Age3 yrs
Real estate1 parcel · 511 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Fietsen Kurt is 2.1% (moderate). The 2024 annual accounts show equity of €94k and a net result of €45k. Its solvency ranks better than 70% of 6676 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
1 signal · with evidenceConsistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone2.1%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€45k-4.6%
Working capital€91k+114.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 42.5% | 20.4% | |
| Net result | €45k | €4k | |
| Equity | €94k | €16k | |
| Gross operating margin | €66k | €24k | |
| Total assets | €222k | €94k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€63k
+1.8%
far above sector median
€45k
-4.6%
far above sector median
€48k
-1.5%
far above sector median
€222k
+36.3%
+12% vs sector
€94k
+89.6%
+13% vs sector
€91k
+114.5%
+39% vs sector
€12k
+2.2%
far above sector median
€127k
+12.8%
-23% vs sector
€127k
+12.8%
+100% vs sector
1.71
+24.6%
-15% vs sector
0.38
-8.2%
+140% vs sector
42.5%
+39.1%
+96% vs sector
1.35
-40.5%
-63% vs sector
47.3%
-49.7%
far above sector median
20.1%
-30.0%
far above sector median
25.92
-62.8%
far above sector median
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €63k |
| Net profit | €45k |
| Cash flow | €48k |
| Staff costs | - |
| Income taxes | €12k |
| Dividends | - |
| Total assets | €222k |
| Equity | €94k |
| Debt | €127k |
| of which ≤ 1y | €127k |
| of which > 1y | - |
| Working capital | €91k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.71 |
| Quick ratio | 0.38 |
| Working capital ratio | 41.0% |
| Solvency | 42.5% |
| Debt / equity | 1.35 |
| Long-term debt ratio | - |
| Interest coverage | 25.92 |
| Gross margin | - |
| Net margin | - |
| ROA | 20.1% |
| ROE | 47.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €222k |
| Fixed assets | 21/28 | €3k |
| Formation expenses | 20 | €553 |
| Tangible fixed assets | 22/27 | €3k |
| Current assets | 29/58 | €218k |
| Stocks & contracts in progress | 3 | €170k |
| Amounts receivable within one year | 40/41 | €43k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €222k |
| Equity | 10/15 | €94k |
| Contributions / capital | 10/11 | €3k |
| Accumulated profits (losses) | 14 | €91k |
| Amounts payable | 17/49 | €127k |
| Amounts payable within one year | 42/48 | €127k |
| Trade debts payable within one year | 44 | €85k |
| Income statement | ||
| Gross operating margin | 9900 | €66k |
| Operating result | 9901 | €59k |
| Financial income | 75 | €690 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €57k |
| Income taxes | 67/77 | €12k |
| Net result for the period | 9904 | €45k |
| Result to be appropriated | 9905 | €45k |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed76
/ 100
Excellent
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationFietsen Kurt
since 20232.341.155.178
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area511 m²
Buildings1
Building footprint498 m²
Volume (LiDAR)2,922 m³
Tallest building8.2 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0642/00P000 | Flanders | 511 m² | 1 · 498 m² | 8.2 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes81
/ 100
Exceptional profile, strong across almost every axis.
Health
76
Profitability
100
Solvency
81
Growth
52
Stability
94
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Credit advice
verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in fietsen47632Detailhandel in fietsen in gespecialiseerde winkels47785Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen45402Detailhandel in overige sportartikelen47639Detailhandel in sport- en kampeerartikelen in gespecialiseerde winkels47640Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen47830
Primary activity highlighted.
Names & trade names
| Legal nameNL | Fietsen Kurt |
Registered office
Kollegestraat 15
9620 Zottegem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.