FILET D'ANVERS
ActiveSummary
FILET D'ANVERS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-34k) and a net result of €-27k. Equity is shrinking by ~26% per year across the filed fiscal years. Its solvency ranks better than 12% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-40
Solvency0▼-18
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.42 against 0.3 in 2024; short-term debt: 158.8% and cash: 50.6% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-60.6%
Return on assets
-47.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-08-2026, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
34 d early
2023
22 d late
2022
19 d early
2021
53 d early
2020
18 d late
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-34k▼ 349%
2024 · €-8k
2018: €19k
2019: €17k▼ -8.8% vs 2018
2020: €10k▼ -40.1% vs 2019
2021: €21k▲ +98.3% vs 2020
2022: €26k▲ +24.4% vs 2021highest in 8 years
2023: €6k▼ -78.4% vs 2022
2024: €-8k▼ -237% vs 2023
2025: €-34k▼ -349% vs 2024lowest in 8 years
2018 → 2025
Total assets
€56k▼ 49.6%
2024 · €112k
2018: €79k
2019: €66k▼ -16.3% vs 2018
2020: €64k▼ -3.2% vs 2019
2021: €65k▲ +1.4% vs 2020
2022: €67k▲ +2.9% vs 2021
2023: €50k▼ -25.4% vs 2022lowest in 8 years
2024: €112k▲ +124% vs 2023highest in 8 years
2025: €56k▼ -49.6% vs 2024
2018 → 2025
Net result
€-27k▼ 102%
2024 · €-13k
2018: €-14k
2019: €-2k▲ +87.7% vs 2018
2020: €-7k▼ -314% vs 2019
2021: €10k▲ +247% vs 2020highest in 8 years
2022: €5k▼ -50.8% vs 2021
2023: €-9k▼ -280% vs 2022
2024: €-13k▼ -44.9% vs 2023
2025: €-27k▼ -102% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-52k▼ 18.7%
2024 · €-44k
2018: €-6k
2019: €-3k▲ +41.9% vs 2018
2020: €-7k▼ -94.2% vs 2019
2021: €-1k▲ +84.0% vs 2020highest in 8 years
2022: €-3k▼ -174% vs 2021
2023: €-20k▼ -559% vs 2022
2024: €-44k▼ -124% vs 2023
2025: €-52k▼ -18.7% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€26k▲ 24.4%€6k▼ 78.4%€-8k€-34k▼ 349%
2021: €21k
2022: €26k▲ +24.4% vs 2021highest in 5 years
2023: €6k▼ -78.4% vs 2022
2024: €-8k▼ -237% vs 2023
2025: €-34k▼ -349% vs 2024lowest in 5 years
Operating result€12k-€7k▼ 40.2%€-8k€-9k▼ 5.3%€-22k▼ 151%
2021: €12khighest in 5 years
2022: €7k▼ -40.2% vs 2021
2023: €-8k▼ -215% vs 2022
2024: €-9k▼ -5.3% vs 2023
2025: €-22k▼ -151% vs 2024lowest in 5 years
Net result€10k-€5k▼ 50.8%€-9k€-13k▼ 44.9%€-27k▼ 102%
2021: €10khighest in 5 years
2022: €5k▼ -50.8% vs 2021
2023: €-9k▼ -280% vs 2022
2024: €-13k▼ -44.9% vs 2023
2025: €-27k▼ -102% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €22k in 2025 against €9k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56k
Fixed assets
€19k ▼ 79.8%
Current assets
€38k ▲ 99.9%
Key figures and ratios
EBITDA
€-12k▼
2024 · €17k
Cash flow
€-16k▼
2024 · €13k
Solvency
-60.6%▼
2024 · -6.8%
Current ratio
0.42▲
2024 · 0.30
Debt to equity
-2.65▲
2024 · -15.72
ROA
-47.1%▼
2024 · -11.8%
Interest coverage
-2.89▼
2024 · 4.29
Debt
€91k▼
2024 · €120k
Debt ≤ 1 year
€90k▲
2024 · €63k
Debt > 1 year
€1k▼
2024 · €57k
Income taxes
€330▼
2024 · €400
Staff costs
€49k▼
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€112k€56k▼
Fixed assets21/28€93k€19k▼
Tangible fixed assets22/27€93k€19k▼
Plant, machinery and equipment23€26k€19k▼
Furniture and vehicles24€67k€0▼
Current assets29/58€19k€38k▲
Amounts receivable within one year40/41€882€4k▲
Trade receivables40€67€0▼
Other amounts receivable41€815€4k▲
Cash at bank and in hand54/58€14k€29k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€112k€56k▼
Equity10/15€-8k€-34k▼
Contributions10/11€9k€9k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-22k€-49k▼
Amounts payable17/49€120k€91k▼
Amounts payable after more than one year17€57k€1k▼
Financial debts170/4€57k€1k▼
Amounts payable within one year42/48€63k€90k▲
Current portion of amounts payable after more than one year42€7k€2k▼
Trade debts44€28k€31k▲
Suppliers440/4€28k€31k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€400€2k▲
Remuneration and social security454/9€3k€4k▲
Other amounts payable47/48€24k€50k▲
Income statement
Code20242025
Remuneration, social security and pensions62€52k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€11k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€14k
Gross operating margin9900€70k€56k▼
Operating profit (loss)9901€-9k€-22k▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-13k€-26k▼
Income taxes67/77€400€330▼
Profit (loss) for the period9904€-13k€-27k▼
Profit (loss) for the period to be appropriated9905€-13k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-49k▼
Profit (loss) brought forward from the previous period14P€-9k€-22k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €47k | €43k | €49k | €52k | €49k | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €14k | €14k | €10k | €26k | €11k | ▼ 58.9% |
| Other operating charges640/8 | €413 | €585 | €786 | €1k | €4k | ▲ 292% |
| Non-recurring operating charges66A | - | - | - | - | €14k | - |
| Gross operating margin9900 | €74k | €65k | €51k | €70k | €56k | ▼ 20.5% |
| Operating profit (loss)9901 | €12k | €7k | €-8k | €-9k | €-22k | ▼ 151% |
| Financial income75/76B | €0 | €0 | €199 | €0 | €1 | ▲ 270% |
| Recurring financial income75 | €0 | €0 | €199 | €0 | €1 | ▲ 270% |
| Financial charges65/66B | €2k | €739 | €2k | €4k | €4k | ▲ 2.5% |
| Recurring financial charges65 | €2k | €739 | €2k | €4k | €4k | ▲ 2.5% |
| Profit (loss) for the period before taxes9903 | €11k | €7k | €-10k | €-13k | €-26k | ▼ 105% |
| Income taxes67/77 | €244 | €1k | €-648 | €400 | €330 | ▼ 17.5% |
| Profit (loss) for the period9904 | €10k | €5k | €-9k | €-13k | €-27k | ▼ 102% |
| Profit (loss) for the period to be appropriated9905 | €10k | €5k | €-9k | €-13k | €-27k | ▼ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €65k | €67k | €50k | €112k | €56k | ▼ 49.6% |
| Fixed assets21/28 | €34k | €35k | €25k | €93k | €19k | ▼ 79.8% |
| Tangible fixed assets22/27 | €34k | €35k | €25k | €93k | €19k | ▼ 79.8% |
| Plant, machinery and equipment23 | €29k | €35k | €25k | €26k | €19k | ▼ 27.8% |
| Furniture and vehicles24 | €0 | - | - | €67k | €0 | ▼ 100% |
| Other tangible fixed assets26 | €5k | €0 | - | - | - | - |
| Current assets29/58 | €32k | €32k | €25k | €19k | €38k | ▲ 99.9% |
| Amounts receivable within one year40/41 | €17k | €15k | €4k | €882 | €4k | ▲ 324% |
| Trade receivables40 | - | - | - | €67 | €0 | ▼ 100% |
| Other amounts receivable41 | €17k | €15k | €4k | €815 | €4k | ▲ 358% |
| Cash at bank and in hand54/58 | €10k | €14k | €15k | €14k | €29k | ▲ 97.8% |
| Deferred charges and accrued income490/1 | €4k | €4k | €6k | €3k | €5k | ▲ 51.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €65k | €67k | €50k | €112k | €56k | ▼ 49.6% |
| Equity10/15 | €21k | €26k | €6k | €-8k | €-34k | ▼ 349% |
| Contributions10/11 | €19k | €19k | €9k | €9k | €9k | = |
| Reserves13 | €6k | €7k | €5k | €5k | €5k | = |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €4k | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €-4k | €0 | €-9k | €-22k | €-49k | ▼ 119% |
| Amounts payable17/49 | €44k | €41k | €44k | €120k | €91k | ▼ 24.3% |
| Amounts payable after more than one year17 | €12k | €6k | €0 | €57k | €1k | ▼ 98.2% |
| Financial debts170/4 | €12k | €6k | €0 | €57k | €1k | ▼ 98.2% |
| Amounts payable within one year42/48 | €33k | €35k | €44k | €63k | €90k | ▲ 43.1% |
| Current portion of amounts payable after more than one year42 | €11k | €12k | €6k | €7k | €2k | ▼ 64.5% |
| Trade debts44 | €18k | €21k | €25k | €28k | €31k | ▲ 10.5% |
| Suppliers440/4 | €18k | €21k | €25k | €28k | €31k | ▲ 10.5% |
| Taxes, remuneration and social security45 | €3k | €2k | €2k | €4k | €6k | ▲ 71.7% |
| Taxes450/3 | €0 | €217 | €200 | €400 | €2k | ▲ 502% |
| Remuneration and social security454/9 | €3k | €2k | €2k | €3k | €4k | ▲ 18.4% |
| Other amounts payable47/48 | - | - | €11k | €24k | €50k | ▲ 106% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €5k | €-9k | €-13k | €-27k | ▼ 102% |
| + Depreciation and write-downs630 | €14k | €14k | €10k | €26k | €11k | ▼ 58.9% |
| Operating cash flow (approximation) | €24k | €19k | €493 | €13k | €-16k | ▼ 228% |
| Investment in fixed assets (approximation) | - | €-15k | €0 | €-94k | €64k | ▲ 168% |
| Change in cash | - | €3k | €1k | €-605 | €14k | ▲ 2,434% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2025
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after 3 loss-making years.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2003
Ground area
192 m²
Building footprint
143 m²
Volume, LiDAR
1,001 m³
Parcel 11472B0096/00T000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hovestraat 11, 2650 Edegem
since 20032.205.201.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472B0096/00T000 | Flanders | 192 m² | 1 · 143 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEdegem2.205.201.562
Similar companies · same sector, comparable size
JDSO FOOD
BE 0784.572.226
Binche · Eq €5,563
BEHSUD
BE 0537.776.017
Ukkel · Eq €5,580
City XL
BE 0794.250.945
Elsene · Eq €5,596
ALESTPO
BE 0778.353.437
Anderlecht · Eq €5,597
V.Z.S.
BE 0755.518.152
Vilvoorde · Eq €5,598
Of 10,510 companies in sector 47110 we hold annual accounts for 5,851. 2,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2003
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47279Other retail sale of food
Scores and ratios are computed by Checked and are not a credit decision.