FIELD PROMOTION & DEVELOPMENT

Active

Private limited company (pre-2019)founded 200718 yrs activeArmand Campenhoutstraat 61, 1050 Elsene, BelgiumKBO/BCE: BE 0892.895.094

Summary

The computed 12-month bankruptcy probability of FIELD PROMOTION & DEVELOPMENT is 2.5% (moderate). The 2024 annual accounts show equity of €54,381 and a net result of €15,508. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 4852 sector peers (fiscal year 2024). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

FIELD PROMOTION & DEVELOPMENTActiveChecked score 52/100

Risk analysis Report Compare

Activity

Real estate agency activities

NACE 68310NACE 68311

1 site

Size

€481,540total assets 2024

Equity: €54,381
Profit: €15,508

Financial health

52 Fair Checked score 2024

Bankruptcy chance 12 m: 2.5%

Structure

Holdings: 1

Accounts 65 d overdue0 of 2 deeds read

Why 52- Liquidity: current ratio 0.53, cash €691- Figures for FY 2024 (filed 30-09-2025)- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late+ Size: total assets €481,540Show the evidence

Checked score

Score 2024

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 47% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2023

Average

Solvency 36+3

equity 11.3% of total assets

Liquidity 32+1

short-term debt 39.1% · cash 0.1%

Profitability 61+29

return on assets 3.2%

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)

Last 24 months 11-2024: 1.3% 12-2024: 1.3%● 0.0% vs 11-2024 01-2025: 1.3%● 0.0% vs 12-2024 02-2025: 1.3%▲ +1.5% vs 01-2025 03-2025: 1.3%● 0.0% vs 02-2025 04-2025: 1.3%▼ -2.2% vs 03-2025 05-2025: 1.3%▼ -1.1% vs 04-2025 06-2025: 1.2%▼ -4.7% vs 05-2025 07-2025: 1.4%▲ +10.6% vs 06-2025 08-2025: 1.8%▲ +29.8% vs 07-2025 09-2025: 2.0%▲ +13.4% vs 08-2025 10-2025: 1.2%▼ -38.9% vs 09-2025 11-2025: 1.2%● 0.0% vs 10-2025 12-2025: 1.2%● 0.0% vs 11-2025 01-2026: 1.2%● 0.0% vs 12-2025 02-2026: 1.3%▲ +4.3% vs 01-2026 03-2026: 1.3%● 0.0% vs 02-2026 04-2026: 1.3%▼ -2.3% vs 03-2026 05-2026: 1.2%▼ -1.0% vs 04-2026 06-2026: 1.2%▼ -4.7% vs 05-2026 07-2026: 1.1%▼ -3.8% vs 06-2026lowest value 08-2026: 1.8%▲ +56.1% vs 07-2026 09-2026: 2.0%▲ +13.1% vs 08-2026 10-2026: 2.5%▲ +24.4% vs 09-2026highest value

Liquidity: current ratio 0.53, cash €691 raises the probability
Figures for FY 2024 (filed 30-09-2025) raises the probability
Size: total assets €481,540 lowers the probability for this profile
1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late raises the probability

Credit up to €2,500 at 30 days acceptable

Liquidity short (current ratio 0.53 against 0.4 in 2023; short-term debt: 39.1% and cash: 0.1% of total assets), and 88.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 32%, liquidity 25%, profitability 49%, growth against the median 84%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 0.53, cash €691

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2024 (filed 30-09-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €481,540

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

1 financial year not filed after the legal deadline; latest accounts 61 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

61 d late

2023

61 d late

2022

218 d late

2020

61 d late

2019

122 d late

2018

70 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 99 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage