Equity
€355,114 from €621,290 in 2007
Equity fell by 43% in 18 years.
FILECO
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €269,796 (2025)
€269,796▲ 8.2%
lowest -€44,798 (2023)
€24,781▼ 36.1%
peak €621,290 (2007)
€355,114▲ 7.5%
€1.1m▼ 5.0%
Board1 name since 2021
-
Documentsfilings and deeds
09-07-202622 days before the deadline
2025micro format
Result from €38,780 to €24,781Change of role: LEDOUX Filip, from manager to director 30-12Cash from €8,094 to €2,868
Key points
from the 2025 annual accountsTurnover
≈ €710,000 estimated
The micro format states no turnover.
Debts
€1.1m 75% of the balance sheet
Financial debts 75%Suppliers 0%Taxes and wages 2%Other 24%
Of this, €273,824 falls due within a year.
Filings
27 annual accounts since 1999
Four of the last ten came late. The 2018 accounts came latest: 30 days after the end of the period.
Board
1 left
A director left. Latest change 30-12-2025 · 0 in office.
Position in the sector
€355,114
More equity than 91% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
88
Excellent
Financially stronger than 31% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.3 percentage points vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.05, cash €2,868, halved
lowers risk
Size: total assets €1.5m
Figures for financial year 2025 (filed on 09-07-2026)
Founded in 1998
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 25% of them on solvency, 20% on liquidity, 25% on profitability and 53% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 4,685 companies had the same profile as FILECO has now. Each dot stands for 12 companies, two years later.
97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
That fits the bankruptcy probability of FILECO itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,685 companies, not a prediction for FILECO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.05 (0.21 in 2024), below 1. Short-term debt is 18.3% and cash 0.2% of total assets. 76.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €355,114
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
26 days late
2023
15 days early
2022
62 days early
2021
23 days late
2020
60 days early
2019
21 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Change of role: LEDOUX Filip, from manager to director
General meeting of 25-11-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0464056908
Incorporation
published on 09-09-1998 · Gazette deed
First establishment
Maartstraat 15, Landen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FILECO Landen | €1.5m | €269,796 | 23.8% | - |
| WEB ESTATE Meise | €1.4m | €244,683 | 42.4% | - |
| WEBATREM Herentals | €1.5m | €311,358 | 70.0% | - |
| LOGICAL SPIRIT Anderlecht | €1.7m | €243,615 | 76.5% | - |
| CW CONSULTING Pajottegem | €1.7m | €228,277 | 77.1% | - |
| NETWORK CONSULTING AND ENGINEERING Wemmel | €2.0m | €237,352 | 98.8% | - |
| DOT-IT Pelt | €1.3m | €234,972 | 76.9% | 9 |
These companies have the same main activity as FILECO: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €1.3m and €2m, founded between 1998 and 2000.
Official details
Source: KBO- Status
- Active since 28-08-1998Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 4 others
- Establishment unit
- 2.088.158.4913400 Landen, since 28-08-1998
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Annual accounts 2025
- €1.5m▼ 2.4%
- Filing
- Filed on 09-07-2026, 22 days before the end of the filing period
Insights on FILECO
FILECO files the micro format. That format states no turnover. The gross margin rose from €83,573 in 2006 to €269,796 in 2025.
The balance sheet grew most from 2012 to 2014 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FILECO
- What is the company number of FILECO?
- The company number of FILECO is 0464.056.908. The VAT number is the same number with BE in front: BE 0464.056.908.
- Where is FILECO based?
- The registered office is at Maartstraat 15, 3400 Landen.Company details
- What does FILECO do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of FILECO?
- FILECO is a private limited company (BV).
- When was FILECO founded?
- FILECO was founded on 28-08-1998.
- Is FILECO still active?
- Yes, FILECO is an active enterprise in the KBO register.
- What is the turnover of FILECO?
- The turnover in financial year 2025 is ≈ €710,000. This figure is estimated from the gross margin of €269,796 and 133 comparable companies (NACE 62200). It probably lies between €490,000 and €1.1m.Financials
- Is FILECO profitable?
- In financial year 2025, FILECO made a profit of €24,781.
- Where can I find the annual accounts of FILECO?
- FILECO filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FILECO due?
- FILECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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