FIERS
ActiveSummary
FIERS has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €444,350 and a net result of €7,033. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 19% of 1056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+1
Solvency39=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.83 in 2024; short-term debt: 54.7% and cash: 11.7% of total assets), and 86.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.7%
Return on assets
0.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 1056 sector peers (2025).
NBB · sector comparisonPosition among 1056 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
47 d early
2023
43 d early
2022
38 d early
2021
20 d early
2020
11 d early
2019
56 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 company by total assets in Ronse, Other services sector#2 oldest company in Ronse, Other services sector
Equity
€444,350▲ 1.6%
2024 · €437,316
Total assets
€3.2m▲ 0.5%
2024 · €3.2m
Net result
€7,033▼ 58.0%
2024 · €16,735
Working capital
€14,875
2024 · -€322,832
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€107,731▼ 27.9%€99,749▼ 7.4%€83,053▼ 16.7%€144,070▲ 73.5%€114,666▼ 20.4%
Net result€57,225within the sector's middle half▼ 42.5%€50,113within the sector's middle half▼ 12.4%€6,597below the sector's middle half▼ 86.8%€16,735within the sector's middle half▲ 154%€7,033within the sector's middle half▼ 58.0%
Equity€363,871within the sector's middle half▲ 18.7%€413,984within the sector's middle half▲ 13.8%€420,581within the sector's middle half▲ 1.6%€437,316within the sector's middle half▲ 4.0%€444,350within the sector's middle half▲ 1.6%
Total assets€2.3mabove the sector's middle half▲ 8.3%€2.3mabove the sector's middle half▲ 0.7%€2.9mabove the sector's middle half▲ 24.9%€3.2mabove the sector's middle half▲ 12.8%€3.2mabove the sector's middle half▲ 0.5%
Debt€1.7m▼ 2.8%€1.7m▼ 2.0%€2.4m▲ 43.7%€2.8m▲ 14.5%€2.6m▼ 6.4%
Working capital-€190,480below the sector's middle half▲ 49.7%-€178,451below the sector's middle half▲ 6.3%-€80,014below the sector's middle half▲ 55.2%-€322,832below the sector's middle half▼ 303%€14,875within the sector's middle half
Solvency16.0%below the sector's middle half▲ 1.4pp18.0%below the sector's middle half▲ 2.1pp14.7%below the sector's middle half▼ 3.4pp13.5%below the sector's middle half▼ 1.1pp13.7%below the sector's middle half▲ 0.2pp
Current ratio0.86below the sector's middle half▲ 0.140.88below the sector's middle half▲ 0.010.94below the sector's middle half▲ 0.070.83below the sector's middle half▼ 0.121.01below the sector's middle half▲ 0.18
Return on assets (ROA)2.5%within the sector's middle half▼ 2.2pp2.2%within the sector's middle half▼ 0.3pp0.2%below the sector's middle half▼ 2.0pp0.5%below the sector's middle half▲ 0.3pp0.2%below the sector's middle half▼ 0.3pp
Staff (FTE)3within the sector's middle half=3within the sector's middle half=3within the sector's middle half=3within the sector's middle half=3within the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.2m
Fixed assets
€1.5m ▼ 13.9%
Current assets
€1.8m ▲ 16.3%
Equity and liabilities €3.2m
Equity
€444,350 ▲ 1.6%
Provisions
€224,288 ▲ 486%
Debt
€2.6m ▼ 6.4%
Debt's share of the balance-sheet total falls from 85.3% to 79.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€207,465▼
2024 · €226,952
Cash flow
€99,832▲
2024 · €99,618
Quick ratio
0.28▼
2024 · 0.33
Debt to equity
5.81▼
2024 · 6.31
ROE
1.6%▼
2024 · 3.8%
Interest coverage
2.01▲
2024 · 1.90
Debt ≤ 1 year
€1.8m▼
2024 · €1.9m
Debt > 1 year
€802,613▼
2024 · €891,126
Income taxes
€4,264▼
2024 · €7,729
Staff costs
€181,307▲
2024 · €175,424
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,980 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 96% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,980 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €600,817 | - |
| Remuneration, social security and pensions62 | €146,714 | €154,648 | €173,494 | €175,424 | €181,307 | ▲ 3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €60,545 | €51,791 | €61,949 | €82,883 | €92,798 | ▲ 12.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | -€56,980 | €83,954 | €26,729 | €61,252 | €122,538 | ▲ 100% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €168,325 | €0 | - | - | €186,000 | - |
| Other operating charges640/8 | €28,577 | €25,324 | €30,309 | €43,540 | €52,451 | ▲ 20.5% |
| Non-recurring operating charges66A | - | - | €1,862 | €0 | - | - |
| Gross operating margin9900 | €454,912 | €415,466 | €377,396 | €507,168 | €749,760 | ▲ 47.8% |
| Operating profit (loss)9901 | €107,731 | €99,749 | €83,053 | €144,070 | €114,666 | ▼ 20.4% |
| Financial income75/76B | €1 | €70 | €30 | €0 | - | - |
| Recurring financial income75 | €1 | €70 | €30 | €0 | - | - |
| Financial charges65/66B | €16,609 | €31,250 | €75,626 | €119,605 | €103,369 | ▼ 13.6% |
| Recurring financial charges65 | €16,609 | €31,250 | €75,626 | €119,605 | €103,369 | ▼ 13.6% |
| Profit (loss) for the period before taxes9903 | €91,122 | €68,569 | €7,457 | €24,464 | €11,297 | ▼ 53.8% |
| Income taxes67/77 | €33,897 | €18,456 | €860 | €7,729 | €4,264 | ▼ 44.8% |
| Profit (loss) for the period9904 | €57,225 | €50,113 | €6,597 | €16,735 | €7,033 | ▼ 58.0% |
| Profit (loss) for the period to be appropriated9905 | €57,225 | €50,113 | €6,597 | €16,735 | €7,033 | ▼ 58.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.3m | €2.3m | €2.9m | €3.2m | €3.2m | ▲ 0.5% |
| Fixed assets21/28 | €1.1m | €1.0m | €1.6m | €1.7m | €1.5m | ▼ 13.9% |
| Tangible fixed assets22/27 | €1.1m | €1.0m | €1.6m | €1.7m | €1.5m | ▼ 13.9% |
| Land and buildings22 | €1.0m | €1.0m | €1.5m | €1.7m | €1.4m | ▼ 13.7% |
| Plant, machinery and equipment23 | €1,876 | €0 | €7,249 | €5,749 | €4,249 | ▼ 26.1% |
| Furniture and vehicles24 | €16,893 | €9,470 | €18,483 | €29,269 | €22,083 | ▼ 24.6% |
| Financial fixed assets28 | €595 | €595 | €595 | €595 | €595 | = |
| Current assets29/58 | €1.2m | €1.3m | €1.3m | €1.5m | €1.8m | ▲ 16.3% |
| Stocks and contracts in progress3 | €707,234 | €842,994 | €726,235 | €935,011 | €1.3m | ▲ 37.6% |
| Stocks30/36 | €707,234 | €842,994 | €726,235 | €935,011 | €1.3m | ▲ 37.6% |
| Amounts receivable within one year40/41 | €43,897 | €36,033 | €103,667 | €86,634 | €101,181 | ▲ 16.8% |
| Trade receivables40 | €41,822 | €33,998 | €101,632 | €78,261 | €21,327 | ▼ 72.7% |
| Other amounts receivable41 | €2,075 | €2,036 | €2,036 | €8,373 | €79,854 | ▲ 854% |
| Cash at bank and in hand54/58 | €446,754 | €381,112 | €466,961 | €497,032 | €379,035 | ▼ 23.7% |
| Deferred charges and accrued income490/1 | €15,940 | €16,219 | €19,116 | €22,662 | €25,432 | ▲ 12.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.3m | €2.3m | €2.9m | €3.2m | €3.2m | ▲ 0.5% |
| Equity10/15 | €363,871 | €413,984 | €420,581 | €437,316 | €444,350 | ▲ 1.6% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €79,127 | €79,127 | €79,127 | €79,127 | €79,127 | = |
| Non-distributable reserves130/1 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Reserves not available under the articles1311 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Tax-exempt reserves132 | €2,268 | €2,268 | €2,268 | €2,268 | €2,268 | = |
| Distributable reserves133 | €75,000 | €75,000 | €75,000 | €75,000 | €75,000 | = |
| Profit (loss) carried forward14 | €266,152 | €316,265 | €322,862 | €339,597 | €346,630 | ▲ 2.1% |
| Provisions and deferred taxes16 | €206,613 | €206,613 | €38,288 | €38,288 | €224,288 | ▲ 486% |
| Provisions for liabilities and charges160/5 | €206,613 | €206,613 | €38,288 | €38,288 | €224,288 | ▲ 486% |
| Pensions and similar obligations160 | - | €38,288 | €38,288 | €38,288 | €224,288 | ▲ 486% |
| Major repairs and maintenance162 | €168,325 | €168,325 | €0 | - | - | - |
| Other liabilities and charges164/5 | €38,288 | - | - | - | - | - |
| Amounts payable17/49 | €1.7m | €1.7m | €2.4m | €2.8m | €2.6m | ▼ 6.4% |
| Amounts payable after more than one year17 | €306,262 | €221,077 | €1.0m | €891,126 | €802,613 | ▼ 9.9% |
| Financial debts170/4 | €306,262 | €221,077 | €1.0m | €891,126 | €802,613 | ▼ 9.9% |
| Amounts payable within one year42/48 | €1.4m | €1.5m | €1.4m | €1.9m | €1.8m | ▼ 4.6% |
| Current portion of amounts payable after more than one year42 | €139,450 | €85,249 | €118,198 | €128,359 | €95,757 | ▼ 25.4% |
| Financial debts43 | €800,000 | €800,000 | €800,000 | €800,000 | €823,253 | ▲ 2.9% |
| Credit institutions430/8 | €800,000 | €800,000 | €800,000 | €800,000 | €823,253 | ▲ 2.9% |
| Trade debts44 | €253,291 | €289,099 | €167,862 | €315,991 | €221,352 | ▼ 30.0% |
| Suppliers440/4 | €253,291 | €289,099 | €167,862 | €315,991 | €221,352 | ▼ 30.0% |
| Advances received on contracts in progress46 | €0 | - | - | €15,000 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €82,275 | €98,624 | €29,445 | €20,682 | €24,486 | ▲ 18.4% |
| Taxes450/3 | €69,810 | €87,150 | €16,802 | €7,788 | €11,192 | ▲ 43.7% |
| Remuneration and social security454/9 | €12,465 | €11,474 | €12,643 | €12,894 | €13,294 | ▲ 3.1% |
| Other amounts payable47/48 | €129,289 | €181,839 | €280,489 | €584,139 | €612,773 | ▲ 4.9% |
| Accrued charges and deferred income492/3 | €0 | - | - | €2,304 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57,225 | €50,113 | €6,597 | €16,735 | €7,033 | ▼ 58.0% |
| + Depreciation and write-downs630 | €60,545 | €51,791 | €61,949 | €82,883 | €92,798 | ▲ 12.0% |
| Operating cash flow (approximation) | €117,770 | €101,904 | €68,546 | €99,618 | €99,832 | ▲ 0.2% |
| Investment in fixed assets (approximation) | - | -€4,690 | -€593,183 | -€223,389 | €142,691 | ▲ 164% |
| Change in cash | - | -€65,642 | €85,849 | €30,071 | -€117,998 | ▼ 492% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €99,588 ▲229%
Operating result €149,426, net result €99,588, both a record.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
31-12
Financial
Back to profitnet €30,303
Net result €30,303 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €207,059 ▲17.1%
Equity rises from €176,755 to €207,059.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 1995
Ground area
7,189 m²
Building footprint
1,253 m²
Volume, LiDAR
8,604 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ninoofsesteenweg 557, 9600 Ronse
since 19952.015.628.326
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45422C1157/00G000 | Flanders | 4,752 m² | 1 · 1,143 m² | 9.2 m · 2 fl. |
| 45422C1160/00B003 | Flanders | 2,437 m² | 1 · 110 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GARAGE LAMBRECHTS
BE 0455.299.588
Tongeren-Borgloon · Eq €444,608
CLASSIC-Group
BE 0473.587.652
Tienen · Eq €445,051
RR motors
BE 0745.394.025
Herenthout · Eq €442,927
B-Débosselage
BE 0784.266.477
Wanze · Eq €442,919
Etablissements Luc Janssens
BE 0419.964.666
Braine-l'Alleud · Eq €442,618
Of 7,378 companies in sector 95311 we hold annual accounts for 2,962. 2,116 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-11-1978
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47300Retail sale of automotive fuel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0418917264
Also
9925:BE0418917264
Registered
12-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.