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FIL & CO

Active
Private limited companyfounded 2006active for 20 yearsPutsebaan 39, 3140 Keerbergen, BelgiumKBO/BCE: BE 0882.046.536

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

FIL & CO has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €34,134 and a net result of €102. Equity has been growing by about 22% per year since 2018. Its solvency ranks better than 57% of 16,961 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 16-06-2006 Normal situation
Legal form
Private limited company
Registered office
Putsebaan 39, 3140 Keerbergen
Activity
Cafés and bars NACE 56301
Establishment unit
2.154.869.747 3140 Keerbergen, since 04-07-2006
Financial year end
31 December
Peppol
Reachable since 13-08-2025

Board and ownership

Board
  • Verschueren JonasDirector

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€86,131
▲ 23.2%
Turnover
≈ €310,000
estimated
Profit
€102
Equity
€34,134
▲ 0.3%
Total assets
€89,291
▼ 5.8%
Staff
2 FTE
▼ 16.7%
2025 accounts filed 30 days before the deadline
Filed on 01-07-2026at the National Bank
Score breakdownraises riskSector: Food and beverage service activities (NACE 56)Size: total assets €89,291lowers riskFounded in 2006Figures for financial year 2025 (filed on 01-07-2026)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 47% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Average
Solvency 63+2
equity 38.2% of total assets
Liquidity 44+19
short-term debt 41.5% · cash 10.6%
Profitability 69+14
return on assets 0.1%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,780 companies, NACE 56, micro)
Last 24 months 11-2024: 1.3% 12-2024: 1.3%● unchanged vs 11-2024 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 0.7%▼ -0.6 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.6%▼ -0.1 percentage points vs 07-2026lowest value 09-2026: 0.6%● unchanged vs 08-2026lowest value 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (0.31 in 2024), below 1. Short-term debt is 41.5% and cash 10.6% of total assets. 61.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 58% of them on solvency, 39% on liquidity, 48% on profitability and 42% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €89,291
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 01-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
37 days early
2023
35 days early
2022
14 days early
2021
3 days early
2020
2 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Documents

Annual accounts at the NBB

All 19 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about FIL & CO

What is the company number of FIL & CO?
The company number of FIL & CO is 0882.046.536. The VAT number is the same number with BE in front: BE 0882.046.536.
Where is FIL & CO based?
The registered office is at Putsebaan 39, 3140 Keerbergen.Company details
What does FIL & CO do?
According to the KBO register, the main activity is cafés and bars (NACE 56301).
What is the legal form of FIL & CO?
The legal form of FIL & CO is Private limited company (BV).
When was FIL & CO founded?
FIL & CO was founded on 16-06-2006.
Is FIL & CO still active?
Yes, FIL & CO is an active enterprise in the KBO register.
How many employees does FIL & CO have?
FIL & CO had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FIL & CO?
The turnover in financial year 2025 is ≈ €310,000. This figure is estimated from the gross margin of €86,131 and 38 comparable companies (NACE 56301). It probably lies between €260,000 and €420,000.
Is FIL & CO profitable?
In financial year 2025, FIL & CO made a profit of €102.
Where can I find the annual accounts of FIL & CO?
FIL & CO filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of FIL & CO due?
FIL & CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as FIL & CO: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €82,500 and €93,200, founded between 2003 and 2008.

CompanyTotal assetsGross margin
FIL & CO Keerbergen€89,291€86,131
GAMBRINUS TERVUREN Tervuren€90,890€78,111
DE LAKENHALLE Zoutleeuw€93,173€88,109
MDAD Willebroek€90,991€100,579
la schtouff Namur€82,547€98,546
ARIA MIZBANI Elsene€88,650€107,579
BOULLÉE Gent€82,647€99,419
Full comparison

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