FIDUWIN
ActiveSummary
FIDUWIN has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€5,741) and a net result of -€10,741. Its solvency ranks better than 5% of 15,732 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
- Staff
- ≈ 1 FTE, estimated
- Equity
- -€5,741
- Loss
- -€10,741
Why 52raises riskCapped at 59: negative equityLiquidity: current ratio 0.08, cash €117Negative equity -€5,741lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €106,925Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 3% on solvency, 2% on liquidity and 8% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: JADIN Corine Monique (director)…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.3% are still going.
- Micro
- under 2 years old
- negative equity
- a loss of 10% of the balance sheet or more
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €40,308 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,116 |
| Other operating charges640/8 | €1,451 |
| Gross operating margin9900 | €44,900 |
| Operating profit (loss)9901 | -€9,976 |
| Financial income75/76B | €46 |
| Recurring financial income75 | €46 |
| Financial charges65/66B | €811 |
| Recurring financial charges65 | €811 |
| Profit (loss) for the period before taxes9903 | -€10,741 |
| Profit (loss) for the period9904 | -€10,741 |
| Profit (loss) for the period to be appropriated9905 | -€10,741 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €106,925 | |
| Formation expenses20 | €0 | |
| Fixed assets21/28 | €100,362 | |
| Intangible fixed assets21 | €91,589 | |
| Tangible fixed assets22/27 | €8,563 | |
| Land and buildings22 | €1,105 | |
| Furniture and vehicles24 | €7,459 | |
| Financial fixed assets28 | €210 | |
| Current assets29/58 | €6,563 | |
| Amounts receivable within one year40/41 | €5,949 | |
| Trade receivables40 | €5,949 | |
| Other amounts receivable41 | €0 | |
| Cash at bank and in hand54/58 | €117 | |
| Deferred charges and accrued income490/1 | €497 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €106,925 | |
| Equity10/15 | -€5,741 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | -€10,741 | |
| Amounts payable17/49 | €112,666 | |
| Amounts payable after more than one year17 | €28,356 | |
| Financial debts170/4 | €28,356 | |
| Amounts payable within one year42/48 | €84,121 | |
| Current portion of amounts payable after more than one year42 | €4,533 | |
| Trade debts44 | €4,091 | |
| Suppliers440/4 | €4,091 | |
| Taxes, remuneration and social security45 | €12,452 | |
| Taxes450/3 | €12,452 | |
| Other amounts payable47/48 | €63,044 | |
| Accrued charges and deferred income492/3 | €190 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€10,741 |
| + Depreciation and write-downs630 | €13,116 |
| Operating cash flow (approximation) | €2,376 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 18-05-2026 | 2026-00112690 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| JADIN Corine Monique |
|
Owners and capital
Capital and shareholders
- JADIN Corine Monique sole founder · 100% at incorporation
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 10-02-2025 Incorporation · €5,000 · 50 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
10-02
Gazette deed
IncorporationAppointment: JADIN Corine Monique (director) · Founder · Founding capital13 facts ▸
- Other provision, “capacité et absence d'incapacité du comparant, divorcée” (deed in French)
- Incorporation, “FIDUWIN” (deed in French)
- Founder, JADIN Corine Monique
- Founding capital, €5,000
- Bank account, 5000, “BE26 0019 9983 2529” (deed in French)
- Other provision, “trois ans de la constitution, responsabilité des fondateurs en cas de faillite dans les trois ans si capitaux propres manifestement insuffisants” (deed in French)
- Other provision, “attestation notariée du dépôt, dispositions du Code des sociétés et des associations” (deed in French)
- Other provision, “arrêt des statuts de la société” (deed in French)
- Capital
- Registered office clause, “5310 Saint-Germain,rue de Libut,14/A” (deed in French)
- Board rule, 1, “assemblée” (deed in French)
- Director appointment, JADIN Corine Monique (director (not named in the articles))
- +1 further fact in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92105B0279/00S000 | Wallonia | 742 m² | 1 · 131 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Les services juridiques en rapport avec les activités du professionnel; Fournir des conseils,des consultations en matière…” (deed in French)
7 activities (deed in French)
- Les services juridiques en rapport avec les activités du professionnel
- Fournir des conseils,des consultations en matière statistique,économique,financière et administrative,mener toutes sortes d'études et d'activités à cet égard,à l'exception des conseils en investissement et des activités pour lesquelles une reconnaissance supplémentaire est requise et/ou qui sont réservées par la loi à d'autres professions
- Fournir des conseils et une assistance en matière sociale,notamment l’accomplissement des formalités y relatives tel que le calcul des salaires
- Exercer les activités d’ordre juridique et économique compatibles avec la déontologie de la profession
- Exercer l’activité de syndic immobilier
- Exercer la fonction de liquidateur dans d’autres sociétés
- Exercer des mandats d’administrateurs dans d’autres sociétés inscrites au registre public de l’Institut.(ITAA)
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- FIDUWIN
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, l’organe d’administration peut établir par simple décision sièges administratifs,agences,ateliers,dépôts et succursales en…” (deed in French)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Assemblée qui nomme, avec ou sans limitation” (deed in French)“Frais généraux, assemblée générale” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs,proportionnel nombre actions si plusieurs, actions dont cession proposée” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of April at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Décision assemblée générale délibérant formes prévues modifications statuts, en tout temps” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Article 24, administrateurs en fonction désignés comme liquidateurs en vertu statuts si aucun autre désigné” (deed in French)1 more provision on this in the deed