7.0% |
| Operating cash flow (approximation) | €70,393 | €68,411 | €135,885 | €158,558 | €169,237 | ▲ 6.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€3,227 | - |
| Change in cash | - | €19,364 | -€58,199 | €33,537 | €27,634 | ▼ 17.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Highest result since 2018net €159,880 ▲6.7%
Operating result €231,806, net result €159,880, both a record.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
13-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-09
Financial
Liquidity doublescurrent ratio 7.92
Current ratio from 3.76 to 7.92; short-term debt falls from €50,732 to €32,919.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity times 6current ratio 38.69
Current ratio from 6.35 to 38.69; short-term debt falls from €21,030 to €4,068.
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200,000Eq €212,237 ▲19%
2 profitable years in a row build equity to €212,237.
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,676 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-09-2005
Fiscal year end30-09
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0876196347
Also
9925:BE0876196347
Registered
12-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.