Financials
- Financial year
- 2025
- Total assets
- €292,619
- Profit
- €108,612
- Solvency
- 38.1%
Fijnbakkerij Debusschere
ActiveSummary
The computed 12-month bankruptcy probability of Fijnbakkerij Debusschere is 1.5% (moderate). The 2025 annual accounts show equity of €111,612 and a net result of €108,612. Its solvency ranks better than 54% of 22,080 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of bread and pastry (bakery outlets)
NACE 47241Artisanal bread and fresh pastry making NACE 10712
1 site
Size
€292,619total assets 2025
- Staff
- 10.7 FTE
- Equity
- €111,612
- Profit
- €108,612
Turnover not published (micro format)
Structure
Accounts 8 days early0 of 1 deed read
Why 64raises riskFounded in 2025Sector: Retail trade (NACE 47)Size: total assets €292,619Liquidity: current ratio 0.80, cash €17,984Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 57% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency
63
equity 38.1% of total assets
Liquidity
25
short-term debt 61.9% · cash 6.1%
Profitability
100
return on assets 37.1%
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.8%
04-2026: 1.8%● unchanged vs 03-2026
05-2026: 1.9%▲ +0.1 percentage points vs 04-2026
06-2026: 2.2%▲ +0.3 percentage points vs 05-2026
07-2026: 2.3%▲ +0.1 percentage points vs 06-2026
08-2026: 2.6%▲ +0.3 percentage points vs 07-2026
09-2026: 2.9%▲ +0.3 percentage points vs 08-2026highest value
10-2026: 1.5%▼ -1.4 percentage points vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity insufficient (current ratio 0.8, below 1; short-term debt: 61.9% and cash: 6.1% of total assets), and 61.9% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 53% on solvency, 23% on liquidity and 96% on profitability.
The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of bread and pastry (bakery outlets)NACE 47241
- Founded
- 18-02-2025
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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