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FIDUJOST

Active
Private limited company (pre-2019)founded 201411 yrs activeChemin de la Sapinière,Ovifat 12, 4950 Waimes, BelgiumKBO/BCE: BE 0564.844.658
Summary

FIDUJOST has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,224 and a net result of €46,670. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 42% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency73=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.93 in 2024; short-term debt: 51.7% and cash: 88.6% of total assets), but 51.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.3%
Return on assets
46.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
60 d early
2024
59 d early
2023
59 d early
2022
60 d early
2021
60 d early
2020
61 d early
2019
59 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 October 2014, FIDUJOST was incorporated.1 Total assets went from EUR 87,352 in 2018 to EUR 99,833 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€48,224▲ 1.4%
2024 · €47,553
Total assets
€99,833▲ 0.9%
2024 · €98,927
Net result
€46,670▲ 9.9%
2024 · €42,461
Working capital
€48,224▲ 1.4%
2024 · €47,553
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€131,602▲ 110%€67,397▼ 48.8%€60,793▼ 9.8%€57,428▼ 5.5%€63,284▲ 10.2%
Net result€98,282▲ 109%€50,000▼ 49.1%€45,072▼ 9.9%€42,461▼ 5.8%€46,670▲ 9.9%
Equity€47,020▲ 21.4%€49,020▲ 4.3%€49,092▲ 0.1%€47,553▼ 3.1%€48,224▲ 1.4%
Total assets€140,519▲ 35.7%€105,520▼ 24.9%€98,095▼ 7.0%€98,927▲ 0.8%€99,833▲ 0.9%
Debt€93,499▲ 44.2%€56,500▼ 39.6%€49,003▼ 13.3%€51,374▲ 4.8%€51,609▲ 0.5%
Working capital€43,490▲ 28.8%€46,690▲ 7.4%€47,962▲ 2.7%€47,553▼ 0.9%€48,224▲ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €131,602€131,602Net result 2021: €98,282€98,282Operating result 2022: €67,397€67,397Net result 2022: €50,000€50,000Operating result 2023: €60,793€60,793Net result 2023: €45,072€45,072Operating result 2024: €57,428€57,428Net result 2024: €42,461€42,461Operating result 2025: €63,284€63,284Net result 2025: €46,670€46,67020212022202320242025€0€20,000€40,000€60,000Operating result 2023: €60,793€60,800Net result 2023: €45,072€45,100Operating result 2024: €57,428€57,400Net result 2024: €42,461€42,500Operating result 2025: €63,284€63,300Net result 2025: €46,670€46,700202320242025
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €99,833
Equity €48,224 ▲ 1.4%
Debt €51,609 ▲ 0.5%
Debt's share of the balance-sheet total falls from 51.9% to 51.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.93▲
2024 · 1.93
Debt to equity
1.07▼
2024 · 1.08
ROE
96.8%▲
2024 · 89.3%
ROA
46.7%▲
2024 · 42.9%
Debt ≤ 1 year
€51,609▲
2024 · €51,374
Income taxes
€16,396▲
2024 · €14,764
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
3.9% stopped otherwise
95% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€98,927€99,833▲
Current assets29/58€98,927€99,833▲
Amounts receivable within one year40/41€4,130€2,867▼
Trade receivables40€2,916€2,763▼
Other amounts receivable41€1,214€104▼
Cash at bank and in hand54/58€88,142€88,500▲
Deferred charges and accrued income490/1€6,655€8,465▲
Equity and liabilities
Total equity and liabilities10/49€98,927€99,833▲
Equity10/15€47,553€48,224▲
Contributions10/11€27,500€27,500=
Outside capital11€27,500€27,500=
Other1109/19€27,500€27,500=
Profit (loss) carried forward14€20,053€20,724▲
Amounts payable17/49€51,374€51,609▲
Amounts payable within one year42/48€51,374€51,609▲
Trade debts44€494€541▲
Suppliers440/4€494€541▲
Taxes, remuneration and social security45€4,314€4,479▲
Taxes450/3€4,314€4,479▲
Other amounts payable47/48€46,565€46,589▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,130-
Other operating charges640/8€399€438▲
Gross operating margin9900€58,957€63,722▲
Operating profit (loss)9901€57,428€63,284▲
Financial charges65/66B€203€218▲
Recurring financial charges65€203€218▲
Profit (loss) for the period before taxes9903€57,225€63,066▲
Income taxes67/77€14,764€16,396▲
Profit (loss) for the period9904€42,461€46,670▲
Profit (loss) for the period to be appropriated9905€42,461€46,670▲
Appropriation of the result
Profit (loss) to be appropriated9906€64,053€66,724▲
Profit (loss) brought forward from the previous period14P€21,592€20,053▼
Profit to be distributed694/7€44,000€46,000▲
Return on contributions (dividend)694€44,000€46,000▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,432€1,200€1,200€1,130--
Other operating charges640/8€367€385€396€399€438▲ 9.7%
Gross operating margin9900€133,401€68,982€62,390€58,957€63,722▲ 8.1%
Operating profit (loss)9901€131,602€67,397€60,793€57,428€63,284▲ 10.2%
Financial income75/76B€0€1€0---
Recurring financial income75€0€1€0---
Financial charges65/66B€172€183€196€203€218▲ 7.6%
Recurring financial charges65€172€183€196€203€218▲ 7.6%
Profit (loss) for the period before taxes9903€131,431€67,215€60,598€57,225€63,066▲ 10.2%
Income taxes67/77€33,149€17,215€15,525€14,764€16,396▲ 11.0%
Profit (loss) for the period9904€98,282€50,000€45,072€42,461€46,670▲ 9.9%
Profit (loss) for the period to be appropriated9905€98,282€50,000€45,072€42,461€46,670▲ 9.9%
Line20212022202320242025Change
Assets
Total assets20/58€140,519€105,520€98,095€98,927€99,833▲ 0.9%
Fixed assets21/28€3,531€2,330€1,130---
Tangible fixed assets22/27€3,531€2,330€1,130---
Furniture and vehicles24€3,531€2,330€1,130---
Current assets29/58€136,989€103,190€96,965€98,927€99,833▲ 0.9%
Amounts receivable within one year40/41€8,278€6,977€8,806€4,130€2,867▼ 30.6%
Trade receivables40€6,086€4,223€5,871€2,916€2,763▼ 5.3%
Other amounts receivable41€2,192€2,754€2,935€1,214€104▼ 91.4%
Cash at bank and in hand54/58€124,737€91,713€81,858€88,142€88,500▲ 0.4%
Deferred charges and accrued income490/1€3,973€4,500€6,301€6,655€8,465▲ 27.2%
Equity and liabilities
Total equity and liabilities10/49€140,519€105,520€98,095€98,927€99,833▲ 0.9%
Equity10/15€47,020€49,020€49,092€47,553€48,224▲ 1.4%
Contributions10/11€25,000€25,000€27,500€27,500€27,500=
Capital10€25,000€25,000----
Issued capital100€25,000€25,000----
Outside capital11--€27,500€27,500€27,500=
Other1109/19--€27,500€27,500€27,500=
Reserves13€2,500€2,500----
Non-distributable reserves130/1€2,500€2,500----
Legal reserve130€2,500€2,500----
Profit (loss) carried forward14€19,520€21,520€21,592€20,053€20,724▲ 3.3%
Amounts payable17/49€93,499€56,500€49,003€51,374€51,609▲ 0.5%
Amounts payable within one year42/48€93,499€56,500€49,003€51,374€51,609▲ 0.5%
Trade debts44€363€5,398€1,900€494€541▲ 9.5%
Suppliers440/4€363€5,398€1,900€494€541▲ 9.5%
Taxes, remuneration and social security45€1,200€1,200€1,200€4,314€4,479▲ 3.8%
Taxes450/3€1,200€1,200€1,200€4,314€4,479▲ 3.8%
Other amounts payable47/48€91,936€49,902€45,903€46,565€46,589▲ 0.1%
Line20212022202320242025Change
Profit (loss) for the period9904€98,282€50,000€45,072€42,461€46,670▲ 9.9%
+ Depreciation and write-downs630€1,432€1,200€1,200€1,130--
Operating cash flow (approximation)€99,714€51,200€46,273€43,591€46,670▲ 7.1%
Investment in fixed assets (approximation)-€0€0---
Change in cash--€33,025-€9,855€6,284€358▼ 94.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €98,282 ▲109%
Operating result €131,602, net result €98,282, both a record.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waimes · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,582 m²
Building footprint
342 m²
Volume, LiDAR
1,769 m³
Parcel 63552C0292/00F000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIDUJOST
Chemin de la Sapinière,Ovifat 12, 4950 WaimesCertified accountants and tax accountants
since 20142.236.209.888
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63552C0292/00F000 Wallonia 1,582 m² 1 · 342 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 5,882 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-10-2014
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID 0208:0564844658
Registered 15-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.