FIKNUS
ActiveFor FIKNUS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €373k and a net result of €16k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 24639 sector peers (fiscal year 2023). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability43▼-34
Solvency59▲+10
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
33.6%
Return on assets
1.4%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline20-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-09-2024, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
61 d late
2022
79 d late
2021
60 d late
2020
9 d late
2019
6 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€373k▲ 4.5%
2022 · €357k
2019: €156k
2020: €210k
2021: €255k
2022: €357k
2019 → 2023
Total assets
€1.11M▼ 25.0%
2022 · €1.48M
2019: €558k
2020: €1.37M
2021: €1.45M
2022: €1.48M
2019 → 2023
Net result
€16k▼ 84.3%
2022 · €102k
2019: €16k
2020: €55k
2021: €45k
2022: €102k
2019 → 2023
Working capital
€86k
2022 · €-448k
2019: €-206k
2020: €-304k
2021: €-556k
2022: €-448k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€156k-€210k▲ 35.1%€255k▲ 21.2%€357k▲ 40.2%€373k▲ 4.5%
Operating result€37k-€70k▲ 90.3%€77k▲ 10.3%€107k▲ 38.2%€-5k
Net result€16k-€55k▲ 235%€45k▼ 18.3%€102k▲ 129%€16k▼ 84.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €5k after €107k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €1.11M
Fixed assets
€796k▼ 41.4%
Current assets
€313k▲ 158%
Equity and liabilities €1.11M
Equity
€373k▲ 4.5%
Debt
€736k▼ 34.4%
The debt ratio falls from 75.8% to 66.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2022 · €156k
Cash flow
€48k▼
2022 · €151k
Solvency
33.6%▲
2022 · 24.2%
Current ratio
1.38▲
2022 · 0.21
Quick ratio
1.38▲
2022 · 0.21
Debt / equity
1.97▼
2022 · 3.14
ROE
4.3%▼
2022 · 28.7%
ROA
1.4%▼
2022 · 6.9%
Interest coverage
2.74▼
2022 · 21.36
Debt
€736k▼
2022 · €1.12M
Debt ≤ 1 year
€227k▼
2022 · €569k
Debt > 1 year
€509k▼
2022 · €553k
Income taxes
€43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€1.48M€1.11M▼
Fixed assets21/28€1.36M€796k▼
Tangible fixed assets22/27€1.36M€796k▼
Land and buildings22€1.33M€782k▼
Furniture and vehicles24€23k€15k▼
Current assets29/58€121k€313k▲
Amounts receivable within one year40/41€112k€313k▲
Trade receivables40€24k€750▼
Other amounts receivable41€88k€312k▲
Cash at bank and in hand54/58€9k€304▼
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.11M▼
Equity10/15€357k€373k▲
Contributions10/11€19k€19k=
Reserves13€43k€43k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€41k€41k=
Profit (loss) carried forward14€296k€312k▲
Amounts payable17/49€1.12M€736k▼
Amounts payable after more than one year17€553k€509k▼
Financial debts170/4€553k€509k▼
Amounts payable within one year42/48€569k€227k▼
Financial debts43€43k€43k▲
Other loans439€43k€43k▲
Trade debts44€219k€1k▼
Suppliers440/4€219k€1k▼
Taxes, remuneration and social security45€16k€156k▲
Taxes450/3€16k€156k▲
Other amounts payable47/48€291k€27k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€32k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€160k€30k▼
Operating profit (loss)9901€107k€-5k▼
Financial income75/76B€3k€75k▲
Recurring financial income75€3k€5k▲
Non-recurring financial income76B-€70k
Financial charges65/66B€7k€10k▲
Recurring financial charges65€7k€10k▲
Profit (loss) for the period before taxes9903€102k€59k▼
Income taxes67/77-€43k
Profit (loss) for the period9904€102k€16k▼
Profit (loss) for the period to be appropriated9905€102k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€296k€312k▲
Profit (loss) brought forward from the previous period14P€193k€296k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €16k ▼84.3%
Net result drops to €16k, the lowest in the series.
31-12
Financial
Liquidity times 6current ratio 1.38
Current ratio from 0.21 to 1.38; short-term debt falls from €569k to €227k.
18-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 79 days late
2022
31-12
Financial
Highest result since 2019net €102k ▲129%
Operating result €107k, net result €102k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
30-06
Financial
Equity above €200kEq €210k ▲35.1%
2 profitable years in a row build equity to €210k.
06-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
14-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
02-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
10-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 39 days late
2015
29-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelbaan 151860 MeiseGround area
1,033 m²
Building footprint
252 m²
Volume, LiDAR
478 m³
2 parcels, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2dehandsedepot
since 20092.176.823.322
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050E0290/00F000 | Flanders | 604 m² | 1 · 166 m² | 0.3 m |
| 12034A0704/00K002 | Flanders | 430 m² | 1 · 85 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
I Love 2nd Hand
BE 0534.524.834
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KADEGO
BE 0642.576.597
Huy · Eq €371k
BELGIUM CELLULAR COMMUNICATION NETWORK
BE 0474.615.951
Schaarbeek · Eq €386k
GDG RECYCLING
BE 0781.413.588
Berlare · Eq €354k
ASBL L'ENTREP'EAU
BE 0546.630.236
Bastogne · Eq €340k
Of 910 companies in sector 47793 we hold annual accounts for 161. 100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2008
Fiscal year end31-12
Activities, NACEBEL
47793Retail sale of other second-hand goods, excluding clothing
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.