Debts
€105,508 72% of the balance sheet
Suppliers 73%Taxes and wages 27%
FILCARI CONSTRUCT
Lifetime
3 annual accounts with figures on one time axispeak €77,495 (2025)
€77,495▲ 10.2%
lowest -€2,096 (2024)
€1,726▲ €3,822
peak €41,717 (2023)
€41,348▲ 4.4%
€105,508▼ 47.8%
Board1 name since 2023
1 directorPEREIRA RODRIGUES Carina Elisabete
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Back to profit: €1,726Debts from €201,949 to €105,508Investments €1,834Cash from €1,841 to €927
Key points
from the 2025 annual accountsInvestments
€1,834 16.6 × depreciation
Green is investment, beige is depreciation.
Staff
1 employees on 31-12-2025
In 2025, nobody joined and 1 person left.
Checked score
52
Fair
Financially stronger than 30% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 4.2%
01-2025: 4.2%● unchanged vs 12-2024
02-2025: 4.3%▲ +0.1 percentage points vs 01-2025
03-2025: 4.3%● unchanged vs 02-2025
04-2025: 5.0%▲ +0.7 percentage points vs 03-2025
05-2025: 5.1%▲ +0.1 percentage points vs 04-2025
06-2025: 5.0%▼ -0.1 percentage points vs 05-2025
07-2025: 5.1%▲ +0.1 percentage points vs 06-2025
08-2025: 9.3%▲ +4.2 percentage points vs 07-2025highest value
09-2025: 9.0%▼ -0.3 percentage points vs 08-2025
10-2025: 8.9%▼ -0.1 percentage points vs 09-2025
11-2025: 8.6%▼ -0.3 percentage points vs 10-2025
12-2025: 8.5%▼ -0.1 percentage points vs 11-2025
01-2026: 8.5%● unchanged vs 12-2025
02-2026: 8.5%● unchanged vs 01-2026
03-2026: 3.6%▼ -4.9 percentage points vs 02-2026
04-2026: 4.4%▲ +0.8 percentage points vs 03-2026
05-2026: 5.2%▲ +0.8 percentage points vs 04-2026
06-2026: 5.2%● unchanged vs 05-2026
07-2026: 5.3%▲ +0.1 percentage points vs 06-2026
08-2026: 3.7%▼ -1.6 percentage points vs 07-2026
09-2026: 2.6%▼ -1.1 percentage points vs 08-2026
10-2026: 2.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 2.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2023
Size: total assets €146,856
Liquidity: current ratio 1.32, cash €927
Sector: Specialised construction activities (NACE 43)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 30% of them on solvency, 7% on liquidity, 38% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,542 companies had the same profile as FILCARI CONSTRUCT has now. Each dot stands for 7 companies, two years later.
95.0%
were still trading
1.2%
stopped another way
3.5%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FILCARI CONSTRUCT itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,542 companies, not a prediction for FILCARI CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.17 in 2024), below the usual 1.5. Short-term debt is 71.8% and cash 0.6% of total assets. 71.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
3 days early
2024
14 days early
2023
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 7 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0798394330
Registered office moved from Tubizes to Brussels
New registered office: RUE SAINT DENIS 51, 1190 BRUXELLES · Previous registered office: RUE SAINT JEAN 174, 1480 TUBIZES · Gazette deed
Registered office moved from Brussels to Tubize
New registered office: RUE SAINT JEAN 174, 1480 TUBIZE · Previous registered office: Rue Saint Denis n°51, 1190 Bruxelles · Gazette deed
First establishment
Sint-Denijsstraat 51, Forest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FILCARI CONSTRUCT Forest | €146,856 | €77,495 | 28.2% | - |
| Moodso Haacht | €168,616 | €92,411 | 54.3% | - |
| E-Win Project Herve | €173,171 | €90,472 | 93.2% | - |
| ETS GERMAY-YUME Farciennes | €175,953 | €66,236 | 8.6% | - |
| AA ENERGY Brussels | €187,527 | €69,235 | 93.9% | - |
| Interalliance Brussels | €108,183 | €65,750 | 21.9% | - |
| UNIK GROUP Etterbeek | €127,218 | €72,652 | 50.2% | - |
These companies have the same main activity as FILCARI CONSTRUCT: other construction installation (NACE 43240). They are comparable in size and age: total assets between €108,000 and €188,000, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 13-02-2023Normal situation
- Activity
- Other construction installationNACE 43240and 7 others
- Establishment unit
- 2.341.890.9921190 Forest, since 14-02-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 02-10-2025
Annual accounts 2025
- ≈ €300,000estimated
- €146,856▼ 39.2%
- Employeeson 31-12-2025
- 1▼ 50.0%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on FILCARI CONSTRUCT
FILCARI CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €57,861 in 2023 to €77,495 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FILCARI CONSTRUCT
- What is the company number of FILCARI CONSTRUCT?
- The company number of FILCARI CONSTRUCT is 0798.394.330. The VAT number is the same number with BE in front: BE 0798.394.330.
- Where is FILCARI CONSTRUCT based?
- The registered office is at Sint-Denijsstraat 51, 1190 Forest.Company details
- What does FILCARI CONSTRUCT do?
- According to the KBO register, the main activity is other construction installation (NACE 43240).
- What is the legal form of FILCARI CONSTRUCT?
- FILCARI CONSTRUCT is a private limited company (BV).
- When was FILCARI CONSTRUCT founded?
- FILCARI CONSTRUCT was founded on 13-02-2023.
- Is FILCARI CONSTRUCT still active?
- Yes, FILCARI CONSTRUCT is an active enterprise in the KBO register.
- How many employees does FILCARI CONSTRUCT have?
- FILCARI CONSTRUCT had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of FILCARI CONSTRUCT?
- The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €77,495 and 105 comparable companies (NACE 432). It probably lies between €220,000 and €450,000.
- Is FILCARI CONSTRUCT profitable?
- In financial year 2025, FILCARI CONSTRUCT made a profit of €1,726.
- Where can I find the annual accounts of FILCARI CONSTRUCT?
- FILCARI CONSTRUCT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FILCARI CONSTRUCT due?
- FILCARI CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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