FILIA
ActiveFILIA has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €872k and a net result of €90k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 88% of 516 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+2
Solvency85▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.4 in 2024), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
6 signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
8.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
45 d early
2023
19 d late
2022
48 d early
2021
51 d early
2020
44 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€872k▲ 2.1%
2024 · €854k
2023: €770k
2024: €854k
2023 → 2025
Total assets
€1.01M▼ 4.1%
2024 · €1.05M
2023: €1.06M
2024: €1.05M
2023 → 2025
Net result
€90k▲ 6.5%
2024 · €84k
2023: €71k
2024: €84k
2023 → 2025
Working capital
€42k▼ 27.5%
2024 · €58k
2023: €-2k
2024: €58k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€770k-€854k▲ 10.9%€872k▲ 2.1%
Operating result€25k-€43k▲ 71.2%€50k▲ 16.4%
Net result€71k-€84k▲ 18.4%€90k▲ 6.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 16% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.01M
Fixed assets
€838k▼ 1.2%
Current assets
€167k▼ 16.3%
Equity and liabilities €1.01M
Equity
€872k▲ 2.1%
Debt
€133k▼ 31.5%
The debt ratio falls from 18.5% to 13.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€69k▲
2024 · €62k
Cash flow
€109k▲
2024 · €103k
Solvency
86.8%▲
2024 · 81.5%
Current ratio
1.33▼
2024 · 1.40
Quick ratio
1.33▼
2024 · 1.40
Debt / equity
0.15▼
2024 · 0.23
ROE
10.3%▲
2024 · 9.8%
ROA
8.9%▲
2024 · 8.0%
Interest coverage
59.64▲
2024 · 32.55
Debt
€133k▼
2024 · €194k
Debt ≤ 1 year
€126k▼
2024 · €142k
Debt > 1 year
€7k▼
2024 · €52k
Income taxes
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Total assets
20/58€1.01M
Fixed assets
21/28€838k
Tangible fixed assets
22/27€479k
Financial fixed assets
28€359k
Current assets
29/58€167k
Amounts receivable within one year
40/41€35k
Cash & bank
54/58€127k
Total equity & liabilities
10/49€1.01M
Equity
10/15€872k
Contributions / capital
10/11€55k
Reserves
13€817k
Amounts payable
17/49€133k
Amounts payable after one year
17€7k
Amounts payable within one year
42/48€126k
Trade debts payable within one year
44€3k
Income statement
Code2025
Gross operating margin
9900€81k
Operating result
9901€50k
Financial income
75€61k
Financial charges
65€1k
Result before taxes
9903€110k
Income taxes
67/77€20k
Net result for the period
9904€90k
Result to be appropriated
9905€90k
This is the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2023net €90k ▲6.5%
Operating result €50k, net result €90k, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
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VARONI
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Wekk Int.
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Of 82,341 companies in sector 70200 we hold annual accounts for 50,889. 29,016 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 03-09-2026. Scores and ratios are computed by Checked and are not a credit decision.