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FIDUSAL

Active
Private limited companyfounded 200323 yrs activeRue Neuve 6, 7000 Mons, BelgiumKBO/BCE: BE 0479.587.004
Summary

The computed 12-month bankruptcy probability of FIDUSAL is 3.2% (moderate). The 2025 annual accounts show negative equity (-€31,304) and a net result of -€1,958. Equity remains stable across the filed fiscal years (±0.7% per year). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
18202122232425
2018 to 2025 · latest year -€31,304
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
29 d early
2024
23 d early
2023
2 d early
2022
16 d late
2021
3 d early
2020
2 d late
2019
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 7 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 February 2003, FIDUSAL was incorporated.1 The company has filed 20 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€31,304▼ 6.7%
2024 · -€29,346
Total assets
€46▼ 62.3%
2023 · €122
Net result
-€1,958▼ 59.1%
2024 · -€1,231
Working capital
-€29,346▼ 4.4%
2023 · -€28,115
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,257▲ 26.6%-€1,652▼ 31.4%-€1,986▼ 20.2%-€880▲ 55.7%-€1,618▼ 83.9%
Net result-€1,715▲ 28.9%-€2,145▼ 25.1%-€2,424▼ 13.0%-€1,231▲ 49.2%-€1,958▼ 59.1%
Equity-€35,946▼ 5.0%-€38,091▼ 6.0%-€28,115▲ 26.2%-€29,346▼ 4.4%-€31,304▼ 6.7%
Total assets€122€46▼ 62.3%
Debt€35,946▲ 5.0%€38,091▲ 6.0%€28,237▼ 25.9%€29,392▲ 4.1%€31,304▲ 6.5%
Working capital-€28,115-€29,346▼ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2021: -€1,257-€1,257Net result 2021: -€1,715-€1,715Operating result 2022: -€1,652-€1,652Net result 2022: -€2,145-€2,145Operating result 2023: -€1,986-€1,986Net result 2023: -€2,424-€2,424Operating result 2024: -€880-€880Net result 2024: -€1,231-€1,231Operating result 2025: -€1,618-€1,618Net result 2025: -€1,958-€1,95820212022202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€1,986-€1,990Net result 2023: -€2,424-€2,420Operating result 2024: -€880-€880Net result 2024: -€1,231-€1,230Operating result 2025: -€1,618-€1,620Net result 2025: -€1,958-€1,960202320242025
The operating result stays negative: a loss of €1,618 in 2025 against €880 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-1.00
Debt ≤ 1 year
€31,304▲
2024 · €29,392
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 24 lines
Balance sheet Code20242025
Assets
Total assets20/58€46-
Current assets29/58€46-
Cash at bank and in hand54/58€46-
Equity and liabilities
Total equity and liabilities10/49€46€0▼
Equity10/15-€29,346-€31,304▼
Contributions10/11€18,600€18,600=
Reserves13€759€759=
Distributable reserves133€759€759=
Profit (loss) carried forward14-€48,705-€50,663▼
Amounts payable17/49€29,392€31,304▲
Amounts payable within one year42/48€29,392€31,304▲
Financial debts43-€122
Credit institutions430/8-€122
Other amounts payable47/48€29,392€31,182▲
Income statement Code20242025
Other operating charges640/8-€193
Gross operating margin9900-€880-€1,425▼
Operating profit (loss)9901-€880-€1,618▼
Financial charges65/66B€351€340▼
Recurring financial charges65€351€340▼
Profit (loss) for the period before taxes9903-€1,231-€1,958▼
Profit (loss) for the period9904-€1,231-€1,958▼
Profit (loss) for the period to be appropriated9905-€1,231-€1,958▼
Appropriation of the result
Profit (loss) to be appropriated9906-€48,705-€50,663▼
Profit (loss) brought forward from the previous period14P-€47,474-€48,705▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8----€193-
Gross operating margin9900-€1,257-€1,652-€1,986-€880-€1,425▼ 61.9%
Operating profit (loss)9901-€1,257-€1,652-€1,986-€880-€1,618▼ 83.9%
Financial charges65/66B€458€493€438€351€340▼ 3.1%
Recurring financial charges65€458€493€438€351€340▼ 3.1%
Profit (loss) for the period before taxes9903-€1,715-€2,145-€2,424-€1,231-€1,958▼ 59.1%
Profit (loss) for the period9904-€1,715-€2,145-€2,424-€1,231-€1,958▼ 59.1%
Profit (loss) for the period to be appropriated9905-€1,715-€2,145-€2,424-€1,231-€1,958▼ 59.1%
Line20212022202320242025Change
Assets
Total assets20/58--€122€46--
Current assets29/58--€122€46--
Cash at bank and in hand54/58--€122€46--
Equity and liabilities
Total equity and liabilities10/49-€0€122€46€0▼ 100%
Equity10/15-€35,946-€38,091-€28,115-€29,346-€31,304▼ 6.7%
Contributions10/11€6,200€6,200€18,600€18,600€18,600=
Reserves13€759€759€759€759€759=
Non-distributable reserves130/1€759€759----
Reserves not available under the articles1311€759€759----
Distributable reserves133--€759€759€759=
Profit (loss) carried forward14-€42,905-€45,050-€47,474-€48,705-€50,663▼ 4.0%
Amounts payable17/49€35,946€38,091€28,237€29,392€31,304▲ 6.5%
Amounts payable within one year42/48€35,946€38,091€28,237€29,392€31,304▲ 6.5%
Financial debts43€1,641€19--€122-
Credit institutions430/8€1,641€19--€122-
Other amounts payable47/48€34,305€38,072€28,237€29,392€31,182▲ 6.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€1,715-€2,145-€2,424-€1,231-€1,958▼ 59.1%
Operating cash flow (approximation)-€1,715-€2,145-€2,424-€1,231-€1,958▼ 59.1%
Change in cash----€76--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
28-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
02-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
19-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
12-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 12 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
134 m²
Building footprint
74 m²
Volume, LiDAR
518 m³
Parcel 53403F0457/00A000, Wallonia · tallest building 11.3 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
fidusal
Rue Neuve 6, 7000 MonsNACE 51190
since 20072.163.462.561
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53403F0457/00A000 Wallonia 134 m² 1 · 74 m² 11.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded17-02-2003
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0479587004
Also 9925:BE0479587004
Registered 20-08-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.