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Fienile

Active
Private limited companyfounded 20214 yrs activePrieelstraat 30/002, 2610 Antwerpen, BelgiumKBO/BCE: BE 0778.964.339

Fienile has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €59k. Equity is growing by ~73.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
61 / 100
Healthy▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▲+20
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.11 against 0.09 in 2024), and 73.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
26.9%
Return on assets
11.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
12 d early
2024
21 d early
2023
24 d early
2022
19 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€141k▲ 71.2%
2024 · €82k
2022: €26k 2023: €54k 2024: €82k
2022 → 2025
Total assets
€523k▼ 0.6%
2024 · €526k
2022: €318k 2023: €512k 2024: €526k
2022 → 2025
Net result
€59k▲ 107%
2024 · €29k
2022: €23k 2023: €30k 2024: €29k
2022 → 2025
Working capital
€-216k▲ 9.2%
2024 · €-238k
2022: €-130k 2023: €-227k 2024: €-238k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€26k-€54k▲ 112%€82k▲ 51.2%€141k▲ 71.2%
Operating result€35k-€47k▲ 33.3%€49k▲ 4.3%€96k▲ 96.6%
Net result€23k-€30k▲ 26.6%€29k▼ 3.1%€59k▲ 107%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2022: €35k€35kNet result 2022: €23k€23kOperating result 2023: €47k€47kNet result 2023: €30k€30kOperating result 2024: €49k€49kNet result 2024: €29k€29kOperating result 2025: €96k€96kNet result 2025: €59k€59k2022202320242025
The operating result has risen three years in a row; 2025 is 97% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €523k
Fixed assets €497k▼ 0.8%
Current assets €26k▲ 3.7%
Equity and liabilities €523k
Equity €141k▲ 71.2%
Debt €382k▼ 13.8%
The debt ratio falls from 84.4% to 73.1%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€102k
2024 · €54k
Cash flow
€65k
2024 · €34k
Solvency
26.9%
2024 · 15.6%
Current ratio
0.11
2024 · 0.09
Quick ratio
0.11
2024 · 0.09
Debt / equity
2.72
2024 · 5.40
ROE
42.2%
2024 · 34.9%
ROA
11.4%
2024 · 5.5%
Interest coverage
7.06
2024 · 5.75
Debt
€382k
2024 · €444k
Debt ≤ 1 year
€242k
2024 · €263k
Debt > 1 year
€135k
2024 · €181k
Income taxes
€22k
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€526k€523k
Fixed assets21/28€501k€497k
Tangible fixed assets22/27€50k€47k
Land and buildings22€50k€45k
Plant, machinery and equipment23€264€177
Furniture and vehicles24-€2k
Financial fixed assets28€451k€451k=
Current assets29/58€25k€26k
Amounts receivable within one year40/41€13k€0
Trade receivables40€13k-
Other amounts receivable41-€0
Cash at bank and in hand54/58€9k€25k
Deferred charges and accrued income490/1€3k€947
Equity and liabilities
Total equity and liabilities10/49€526k€523k
Equity10/15€82k€141k
Contributions10/11€3k€3k=
Reserves13€79k€138k
Tax-exempt reserves132€27k€48k
Distributable reserves133€52k€89k
Amounts payable17/49€444k€382k
Amounts payable after more than one year17€181k€135k
Financial debts170/4€181k€135k
Amounts payable within one year42/48€263k€242k
Current portion of amounts payable after more than one year42€52k€53k
Financial debts43-€9k
Credit institutions430/8-€9k
Trade debts44€2k€2k
Suppliers440/4€2k€2k
Taxes, remuneration and social security45€31k€9k
Taxes450/3€31k€9k
Other amounts payable47/48€177k€168k
Accrued charges and deferred income492/3-€6k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k
Other operating charges640/8€870€922
Gross operating margin9900€55k€103k
Operating profit (loss)9901€49k€96k
Financial charges65/66B€9k€14k
Recurring financial charges65€9k€14k
Profit (loss) for the period before taxes9903€39k€82k
Income taxes67/77€11k€22k
Profit (loss) for the period9904€29k€59k
Transfer to tax-exempt reserves689€27k€21k
Profit (loss) for the period to be appropriated9905€1k€38k
Appropriation of the result
Profit (loss) to be appropriated9906€1k€38k
Transfer from equity791/2€859-
Transfer to equity691/2€1k€38k
To other reserves6921€1k€38k
Profit to be distributed694/7€859€833
Return on contributions (dividend)694€859€833

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-08
State Gazette act Incorporation · Founder
Founding capital · Corporate purpose
19-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2022net €59k ▲107%
Operating result €96k, net result €59k, both a record.
31-12
Financial Equity above €100kEq €141k ▲71.2%
4 profitable years in a row build equity to €141k.
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
07-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Prieelstraat 30/0022610 Antwerpen
Ground area
543 m²
Building footprint
220 m²
Volume, LiDAR
1,976 m³
Parcel 11051B0337/00K005, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Fienile
Prieelstraat 30, 2610 AntwerpenFinancial service activities, except insurance and pension funding
since 20222.326.832.634
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11051B0337/00K005 Flanders 543 m² 1 · 220 m² 10.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,745 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-12-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.