FILECO
ActiveSummary
FILECO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355k and a net result of €25k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 23% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability64▼-1
Solvency49▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.21 in 2024; short-term debt: 18.3% and cash: 0.2% of total assets), and 76.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
1.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €355k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
26 d late
2023
15 d early
2022
62 d early
2021
23 d late
2020
60 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
In the rankings
#1 company by total assets in Landen, Telecoms and IT sector#1 oldest company in Landen, Telecoms and IT sector#4 company by equity in Landen, Telecoms and IT sector
Equity
€355k▲ 7.5%
2024 · €330k
Total assets
€1.49M▼ 2.4%
2024 · €1.53M
Net result
€25k▼ 36.1%
2024 · €39k
Working capital
€-260k▼ 39.1%
2024 · €-187k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-8k€-10k▼ 21.7%€-7k▲ 24.7%€90k€86k▼ 4.4%
Net result€-32k▼ 1,015%€-33k▼ 5.4%€-45k▼ 34.5%€39k€25k▼ 36.1%
Equity€370k▼ 7.9%€336k▼ 9.0%€292k▼ 13.3%€330k▲ 13.3%€355k▲ 7.5%
Total assets€1.34M▲ 8.8%€1.43M▲ 6.8%€1.58M▲ 10.3%€1.53M▼ 3.2%€1.49M▼ 2.4%
Debt€946k▲ 17.8%€1.07M▲ 13.4%€1.27M▲ 18.2%€1.18M▼ 6.8%€1.12M▼ 5.0%
Working capital€-327k▼ 13.5%€-293k▲ 10.4%€-219k▲ 25.3%€-187k▲ 14.9%€-260k▼ 39.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€1.48M ▼ 0.1%
Current assets
€14k ▼ 71.9%
Equity and liabilities €1.49M
Equity
€355k ▲ 7.5%
Provisions
€17k ▼ 13.4%
Debt
€1.12M ▼ 5.0%
Debt's share of the balance-sheet total falls from 77.1% to 75.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€236k▼
2024 · €240k
Cash flow
€175k▼
2024 · €189k
Current ratio
0.05▼
2024 · 0.21
Debt to equity
3.16▼
2024 · 3.58
ROE
7.0%▼
2024 · 11.7%
ROA
1.7%▼
2024 · 2.5%
Interest coverage
5.22▲
2024 · 5.13
Debt ≤ 1 year
€274k▲
2024 · €237k
Debt > 1 year
€848k▼
2024 · €943k
Income taxes
€19k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €54 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €109k | €126k | €141k | €150k | €150k | ▼ 0.2% |
| Other operating charges640/8 | €28k | €7k | €8k | €9k | €34k | ▲ 263% |
| Gross operating margin9900 | €129k | €124k | €142k | €249k | €270k | ▲ 8.2% |
| Operating profit (loss)9901 | €-8k | €-10k | €-7k | €90k | €86k | ▼ 4.4% |
| Financial income75/76B | €534 | €0 | - | - | - | - |
| Recurring financial income75 | €534 | €0 | - | - | - | - |
| Financial charges65/66B | €27k | €26k | €40k | €47k | €45k | ▼ 3.6% |
| Recurring financial charges65 | €27k | €26k | €40k | €47k | €45k | ▼ 3.6% |
| Profit (loss) for the period before taxes9903 | €-34k | €-36k | €-47k | €43k | €41k | ▼ 5.2% |
| Transfer from deferred taxes780 | €3k | €3k | €3k | €3k | €3k | = |
| Income taxes67/77 | €219 | €236 | €261 | €7k | €19k | ▲ 168% |
| Profit (loss) for the period9904 | €-32k | €-33k | €-45k | €39k | €25k | ▼ 36.1% |
| Transfer from tax-exempt reserves789 | €11k | €11k | €11k | €11k | €11k | = |
| Profit (loss) for the period to be appropriated9905 | €-21k | €-23k | €-34k | €49k | €35k | ▼ 28.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.34M | €1.43M | €1.58M | €1.53M | €1.49M | ▼ 2.4% |
| Fixed assets21/28 | €1.28M | €1.35M | €1.53M | €1.48M | €1.48M | ▼ 0.1% |
| Tangible fixed assets22/27 | €1.28M | €1.35M | €1.53M | €1.48M | €1.48M | ▼ 0.1% |
| Land and buildings22 | €1.27M | €1.34M | €1.52M | €1.46M | €1.47M | ▲ 0.2% |
| Plant, machinery and equipment23 | €2k | €1k | €551 | €51 | €0 | ▼ 100% |
| Furniture and vehicles24 | €9k | €7k | €4k | €13k | €10k | ▼ 25.9% |
| Other tangible fixed assets26 | - | - | - | €4k | €3k | ▼ 22.1% |
| Current assets29/58 | €63k | €86k | €55k | €51k | €14k | ▼ 71.9% |
| Amounts receivable within one year40/41 | €42k | €70k | €45k | €39k | €7k | ▼ 81.1% |
| Trade receivables40 | €39k | €67k | €44k | €38k | €6k | ▼ 83.0% |
| Other amounts receivable41 | €3k | €3k | €899 | €904 | €904 | = |
| Cash at bank and in hand54/58 | €19k | €14k | €7k | €8k | €3k | ▼ 64.6% |
| Deferred charges and accrued income490/1 | €2k | €3k | €4k | €4k | €4k | ▲ 4.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.34M | €1.43M | €1.58M | €1.53M | €1.49M | ▼ 2.4% |
| Equity10/15 | €370k | €336k | €292k | €330k | €355k | ▲ 7.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €212k | €202k | €191k | €230k | €254k | ▲ 10.8% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Tax-exempt reserves132 | €112k | €101k | €90k | €80k | €69k | ▼ 13.4% |
| Distributable reserves133 | €99k | €99k | €100k | €150k | €185k | ▲ 23.6% |
| Profit (loss) carried forward14 | €139k | €116k | €82k | €82k | €82k | = |
| Provisions and deferred taxes16 | €28k | €25k | €23k | €20k | €17k | ▼ 13.4% |
| Deferred taxes168 | €28k | €25k | €23k | €20k | €17k | ▼ 13.4% |
| Amounts payable17/49 | €946k | €1.07M | €1.27M | €1.18M | €1.12M | ▼ 5.0% |
| Amounts payable after more than one year17 | €553k | €693k | €993k | €943k | €848k | ▼ 10.1% |
| Financial debts170/4 | €543k | €683k | €983k | €933k | €838k | ▼ 10.2% |
| Other amounts payable178/9 | €10k | €11k | €11k | €10k | €10k | ▼ 0.2% |
| Amounts payable within one year42/48 | €390k | €380k | €274k | €237k | €274k | ▲ 15.4% |
| Trade debts44 | €3k | €624 | €32k | €386 | €671 | ▲ 73.8% |
| Suppliers440/4 | €3k | €624 | €32k | €386 | €671 | ▲ 73.8% |
| Taxes, remuneration and social security45 | €13k | €10k | €22k | €21k | €19k | ▼ 12.4% |
| Taxes450/3 | €13k | €10k | €22k | €21k | €19k | ▼ 12.4% |
| Other amounts payable47/48 | €374k | €369k | €220k | €216k | €254k | ▲ 18.0% |
| Accrued charges and deferred income492/3 | €3k | €0 | - | €1k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-32k | €-33k | €-45k | €39k | €25k | ▼ 36.1% |
| + Depreciation and write-downs630 | €109k | €126k | €141k | €150k | €150k | ▼ 0.2% |
| Operating cash flow (approximation) | €78k | €93k | €96k | €189k | €175k | ▼ 7.5% |
| Investment in fixed assets (approximation) | - | €-194k | €-319k | €-104k | €-149k | ▼ 42.8% |
| Change in cash | - | €-5k | €-7k | €1k | €-5k | ▼ 564% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after 6 loss-making years.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-45k
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 1998
Ground area
2,315 m²
Building footprint
292 m²
Volume, LiDAR
2,119 m³
Parcel 24059A1223/00N000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Maartstraat 15, 3400 Landen
since 19982.088.158.491
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24059A1223/00N000 | Flanders | 2,315 m² | 1 · 292 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Between the Brackets
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,394. 13,252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-08-1998
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.