Fietsatelier Jos

Active

Private limited companyfounded 2025active for 1 yearKromme Elleboogstraat 12, 9340 Lede, BelgiumKBO/BCE: BE 1019.046.861

Summary

Fietsatelier Jos has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,116 and a net result of €3,116. Its solvency ranks better than 33% of 22,027 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

Fietsatelier JosActiveChecked score 66/100

Risk analysis Report Compare

Activity

Retail sale of bicycles

NACE 47632

1 site

Size

€43,358total assets 2025

Equity: €6,116
Profit: €3,116

Turnover not published (micro format)

Financial health

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

Accounts on time0 of 1 deed read

Why 66raises riskFounded in 2025Size: total assets €43,358Equity €6,116 (14.1% of total assets)lowers riskLiquidity: current ratio 4.73, cash €10,393Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 59% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 39

equity 14.1% of total assets

Liquidity 74

short-term debt 18.9% · cash 24.0%

Profitability 78

return on assets 7.2%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)

Last 24 months 02-2026: 1.8% 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.2%▲ +0.3 percentage points vs 04-2026 06-2026: 2.3%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.3 percentage points vs 06-2026highest value 08-2026: 1.1%▼ -1.5 percentage points vs 07-2026lowest value 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 30% on solvency, 80% on liquidity and 67% on profitability.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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