FIDUSART
ActiveFIDUSART has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €59k. Equity is growing by ~31.5% per year across the filed fiscal years. Its solvency ranks better than 68% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 8.8 in 2024), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
20.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
20 d early
2024
7 d early
2023
19 d early
2022
13 d early
2021
34 d early
2020
33 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€208k▲ 5.1%
2024 · €198k
2018: €31k
2019: €51k
2020: €60k
2021: €86k
2022: €106k
2023: €149k
2024: €198k
2018 → 2025
Total assets
€284k▲ 28.6%
2024 · €221k
2018: €57k
2019: €89k
2020: €121k
2021: €118k
2022: €139k
2023: €177k
2024: €221k
2018 → 2025
Net result
€59k▲ 8.4%
2024 · €54k
2018: €18k
2019: €34k
2020: €54k
2021: €31k
2022: €33k
2023: €44k
2024: €54k
2018 → 2025
Working capital
€195k▲ 6.9%
2024 · €183k
2018: €19k
2019: €40k
2020: €56k
2021: €95k
2022: €110k
2023: €150k
2024: €183k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€106k▲ 22.6%€149k▲ 40.4%€198k▲ 33.0%€208k▲ 5.1%
Operating result€44k-€49k▲ 12.3%€65k▲ 31.2%€77k▲ 17.9%€87k▲ 13.1%
Net result€31k-€33k▲ 6.7%€44k▲ 33.1%€54k▲ 24.9%€59k▲ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €284k
Fixed assets
€12k▼ 16.4%
Current assets
€272k▲ 31.8%
Equity and liabilities €284k
Equity
€208k▲ 5.1%
Debt
€76k▲ 226%
The debt ratio rises from 10.6% to 26.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€93k▲
2024 · €83k
Cash flow
€66k▲
2024 · €61k
Solvency
73.1%▼
2024 · 89.4%
Current ratio
3.56▼
2024 · 8.80
Quick ratio
3.56▼
2024 · 8.80
Debt / equity
0.37▲
2024 · 0.12
ROE
28.4%▲
2024 · 27.5%
ROA
20.7%▼
2024 · 24.6%
Interest coverage
51.74▼
2024 · 778.24
Debt
€76k▲
2024 · €23k
Debt ≤ 1 year
€76k▲
2024 · €23k
Income taxes
€29k▲
2024 · €25k
Staff costs
€28k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€284k▲
Fixed assets21/28€15k€12k▼
Intangible fixed assets21€695€372▼
Tangible fixed assets22/27€13k€11k▼
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€5k€4k▼
Assets under construction and advance payments27-€2k
Financial fixed assets28€1k€1k=
Current assets29/58€206k€272k▲
Amounts receivable within one year40/41€24k€48k▲
Trade receivables40€18k€27k▲
Other amounts receivable41€6k€21k▲
Current investments50/53€121k€158k▲
Cash at bank and in hand54/58€57k€57k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€221k€284k▲
Equity10/15€198k€208k▲
Reserves13€198k€208k▲
Distributable reserves133€198k€208k▲
Amounts payable17/49€23k€76k▲
Amounts payable within one year42/48€23k€76k▲
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Taxes, remuneration and social security45€13k€17k▲
Taxes450/3€13k€15k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€5k€49k▲
Income statement
Code20242025
Remuneration, social security and pensions62€6k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€684€601▼
Gross operating margin9900€90k€122k▲
Operating profit (loss)9901€77k€87k▲
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€107€2k▲
Recurring financial charges65€107€2k▲
Profit (loss) for the period before taxes9903€79k€88k▲
Income taxes67/77€25k€29k▲
Profit (loss) for the period9904€54k€59k▲
Profit (loss) for the period to be appropriated9905€54k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€59k▲
Transfer from equity791/2-€47k
Transfer to equity691/2€49k€57k▲
To other reserves6921€49k€57k▲
Profit to be distributed694/7€5k€49k▲
Return on contributions (dividend)694€833€47k▲
Directors or managers695€4k€2k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €59k ▲8.4%
Operating result €87k, net result €59k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲5.1%
8 profitable years in a row build equity to €208k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €198k ▲33%
7 profitable years in a row build equity to €198k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 13.33
Current ratio from 6.11 to 13.33; short-term debt falls from €21k to €12k.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €106k ▲22.6%
5 profitable years in a row build equity to €106k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 6.59
Current ratio from 1.92 to 6.59; short-term debt falls from €61k to €17k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assesse · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Euragne(Sart-B.) 345330 AssesseGround area
2,028 m²
Building footprint
223 m²
Volume, LiDAR
751 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Fidusart
since 20172.261.564.797
Fidusart
since 20242.354.618.481
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92109A0334/00M000 | Wallonia | 1,192 m² | 1 · 123 m² | 7.5 m · 2 fl. |
| 92109A0237/00A002 | Wallonia | 836 m² | 1 · 100 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,122 companies in sector 69201 we hold annual accounts for 7,600. 6,314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2017
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.