FIGURA
ActiveFIGURA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €179k and a net result of €34k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 26048 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▲+19
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 5.32 against 5.16 in 2023; short-term debt: 18.5% and cash: 64.8% of total assets), and 21% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
7 d early
2021
3 d early
2020
8 d early
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€179k▲ 23.8%
2023 · €144k
2018: €95k
2019: €92k
2020: €109k
2021: €121k
2022: €128k
2023: €144k
2018 → 2024
Total assets
€226k▲ 22.4%
2023 · €185k
2018: €141k
2019: €130k
2020: €146k
2021: €160k
2022: €170k
2023: €185k
2018 → 2024
Net result
€34k▲ 110%
2023 · €16k
2018: €-13k
2019: €-3k
2020: €17k
2021: €13k
2022: €6k
2023: €16k
2018 → 2024
Working capital
€181k▲ 24.0%
2023 · €146k
2018: €84k
2019: €81k
2020: €97k
2021: €116k
2022: €124k
2023: €146k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€109k-€121k▲ 11.6%€128k▲ 5.2%€144k▲ 12.8%€179k▲ 23.8%
Operating result€25k-€24k▼ 2.6%€14k▼ 41.5%€29k▲ 104%€52k▲ 76.6%
Net result€17k-€13k▼ 27.4%€6k▼ 50.2%€16k▲ 162%€34k▲ 110%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 77% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €226k
Fixed assets
€3k▼ 14.8%
Current assets
€223k▲ 23.1%
Equity and liabilities €226k
Equity
€179k▲ 23.8%
Debt
€48k▲ 17.2%
The debt ratio falls from 22.0% to 21.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2023 · €30k
Cash flow
€35k▲
2023 · €17k
Solvency
79.0%▲
2023 · 78.0%
Current ratio
5.32▲
2023 · 5.16
Quick ratio
3.73▲
2023 · 3.38
Debt / equity
0.27▼
2023 · 0.28
ROE
19.2%▲
2023 · 11.4%
ROA
15.2%▲
2023 · 8.9%
Interest coverage
9.69▲
2023 · 4.69
Debt
€48k▲
2023 · €41k
Debt ≤ 1 year
€42k▲
2023 · €35k
Income taxes
€16k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€185k€226k▲
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Land and buildings22€3k€3k▼
Current assets29/58€181k€223k▲
Stocks and contracts in progress3€63k€67k▲
Stocks30/36€63k€67k▲
Amounts receivable within one year40/41€7k€260▼
Trade receivables40€4k€251▼
Other amounts receivable41€3k€8▼
Cash at bank and in hand54/58€100k€147k▲
Deferred charges and accrued income490/1€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€185k€226k▲
Equity10/15€144k€179k▲
Contributions10/11€6k€6k=
Reserves13€138k€172k▲
Distributable reserves133€138k€172k▲
Amounts payable17/49€41k€48k▲
Amounts payable within one year42/48€35k€42k▲
Financial debts43€1k€2k▲
Credit institutions430/8€1k€2k▲
Trade debts44€19k€16k▼
Suppliers440/4€19k€16k▼
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€3k€10k▲
Other amounts payable47/48€11k€13k▲
Accrued charges and deferred income492/3€5k€6k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€500€500=
Other operating charges640/8€2k€2k▼
Gross operating margin9900€31k€54k▲
Operating profit (loss)9901€29k€52k▲
Financial income75/76B€85€4k▲
Recurring financial income75€85€4k▲
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€23k€50k▲
Income taxes67/77€7k€16k▲
Profit (loss) for the period9904€16k€34k▲
Profit (loss) for the period to be appropriated9905€16k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€34k▲
Transfer to equity691/2€16k€34k▲
To other reserves6921€16k€34k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €34k ▲110%
Operating result €52k, net result €34k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲23.8%
5 profitable years in a row build equity to €179k.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after 2 loss-making years.
31-12
Financial
Equity above €100kEq €109k ▲19%
Equity rises from €92k to €109k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heers · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg(H.) 1313870 HeersGround area
342 m²
Building footprint
104 m²
Volume, LiDAR
820 m³
Parcel 73022A0441/00Y000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FIGURA
since 19992.090.097.503
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73022A0441/00Y000 | Flanders | 342 m² | 1 · 104 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeers2.090.097.503
Similar companies · same sector, comparable size
TABAKSHOEKJE
BE 0632.901.838
Baarle-Hertog · Eq €178k
VIVIER DAVID
BE 0434.563.661
Leuze-en-Hainaut · Eq €179k
MAISON DEMOULIN
BE 0477.742.717
Fexhe-le-Haut-Clocher · Eq €181k
ALEM
BE 0477.240.295
Antwerpen · Eq €175k
J.M.O.
BE 0426.802.374
Sint-Jans-Molenbeek · Eq €174k
Of 418 companies in sector 47260 we hold annual accounts for 264. 210 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-12-1998
Fiscal year end31-12
Activities, NACEBEL
47260Retail trade
52470
47620Retail trade
47621Retail sale of newspapers and periodicals
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.