Summary
FIDUO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show a net result of €219k. Equity remains stable across the filed fiscal years (±0% per year). Its net result ranks better than 92% of 8026 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-01-2026, 185 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
185 d early
2024
45 d early
2023
37 d early
2022
76 d early
2021
54 d early
2020
61 d early
2019
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€350k=
2023 · €350k
2019: €199k
2020: €356k
2021: €356k
2022: €368k
2023: €350k
2019 → 2024
Net result
€219k▲ 7.6%
2024 · €204k
2019: €202k
2020: €156k
2021: €167k
2022: €196k
2023: €209k
2024: €204k
2019 → 2025
Total assets
€264k▼ 54.3%
2024 · €577k
2019: €227k
2020: €386k
2021: €542k
2022: €586k
2023: €579k
2024: €577k
2019 → 2025
Solvency
60.6%▲ 0.2pp
2023 · 60.4%
2019: 88.0%
2020: 92.2%
2021: 65.7%
2022: 62.8%
2023: 60.4%
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€356k-€368k▲ 3.5%€350k▼ 5.0%€350k=
Operating result€219k-€250k▲ 13.9%€268k▲ 7.3%€259k▼ 3.3%€284k▲ 9.6%
Net result€167k-€196k▲ 16.8%€209k▲ 6.6%€204k▼ 2.3%€219k▲ 7.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€1k ▼ 53.6%
Current assets
€262k ▼ 54.3%
Key figures and ratios
ROA
83.2%▲
2024 · 35.3%
Debt
€264k▲
2024 · €227k
Debt ≤ 1 year
€264k▲
2024 · €227k
Income taxes
€70k▲
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€577k€264k▼
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€250€250=
Current assets29/58€574k€262k▼
Amounts receivable after more than one year29€273k€8k▼
Other amounts receivable291€273k€8k▼
Amounts receivable within one year40/41€7k-
Trade receivables40€5k-
Other amounts receivable41€2k-
Current investments50/53€150k€10k▼
Cash at bank and in hand54/58€143k€240k▲
Deferred charges and accrued income490/1€1k€4k▲
Equity and liabilities
Total equity and liabilities10/49€577k€264k▼
Equity10/15€350k-
Reserves13€350k-
Distributable reserves133€350k-
Amounts payable17/49€227k€264k▲
Amounts payable within one year42/48€227k€264k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€20k€43k▲
Taxes450/3€20k€43k▲
Other amounts payable47/48€204k€219k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€262k€287k▲
Operating profit (loss)9901€259k€284k▲
Financial income75/76B€10k€5k▼
Recurring financial income75€10k€5k▼
Financial charges65/66B€91€92▲
Recurring financial charges65€91€92▲
Profit (loss) for the period before taxes9903€269k€289k▲
Income taxes67/77€65k€70k▲
Profit (loss) for the period9904€204k€219k▲
Profit (loss) for the period to be appropriated9905€204k€219k▲
Appropriation of the result
Profit (loss) to be appropriated9906€204k€219k▲
Transfer from equity791/2-€350k
Profit to be distributed694/7€204k€569k▲
Return on contributions (dividend)694€204k€569k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €219k ▲7.6%
Net result €219k, the highest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €156k ▼22.5%
Net result drops to €156k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €356k ▲78.4%
2 profitable years in a row build equity to €356k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mellegracht 22150 AntwerpenGround area
669 m²
Building footprint
104 m²
Volume, LiDAR
548 m³
Parcel 11007B0015/00L008, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIDUO
since 20182.274.577.942
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007B0015/00L008 | Flanders | 668 m² | 1 · 104 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Julian
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,764 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.