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FIGEC

Active
Private limited companyfounded 198639 yrs activeQuai des Otages 10, 7000 Mons, BelgiumKBO/BCE: BE 0429.893.706
Summary

FIGEC has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €423,911 and a net result of -€2,047. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 59% of 15566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202NACE 74121
1 site
Size
€646,767total assets 2025
Staff
4.7 FTE
Equity
€423,911
Loss
-€2,047
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
3 members
Accounts filed 17 d late1 of 4 deeds read
Why 94+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 4.66, cash €321,792+ Size: total assets €646,767+ Figures for FY 2025 (filed 17-08-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 91-2
equity 65.5% of total assets
Liquidity 97+24
short-term debt 14.0% · cash 49.8%
Profitability 68-16
return on assets -0.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,003 companies)
Last 24 months 11-2024: < 0.1%highest value 12-2024: < 0.1%● 0.0% vs 11-2024highest value 01-2025: < 0.1%● 0.0% vs 12-2024highest value 02-2025: < 0.1%● 0.0% vs 01-2025highest value 03-2025: < 0.1%▼ -43.9% vs 02-2025 04-2025: < 0.1%● 0.0% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%▲ +8.7% vs 05-2025 07-2025: < 0.1%▼ -28.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%● 0.0% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +5.6% vs 02-2026 04-2026: < 0.1%▲ +5.3% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +10.0% vs 05-2026 07-2026: < 0.1%▲ +13.6% vs 06-2026 08-2026: < 0.1%▲ +52.0% vs 07-2026 09-2026: < 0.1%▼ -44.7% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 4.66, cash €321,792 lowers the probability
  • Size: total assets €646,767 lowers the probability for this profile
  • Figures for FY 2025 (filed 17-08-2026) lowers the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 4.66 against 2.58 in 2024; short-term debt: 14% and cash: 49.8% of total assets), and 34.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 62%, liquidity 92%, profitability 17%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 4.66, cash €321,792
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €646,767
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 17-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
17 d late
2024
41 d early
2023
46 d early
2022
45 d early
2021
4 d early
2020
28 d late
2019
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Appointments: BEHADEROVIC Jean-Pierre, PESTIAUX Gregory and…Resignation: GOFFIN Alain (director)
  3. Weakest financial yearnet -€2,047

Key points

  • Caution: From profit to loss in 2025after €75,503 in 2024 -€2,047 View
  • Caution: Among the weakest 9% on net resultsector median €37,433 · 15,567 companies -€2,047 View
  • Board changedlatest change 09-01-2026 · 3 in office 3 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€646,767
Loss
-€2,047
Solvency
65.5%
Total assets▲ 1.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 17-08-2026Annual accounts filed
  2. 26-01-2026Appointments: BEHADEROVIC Jean-Pierre, PESTIAUX Gregory and PAUCOT…
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
05-12-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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