FIGO OPTICS
ActiveFIGO OPTICS has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €232k and a net result of €40k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-15
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 4.82 against 3.13 in 2024), and 18.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.8%
Return on assets
13.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
16 d early
2024
31 d early
2023
29 d early
2022
12 d early
2021
6 d early
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€232k▲ 20.5%
2024 · €192k
2020: €56k
2021: €98k
2022: €123k
2023: €138k
2024: €192k
2020 → 2025
Total assets
€283k▲ 8.5%
2024 · €261k
2020: €160k
2021: €221k
2022: €202k
2023: €201k
2024: €261k
2020 → 2025
Net result
€40k▼ 26.9%
2024 · €54k
2020: €50k
2021: €42k
2022: €25k
2023: €15k
2024: €54k
2020 → 2025
Working capital
€196k▲ 34.0%
2024 · €147k
2020: €39k
2021: €86k
2022: €103k
2023: €114k
2024: €147k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€123k▲ 25.6%€138k▲ 12.2%€192k▲ 39.1%€232k▲ 20.5%
Operating result€59k-€31k▼ 48.1%€20k▼ 33.4%€69k▲ 237%€51k▼ 26.8%
Net result€42k-€25k▼ 40.8%€15k▼ 39.9%€54k▲ 258%€40k▼ 26.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€35k▼ 22.7%
Current assets
€248k▲ 15.2%
Equity and liabilities €283k
Equity
€232k▲ 20.5%
Debt
€51k▼ 25.1%
The debt ratio falls from 26.3% to 18.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€61k▼
2024 · €77k
Cash flow
€50k▼
2024 · €62k
Solvency
81.8%▲
2024 · 73.7%
Current ratio
4.82▲
2024 · 3.13
Quick ratio
3.53▲
2024 · 2.10
Debt / equity
0.22▼
2024 · 0.36
ROE
17.0%▼
2024 · 28.1%
ROA
13.9%▼
2024 · 20.7%
Interest coverage
51.11▼
2024 · 148.48
Debt
€51k▼
2024 · €69k
Debt ≤ 1 year
€51k▼
2024 · €69k
Income taxes
€10k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€261k€283k▲
Fixed assets21/28€46k€35k▼
Tangible fixed assets22/27€46k€35k▼
Land and buildings22-€4k
Plant, machinery and equipment23€32k€25k▼
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26€5k-
Current assets29/58€215k€248k▲
Stocks and contracts in progress3€71k€66k▼
Stocks30/36€71k€66k▼
Amounts receivable within one year40/41€8k€16k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€559€7k▲
Cash at bank and in hand54/58€135k€163k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€261k€283k▲
Equity10/15€192k€232k▲
Contributions10/11€6k€6k=
Reserves13€186k€226k▲
Distributable reserves133€186k€226k▲
Amounts payable17/49€69k€51k▼
Amounts payable within one year42/48€69k€51k▼
Trade debts44€25k€12k▼
Suppliers440/4€25k€12k▼
Advances received on contracts in progress46€10k€12k▲
Taxes, remuneration and social security45€11k€22k▲
Taxes450/3€9k€22k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€22k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€80k€62k▼
Operating profit (loss)9901€69k€51k▼
Financial income75/76B-€451
Recurring financial income75-€451
Financial charges65/66B€515€1k▲
Recurring financial charges65€515€1k▲
Profit (loss) for the period before taxes9903€68k€50k▼
Income taxes67/77€14k€10k▼
Profit (loss) for the period9904€54k€40k▼
Profit (loss) for the period to be appropriated9905€54k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€40k▼
Transfer to equity691/2€54k€40k▼
To other reserves6921€54k€40k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €232k ▲20.5%
6 profitable years in a row build equity to €232k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €54k ▲258%
Operating result €69k, net result €54k, both a record.
31-12
Financial
Equity above €150kEq €192k ▲39.1%
5 profitable years in a row build equity to €192k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €15k ▼39.9%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €123k ▲25.6%
3 profitable years in a row build equity to €123k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spilstraat 183680 MaaseikGround area
650 m²
Building footprint
288 m²
Volume, LiDAR
2,990 m³
Parcel 72024B1060/02F000, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
FIGO OPTICS
since 20192.293.147.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024B1060/02F000 | Flanders | 650 m² | 1 · 288 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LABORATOIRE DENTAIRE GENIES
BE 0711.766.006
La Bruyère · Eq €232k
TECHNODENT
BE 0869.587.776
Tienen · Eq €231k
Maison Luc Médical
BE 0832.078.668
Brussel · Eq €234k
COLS & MOREAU
BE 0501.957.875
Verviers · Eq €229k
DENTAL-LAB
BE 0859.792.558
Wijnegem · Eq €229k
Of 1,245 companies in sector 32500 we hold annual accounts for 692. 537 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2019
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
47742Retail sale of prescription glasses, lenses and sunglasses
47770Retail sale of watches and jewellery
47782Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.