FIEFAL
ActiveThe computed 12-month bankruptcy probability of FIEFAL is 2.0% (moderate). The 2025 annual accounts show equity of €32k and a net result of €-2k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 13270 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+9
Solvency72▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.37 in 2024; short-term debt: 52.7% and cash: 38.1% of total assets), and 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
-2.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
66 d early
2024
13 d early
2023
23 d early
2022
60 d early
2021
33 d early
2020
37 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▼ 5.1%
2024 · €33k
2018: €18k
2019: €14k
2020: €21k
2021: €47k
2022: €40k
2023: €53k
2024: €33k
2018 → 2025
Total assets
€68k▼ 1.4%
2024 · €69k
2018: €102k
2019: €87k
2020: €66k
2021: €83k
2022: €76k
2023: €98k
2024: €69k
2018 → 2025
Net result
€-2k▼ 0.7%
2024 · €-2k
2018: €2k
2019: €-3k
2020: €7k
2021: €26k
2022: €-6k
2023: €12k
2024: €-2k
2018 → 2025
Working capital
€16k▲ 21.6%
2024 · €13k
2018: €-21k
2019: €-17k
2020: €-4k
2021: €15k
2022: €4k
2023: €23k
2024: €13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€40k▼ 13.4%€53k▲ 30.6%€33k▼ 36.7%€32k▼ 5.1%
Operating result€27k-€-6k€17k€3k▼ 80.3%€3k▼ 20.3%
Net result€26k-€-6k€12k€-2k€-2k▼ 0.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets
€16k▼ 20.3%
Current assets
€52k▲ 6.6%
Equity and liabilities €68k
Equity
€32k▼ 5.1%
Debt
€36k▲ 2.2%
The debt ratio rises from 51.4% to 53.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€13k▼
2024 · €13k
Cash flow
€9k▲
2024 · €8k
Solvency
46.8%▼
2024 · 48.6%
Current ratio
1.45▲
2024 · 1.37
Quick ratio
1.08▼
2024 · 1.08
Debt / equity
1.14▲
2024 · 1.06
ROE
-5.4%▼
2024 · -5.1%
ROA
-2.5%▼
2024 · -2.5%
Interest coverage
5.36▲
2024 · 4.22
Debt
€36k▲
2024 · €35k
Debt ≤ 1 year
€36k▲
2024 · €35k
Income taxes
€2k▲
2024 · €2k
Staff costs
€107k▲
2024 · €103k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€68k▼
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Land and buildings22€3k€2k▼
Plant, machinery and equipment23€12k€12k▲
Furniture and vehicles24€5k€2k▼
Current assets29/58€48k€52k▲
Stocks and contracts in progress3€10k€13k▲
Stocks30/36€10k€13k▲
Amounts receivable within one year40/41€3k€7k▲
Trade receivables40€3k€5k▲
Other amounts receivable41€255€1k▲
Cash at bank and in hand54/58€29k€26k▼
Deferred charges and accrued income490/1€6k€6k▲
Equity and liabilities
Total equity and liabilities10/49€69k€68k▼
Equity10/15€33k€32k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€13k€11k▼
Amounts payable17/49€35k€36k▲
Amounts payable within one year42/48€35k€36k▲
Trade debts44€16k€13k▼
Suppliers440/4€16k€13k▼
Taxes, remuneration and social security45€18k€19k▲
Taxes450/3€10k€13k▲
Remuneration and social security454/9€8k€6k▼
Other amounts payable47/48€2k€4k▲
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Remuneration, social security and pensions62€103k€107k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€776€534▼
Gross operating margin9900€117k€121k▲
Operating profit (loss)9901€3k€3k▼
Financial income75/76B€16€48▲
Recurring financial income75€16€48▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€141€230▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€-2k€-2k▼
Profit (loss) for the period to be appropriated9905€-2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€11k▼
Profit (loss) brought forward from the previous period14P€32k€13k▼
Profit to be distributed694/7€18k-
Directors or managers695€18k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-6k ▼124%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €26k ▲298%
Operating result €27k, net result €26k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gazometerstraat 63800 Sint-TruidenGround area
1,220 m²
Building footprint
122 m²
Volume, LiDAR
1,301 m³
2 parcels, Flanders · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HUMPHREY
since 20172.260.028.140
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71053H1259/00T000 | Flanders | 1,075 m² | 1 · 22 m² | 12.5 m · 3 fl. |
| 71053G0379/00N000 | Flanders | 144 m² | 1 · 100 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.260.028.140
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,458. 9,522 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.