FIERPUNT
ActiveFIERPUNT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €8k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 747 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency12▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.77 in 2023), and 91.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
8.3%
Return on assets
1.9%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 747 sector peers (2024).
NBB · sector comparisonPosition among 747 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-10-2025, 62 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
62 d late
2023
61 d late
2022
55 d late
2021
51 d late
2020
44 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€36k▲ 29.2%
2023 · €28k
2020: €11k
2021: €653
2022: €22k
2023: €28k
2020 → 2024
Total assets
€437k▲ 7.3%
2023 · €407k
2020: €13k
2021: €264k
2022: €351k
2023: €407k
2020 → 2024
Net result
€8k▼ 14.2%
2023 · €10k
2020: €6k
2021: €-10k
2022: €34k
2023: €10k
2020 → 2024
Working capital
€-71k▼ 22.9%
2023 · €-57k
2020: €11k
2021: €-36k
2022: €-30k
2023: €-57k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€653▼ 94.1%€22k▲ 3,203%€28k▲ 30.5%€36k▲ 29.2%
Operating result€7k-€-9k€48k€22k▼ 54.8%€23k▲ 4.7%
Net result€6k-€-10k€34k€10k▼ 72.2%€8k▼ 14.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 5% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €437k
Fixed assets
€204k▼ 7.4%
Current assets
€233k▲ 24.6%
Equity and liabilities €437k
Equity
€36k▲ 29.2%
Debt
€401k▲ 5.7%
The debt ratio falls from 93.1% to 91.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€50k▲
2023 · €44k
Cash flow
€36k▲
2023 · €32k
Solvency
8.3%▲
2023 · 6.9%
Current ratio
0.77▲
2023 · 0.77
Quick ratio
0.77▲
2023 · 0.77
Debt / equity
11.01▼
2023 · 13.46
ROE
22.6%▼
2023 · 34.0%
ROA
1.9%▼
2023 · 2.4%
Interest coverage
8.74▲
2023 · 7.77
Debt
€401k▲
2023 · €379k
Debt ≤ 1 year
€303k▲
2023 · €244k
Debt > 1 year
€97k▼
2023 · €135k
Income taxes
€9k▲
2023 · €7k
Staff costs
€1.32M▲
2023 · €1.10M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€407k€437k▲
Fixed assets21/28€220k€204k▼
Intangible fixed assets21€157k€137k▼
Tangible fixed assets22/27€38k€34k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€32k€28k▼
Financial fixed assets28€25k€34k▲
Current assets29/58€187k€233k▲
Amounts receivable after more than one year29-€46k
Other amounts receivable291-€46k
Amounts receivable within one year40/41€105k€100k▼
Trade receivables40€85k€83k▼
Other amounts receivable41€20k€17k▼
Cash at bank and in hand54/58€82k€86k▲
Deferred charges and accrued income490/1-€800
Equity and liabilities
Total equity and liabilities10/49€407k€437k▲
Equity10/15€28k€36k▲
Contributions10/11€3k€3k=
Reserves13€25k€33k▲
Distributable reserves133€25k€33k▲
Amounts payable17/49€379k€401k▲
Amounts payable after more than one year17€135k€97k▼
Financial debts170/4€135k€97k▼
Amounts payable within one year42/48€244k€303k▲
Current portion of amounts payable after more than one year42€52k€64k▲
Trade debts44€32k€67k▲
Suppliers440/4€32k€67k▲
Taxes, remuneration and social security45€160k€172k▲
Taxes450/3€16k€16k▼
Remuneration and social security454/9€144k€157k▲
Other amounts payable47/48€796-
Income statement
Code20232024
Remuneration, social security and pensions62€1.10M€1.32M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€28k▲
Other operating charges640/8€440€710▲
Non-recurring operating charges66A€17k-
Gross operating margin9900€1.16M€1.37M▲
Operating profit (loss)9901€22k€23k▲
Financial income75/76B€150€150▼
Recurring financial income75€150€150▼
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€16k€17k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€10k€8k▼
Profit (loss) for the period to be appropriated9905€10k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Transfer to equity691/2€9k€8k▼
To other reserves6921€9k€8k▼
Profit to be distributed694/7€1k-
Directors or managers695€1k-
Social balance
Average headcount (FTE)9087-40.6
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 62 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
24-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 55 days late
2022
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼273%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geerdegem-Schonenberg 1712800 MechelenGround area
660 m²
Building footprint
203 m²
Volume, LiDAR
1,378 m³
Parcel 12403E0142/00N002, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Carefreehome
since 20192.295.636.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0142/00N002 | Flanders | 660 m² | 1 · 203 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 3,182,871 EUR awarded · 3,176,012 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 853,737 EUR | 851,093 EUR |
| 2024 | 2 | 967,772 EUR | 965,672 EUR |
| 2023 | 2 | 812,074 EUR | 810,197 EUR |
| 2022 | 2 | 549,288 EUR | 549,050 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Recognitions: source did not answer, try again later.
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CLEAN NET
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Of 797 companies in sector 96910 we hold annual accounts for 609. 442 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2019
Fiscal year end31-12
Abbreviation NL
FIER.
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.